莫迪总理呼吁全面改革银行业

印度总理纳伦德拉·莫迪在印度储备银行成立 90 周年致辞中强调，需要“更新的银行结构”以适应不断变化的金融变化。他呼吁为经济增长项目提供信贷，并认识到技术对银行业的影响，包括人工智能和网络安全。莫迪承认即将举行的选举，敦促该行业在技术快速进步的情况下为潜在的政策措施做好准备，并鼓励央行评估私营部门信贷需求以支持印度的增长潜力。

Prime Minister Modi Calls for Comprehensive Banking Sector Revamp

莫迪总理呼吁全面改革银行业

New Delhi, April 1, 2024: In a landmark speech that has sent shockwaves through the financial industry, Prime Minister Narendra Modi has boldly called for a transformative overhaul of the nation's banking structure. This groundbreaking announcement comes amidst an evolving financial landscape, characterized by the rapid adoption of artificial intelligence, blockchain, and digital banking.

新德里，2024 年 4 月 1 日：纳伦德拉·莫迪总理在一场震撼整个金融业的里程碑式演讲中大胆呼吁对国家银行业结构进行变革性改革。这一突破性的公告是在不断变化的金融格局中发布的，其特点是人工智能、区块链和数字银行的迅速采用。

Prime Minister Modi, speaking at an event commemorating the 90th anniversary of the Reserve Bank of India (RBI), emphasized the urgent need for a "newer banking structure" to meet the demands of a rapidly changing financial landscape. He stressed the critical role of banking in providing credit access and availability for projects that are fundamental to the country's economic growth.

莫迪总理在印度储备银行 (RBI) 成立 90 周年纪念活动上发表讲话，强调迫切需要“更新的银行结构”，以满足快速变化的金融格局的需求。他强调银行业在为国家经济增长至关重要的项目提供信贷准入和可用性方面发挥着关键作用。

Recognizing the transformative impact of technology, the Prime Minister highlighted the risks and opportunities presented by artificial intelligence and blockchain, which are reshaping banking, cyber security, and the increasing reliance on digital banking. "We need to meticulously examine the necessary changes that must be made to India's banking sector and its very structure," Prime Minister Modi asserted.

总理认识到技术的变革性影响，强调了人工智能和区块链带来的风险和机遇，它们正在重塑银行业、网络安全以及对数字银行的日益依赖。莫迪总理表示：“我们需要仔细研究印度银行业及其结构必须做出的必要改变。”

Concurrently, the Prime Minister has directed the RBI to conduct a comprehensive study to assess the need for private sector credit across various sectors of the economy. This study will consider the growth prospects and potential of each sector, ensuring that the banking system is appropriately aligned with the nation's economic goals.

与此同时，总理指示印度储备银行进行一项全面研究，以评估各个经济部门对私营部门信贷的需求。这项研究将考虑每个部门的增长前景和潜力，确保银行体系与国家经济目标适当一致。

"In light of the rapid advancements unfolding in the contemporary world, particularly in technology, innovation, business practices, and the growing complexities within the financial sector, the RBI must continuously evaluate emerging trends and implement timely policy measures to remain in sync with this ever-evolving landscape," said RBI Governor Shaktikanta Das. "Our unwavering commitment is to anticipate potential scenarios and take proactive action."

“鉴于当今世界的快速进步，特别是在技术、创新、商业实践以及金融领域日益复杂的方面，印度储备银行必须不断评估新兴趋势并采取及时的政策措施，以与这一趋势保持同步。 -不断变化的形势，”印度储备银行行长沙克蒂坎塔·达斯 (Shaktikanta Das) 说道。 “我们坚定不移的承诺是预测潜在情况并采取积极行动。”

In addressing members of the financial services industry, Prime Minister Modi highlighted the emergence of new sectors, such as space and tourism, and the pressing need to cultivate expertise in funding these burgeoning industries. He also drew attention to the transformative potential of Ayodhya, which is poised to become the world's leading religious tourism destination in the coming years.

莫迪总理在向金融服务业成员发表讲话时强调了太空和旅游业等新行业的出现，以及迫切需要培养为这些新兴行业提供资金的专业知识。他还提请人们注意阿约提亚的变革潜力，阿约提亚有望在未来几年成为世界领先的宗教旅游目的地。

With a touch of humor, the Prime Minister playfully warned members about a potential "flood of work" the day after he takes the oath of office for a third term, hinting at his confidence in the BJP's victory in the upcoming elections. The seven-phase election will be held from April 19 to June 1, with the results announced on June 4.

总理在宣誓第三个任期后的第二天，幽默地警告议员们可能会出现“大量工作”，暗示他对印度人民党在即将举行的选举中获胜充满信心。七阶段选举将于4月19日至6月1日举行，结果将于6月4日公布。

"I am fully occupied with the elections for the next 100 days. You have ample time to deliberate upon potential solutions because the day after taking the oath of office, work will commence in earnest," he said.

“我完全忙于接下来 100 天的选举。你们有足够的时间来考虑可能的解决方案，因为宣誓就职后的第二天，工作就会正式开始，”他说。

The BJP-led government has pledged to continue its tireless efforts to enhance India's self-reliance. Over the next decade, the government's focus will be centered on adapting to the challenges and opportunities presented by a more cashless economy, expanding the scope of digital transactions, ensuring credit access for all, improving financial inclusion, simplifying banking procedures, and integrating cutting-edge AI and ML technologies.

印度人民党领导的政府承诺将继续不懈努力，增强印度的自力更生能力。未来十年，政府的重点将集中在适应无现金经济带来的挑战和机遇、扩大数字交易范围、确保所有人都能获得信贷、改善金融包容性、简化银行程序以及整合切割等。边缘人工智能和机器学习技术。

"As we embark on setting targets for the next 10 years, we must never lose sight of the burning aspirations of India's youth. India is one of the youngest nations in the world today, and the RBI has a pivotal role to play in empowering and fulfilling these youthful aspirations," the Prime Minister stated.

“当我们开始制定未来 10 年的目标时，我们绝不能忽视印度年轻人的强烈愿望。印度是当今世界上最年轻的国家之一，印度储备银行在赋权和促进印度年轻人的发展方面发挥着关键作用。实现这些年轻人的愿望，”总理说。

In addition to his transformative vision for the banking sector, Prime Minister Modi also called for greater diversity and inclusion in the financial services industry. He urged the industry to actively promote women's participation at all levels, recognizing the immense value they bring to the workforce.

除了对银行业的变革愿景外，莫迪总理还呼吁金融服务业实现更大的多样性和包容性。他敦促该行业积极促进女性在各个层面的参与，认识到她们为劳动力带来的巨大价值。

The Prime Minister's groundbreaking speech has been met with widespread acclaim and has ignited a vibrant debate within the financial sector. Industry leaders, economists, and policymakers are actively engaging in a comprehensive evaluation of the proposed changes and their potential impact on the nation's economic trajectory.

总理的开创性演讲赢得了广泛赞誉，并引发了金融界的激烈辩论。行业领袖、经济学家和政策制定者正在积极参与对拟议的变革及其对国家经济轨迹的潜在影响的综合评估。

As India navigates an increasingly complex and dynamic financial landscape, Prime Minister Modi's audacious vision for a revamped banking structure serves as a beacon of hope and inspiration. It is a testament to his unwavering commitment to the nation's economic prosperity and his unwavering belief in the power of innovation and collaboration to shape a brighter future for all Indians.

随着印度面临日益复杂和充满活力的金融格局，莫迪总理对银行结构改革的大胆愿景成为希望和灵感的灯塔。这证明了他对国家经济繁荣的坚定承诺，以及他对创新与合作的力量为所有印度人塑造更光明未来的坚定信念。