PayPal 通过 Xoom 扩展跨境支付，允许合作伙伴使用 PYUSD 进行国际汇款

Xoom 是 PayPal 旗下的数字汇款服务，允许用户在全球范围内汇款、支付账单以及为手机充值。

PayPal is expanding its cross-border payments capabilities through Xoom, enabling partners to utilize PayPal USD (PYUSD) for international money transfers.

PayPal 正在通过 Xoom 扩展其跨境支付功能，使合作伙伴能够利用 PayPal USD (PYUSD) 进行国际汇款。

Xoom, a digital money transfer service owned by PayPal, allows users to send money, pay bills, and reload mobile phones globally. Launched in 2001 and acquired by PayPal in 2015, Xoom aims to provide a fast, easy, and reliable platform for international fund transfers, particularly remittances sent by individuals to friends and family in other countries.

Xoom 是 PayPal 旗下的数字汇款服务，允许用户在全球范围内汇款、支付账单以及为手机充值。 Xoom 于 2001 年推出，并于 2015 年被 PayPal 收购，旨在为国际资金转账（特别是个人向其他国家的朋友和家人汇款）提供快速、简单且可靠的平台。

With a presence in over 160 countries, Xoom offers a wide range of financial services. Users can transfer money directly to bank accounts, cash pick-up locations, or mobile wallets. It also supports utility bill payments and mobile phone top-ups in select countries, serving as a versatile platform for financial transactions.

Xoom 业务遍及 160 多个国家，提供广泛的金融服务。用户可以直接将资金转入银行账户、现金提取地点或手机钱包。它还支持特定国家/地区的水电费支付和手机充值，作为金融交易的多功能平台。

According to PayPal, Cebuana Lhuillier in the Philippines and Yellow Card in Africa will be the first partners to adopt this new integration, leveraging faster and more affordable transactions enabled by blockchain technology.

据 PayPal 称，菲律宾的 Cebuana Lhuillier 和非洲的 Yellow Card 将成为首批采用这种新整合的合作伙伴，利用区块链技术实现更快、更实惠的交易。

This integration aims to promote financial inclusion by providing greater access to digital financial tools for people in the Asia-Pacific and Africa regions. It will also allow PayPal to process cross-border transactions without being limited by traditional banking hours.

这种整合旨在通过为亚太和非洲地区的人们提供更多使用数字金融工具的机会来促进金融包容性。它还将允许 PayPal 处理跨境交易，而不受传统银行营业时间的限制。

Highlighting the importance of cross-border transactions for economic growth in developing nations, Jose Fernandez da Ponte, PayPal’s Senior Vice President of Blockchain, Cryptocurrency, and Digital Currencies, explained that this partnership will make international money transfers more seamless by combining PayPal's advanced payment systems and blockchain technology.

PayPal 区块链、加密货币和数字货币高级副总裁 Jose Fernandez da Ponte 强调了跨境交易对发展中国家经济增长的重要性，他解释说，这种合作伙伴关系将通过结合 PayPal 的先进支付系统，使国际汇款变得更加无缝。和区块链技术。

Check out: PayPal’s PYUSD expands across chains using LayerZero’s omnichain protocol

查看：PayPal 的 PYUSD 使用 LayerZero 的全链协议跨链扩展

“This collaboration will strengthen our mission to reach underserved communities and promote financial inclusion in the Philippines,” said Jean Henri Lhuillier, the CEO of Cebuana Lhuillier.

Cebuana Lhuillier 首席执行官 Jean Henri Lhuillier 表示：“此次合作将强化我们的使命，即覆盖服务不足的社区并促进菲律宾的金融包容性。”

In Africa, PayPal has deepened its partnership with Yellow Card, the continent’s largest stablecoin payment platform.Commenting on the partnership, Chris Maurice, the CEO of Yellow Card, said that this initiative will allow PayPal customers to send money quickly and at lower costs to African countries, with funds being deposited directly into local bank or mobile money accounts.

在非洲，PayPal加深了与该大陆最大的稳定币支付平台Yellow Card的合作关系。Yellow Card首席执行官Chris Maurice在评论此次合作时表示，这一举措将让PayPal客户能够以更低的成本快速、快速地向非洲国家汇款。非洲国家，资金直接存入当地银行或移动货币账户。

These developments follow an earlier PayPal initiative in the U.S., where Xoom users can fund international money transfers using PYUSD with no transaction fees. Part of PayPal, Xoom simplifies sending money, paying bills, and reloading phones for users in over 160 countries.

这些发展遵循 PayPal 早期在美国的举措，Xoom 用户可以使用 PYUSD 为国际汇款提供资金，无需支付交易费用。作为 PayPal 的一部分，Xoom 为 160 多个国家/地区的用户简化了汇款、支付账单和充值手机等操作。