萨尔瓦多确认在获得 14 亿美元国际货币基金组织贷款后，比特币将与美元一样保持法定货币

国际货币基金组织此前曾建议中美洲国家限制其对加密货币的投资。

El Salvador has announced that Bitcoin will continue to be legal tender in the country, despite agreeing to limit its exposure to the cryptocurrency as part of a USD 1.4 billion loan deal with the International Monetary Fund (IMF).

萨尔瓦多宣布，比特币将继续成为该国的法定货币，尽管作为与国际货币基金组织 (IMF) 14 亿美元贷款协议的一部分，同意限制其对加密货币的敞口。

The Central American nation became the first in the world to adopt Bitcoin as legal tender in September 2021, sparking tension with the IMF over the financial and legal risks involved. However, the IMF recently acknowledged that these risks have yet to materialise.

这个中美洲国家于 2021 年 9 月成为世界上第一个采用比特币作为法定货币的国家，引发了与国际货币基金组织因所涉及的金融和法律风险而产生的紧张关系。然而，国际货币基金组织最近承认，这些风险尚未成为现实。

According to a government statement, Bitcoin will remain legal tender alongside the US dollar, which has been the country's official currency since 2001. The government also confirmed that upcoming legal reforms will make Bitcoin acceptance by private businesses voluntary, shifting from earlier mandates.

根据政府声明，比特币将与美元一样保持法定货币，美元自 2001 年以来一直是该国的官方货币。政府还确认，即将进行的法律改革将使私营企业自愿接受比特币，这与之前的规定有所不同。

An IMF spokesperson highlighted that El Salvador currently holds 5,968 Bitcoins, valued at approximately USD 594 million. Meanwhile, Bitcoin prices have seen a recent rally, driven in part by global developments, including US President-elect Donald Trump's proposed plans for a strategic Bitcoin reserve.

国际货币基金组织发言人强调，萨尔瓦多目前持有 5,968 个比特币，价值约 5.94 亿美元。与此同时，比特币价格近期出现上涨，部分原因是全球事态发展，包括美国当选总统唐纳德·特朗普提出的比特币战略储备计划。

El Salvador's economic motivation for adopting Bitcoin is primarily to reduce the costs associated with remittances, which are a vital lifeline for its economy. By enabling direct peer-to-peer transactions through Bitcoin and utilising platforms like the government-developed Chivo Wallet, the administration aims to bypass intermediaries, lower transfer costs, and increase the value retained by families. However, this approach hinges on widespread adoption and trust in the cryptocurrency, which remains volatile and requires digital literacy and access to technology – both of which are challenges in a country with significant socioeconomic disparities. While the potential for cost savings is significant, the practical execution and risks tied to Bitcoin’s price fluctuations pose ongoing questions about the long-term viability of this strategy.

萨尔瓦多采用比特币的经济动机主要是为了降低与汇款相关的成本，这是其经济的重要生命线。通过通过比特币实现直接点对点交易并利用政府开发的 Chivo 钱包等平台，政府的目标是绕过中介机构、降低转移成本并增加家庭保留的价值。然而，这种方法取决于对加密货币的广泛采用和信任，加密货币仍然不稳定，需要数字素养和技术获取——这对于一个社会经济差距巨大的国家来说都是挑战。虽然节省成本的潜力很大，但与比特币价格波动相关的实际执行和风险对这一策略的长期可行性提出了持续的疑问。