莫迪總理呼籲全面改革銀行業

印度總理莫迪在印度儲備銀行成立 90 週年致辭中強調，需要「更新的銀行結構」以適應不斷變化的金融變化。他呼籲為經濟成長項目提供信貸，並認識到科技對銀行業的影響，包括人工智慧和網路安全。莫迪承認即將舉行的選舉，敦促該行業在技術快速進步的情況下為潛在的政策措施做好準備，並鼓勵央行評估私部門信貸需求以支持印度的成長潛力。

Prime Minister Modi Calls for Comprehensive Banking Sector Revamp

莫迪總理呼籲全面改革銀行業

New Delhi, April 1, 2024: In a landmark speech that has sent shockwaves through the financial industry, Prime Minister Narendra Modi has boldly called for a transformative overhaul of the nation's banking structure. This groundbreaking announcement comes amidst an evolving financial landscape, characterized by the rapid adoption of artificial intelligence, blockchain, and digital banking.

新德里，2024 年 4 月 1 日：莫迪總理在一場震撼整個金融業的里程碑式演講中大膽呼籲對國家銀行業結構進行變革性改革。這項突破性的公告是在不斷變化的金融格局中發布的，其特點是人工智慧、區塊鏈和數位銀行的迅速採用。

Prime Minister Modi, speaking at an event commemorating the 90th anniversary of the Reserve Bank of India (RBI), emphasized the urgent need for a "newer banking structure" to meet the demands of a rapidly changing financial landscape. He stressed the critical role of banking in providing credit access and availability for projects that are fundamental to the country's economic growth.

莫迪總理在印度儲備銀行 (RBI) 成立 90 週年紀念活動上發表講話，強調迫切需要“更新的銀行結構”，以滿足快速變化的金融格局的需求。他強調銀行業在為國家經濟成長至關重要的項目提供信貸准入和可用性方面發揮關鍵作用。

Recognizing the transformative impact of technology, the Prime Minister highlighted the risks and opportunities presented by artificial intelligence and blockchain, which are reshaping banking, cyber security, and the increasing reliance on digital banking. "We need to meticulously examine the necessary changes that must be made to India's banking sector and its very structure," Prime Minister Modi asserted.

總理意識到科技的變革性影響，強調了人工智慧和區塊鏈帶來的風險和機遇，它們正在重塑銀行業、網路安全以及對數位銀行的日益依賴。莫迪總理表示：“我們需要仔細研究印度銀行業及其結構必須做出的必要改變。”

Concurrently, the Prime Minister has directed the RBI to conduct a comprehensive study to assess the need for private sector credit across various sectors of the economy. This study will consider the growth prospects and potential of each sector, ensuring that the banking system is appropriately aligned with the nation's economic goals.

同時，總理指示印度儲備銀行進行一項全面研究，以評估各個經濟部門對私部門信貸的需求。這項研究將考慮每個部門的成長前景和潛力，確保銀行體系與國家經濟目標適當一致。

"In light of the rapid advancements unfolding in the contemporary world, particularly in technology, innovation, business practices, and the growing complexities within the financial sector, the RBI must continuously evaluate emerging trends and implement timely policy measures to remain in sync with this ever-evolving landscape," said RBI Governor Shaktikanta Das. "Our unwavering commitment is to anticipate potential scenarios and take proactive action."

「鑑於當今世界的快速進步，特別是在技術、創新、商業實踐以及金融領域日益複雜的方面，印度儲備銀行必須不斷評估新興趨勢並採取及時的政策措施，以與這一趨勢保持同步。 -不斷變化的形勢，」印度儲備銀行行長沙克蒂坎塔·達斯(Shaktikanta Das) 說。 “我們堅定不移的承諾是預測潛在情況並採取積極行動。”

In addressing members of the financial services industry, Prime Minister Modi highlighted the emergence of new sectors, such as space and tourism, and the pressing need to cultivate expertise in funding these burgeoning industries. He also drew attention to the transformative potential of Ayodhya, which is poised to become the world's leading religious tourism destination in the coming years.

莫迪總理在向金融服務業成員發表講話時強調了太空和旅遊業等新行業的出現，以及迫切需要培養為這些新興行業提供資金的專業知識。他也提請人們注意阿約提亞的變革潛力，阿約提亞有望在未來幾年成為世界領先的宗教旅遊目的地。

With a touch of humor, the Prime Minister playfully warned members about a potential "flood of work" the day after he takes the oath of office for a third term, hinting at his confidence in the BJP's victory in the upcoming elections. The seven-phase election will be held from April 19 to June 1, with the results announced on June 4.

總理在宣誓第三個任期後的第二天，幽默地警告議員可能會出現“大量工作”，暗示他對印度人民黨在即將舉行的選舉中獲勝充滿信心。七階段選舉將於4月19日至6月1日舉行，結果將於6月4日公佈。

"I am fully occupied with the elections for the next 100 days. You have ample time to deliberate upon potential solutions because the day after taking the oath of office, work will commence in earnest," he said.

「我完全忙於接下來 100 天的選舉。你們有足夠的時間來考慮可能的解決方案，因為宣誓就職後的第二天，工作就會正式開始，」他說。

The BJP-led government has pledged to continue its tireless efforts to enhance India's self-reliance. Over the next decade, the government's focus will be centered on adapting to the challenges and opportunities presented by a more cashless economy, expanding the scope of digital transactions, ensuring credit access for all, improving financial inclusion, simplifying banking procedures, and integrating cutting-edge AI and ML technologies.

印度人民黨領導的政府承諾將繼續不懈努力，增強印度的自力更生能力。未來十年，政府的重點將集中在適應無現金經濟帶來的挑戰和機會、擴大數位交易範圍、確保所有人都能獲得信貸、改善金融包容性、簡化銀行程序以及整合切割等。邊緣人工智慧和機器學習技術。

"As we embark on setting targets for the next 10 years, we must never lose sight of the burning aspirations of India's youth. India is one of the youngest nations in the world today, and the RBI has a pivotal role to play in empowering and fulfilling these youthful aspirations," the Prime Minister stated.

「當我們開始製定未來10 年的目標時，我們絕不能忽視印度年輕人的強烈願望。印度是當今世界上最年輕的國家之一，印度儲備銀行在賦權和促進印度年輕人的發展方面發揮著關鍵作用。實現這些年輕人的願望，」總理說。

In addition to his transformative vision for the banking sector, Prime Minister Modi also called for greater diversity and inclusion in the financial services industry. He urged the industry to actively promote women's participation at all levels, recognizing the immense value they bring to the workforce.

除了對銀行業的變革願景外，莫迪總理還呼籲金融服務業實現更大的多元化和包容性。他敦促該行業積極促進女性在各個層面的參與，並認識到她們為勞動力帶來的巨大價值。

The Prime Minister's groundbreaking speech has been met with widespread acclaim and has ignited a vibrant debate within the financial sector. Industry leaders, economists, and policymakers are actively engaging in a comprehensive evaluation of the proposed changes and their potential impact on the nation's economic trajectory.

總理的開創性演講贏得了廣泛讚譽，並引發了金融界的激烈辯論。產業領袖、經濟學家和政策制定者正在積極參與對擬議的變革及其對國家經濟軌蹟的潛在影響的綜合評估。

As India navigates an increasingly complex and dynamic financial landscape, Prime Minister Modi's audacious vision for a revamped banking structure serves as a beacon of hope and inspiration. It is a testament to his unwavering commitment to the nation's economic prosperity and his unwavering belief in the power of innovation and collaboration to shape a brighter future for all Indians.

隨著印度面臨日益複雜和充滿活力的金融格局，莫迪總理對銀行結構改革的大膽願景成為希望和靈感的燈塔。這證明了他對國家經濟繁榮的堅定承諾，以及他對創新與合作的力量為所有印度人塑造更光明未來的堅定信念。