薩爾瓦多確認在獲得 14 億美元國際貨幣基金組織貸款後，比特幣將與美元一樣保持法定貨幣

國際貨幣基金組織先前曾建議中美洲國家限制對加密貨幣的投資。

El Salvador has announced that Bitcoin will continue to be legal tender in the country, despite agreeing to limit its exposure to the cryptocurrency as part of a USD 1.4 billion loan deal with the International Monetary Fund (IMF).

薩爾瓦多宣布，比特幣將繼續是該國的法定貨幣，儘管作為與國際貨幣基金組織 (IMF) 14 億美元貸款協議的一部分，同意限制其對加密貨幣的曝險。

The Central American nation became the first in the world to adopt Bitcoin as legal tender in September 2021, sparking tension with the IMF over the financial and legal risks involved. However, the IMF recently acknowledged that these risks have yet to materialise.

這個中美洲國家於 2021 年 9 月成為世界上第一個採用比特幣作為法定貨幣的國家，引發了與國際貨幣基金組織因所涉及的金融和法律風險而產生的緊張關係。然而，國際貨幣基金組織最近承認，這些風險尚未成為現實。

According to a government statement, Bitcoin will remain legal tender alongside the US dollar, which has been the country's official currency since 2001. The government also confirmed that upcoming legal reforms will make Bitcoin acceptance by private businesses voluntary, shifting from earlier mandates.

根據政府聲明，比特幣將與美元一樣保持法定貨幣，美元自2001 年以來一直是該國的官方貨幣。有所不同。

An IMF spokesperson highlighted that El Salvador currently holds 5,968 Bitcoins, valued at approximately USD 594 million. Meanwhile, Bitcoin prices have seen a recent rally, driven in part by global developments, including US President-elect Donald Trump's proposed plans for a strategic Bitcoin reserve.

國際貨幣基金組織發言人強調，薩爾瓦多目前持有 5,968 個比特幣，價值約 5.94 億美元。同時，比特幣價格近期出現上漲，部分原因是全球事態發展，包括美國當選總統川普提出的比特幣戰略儲備計畫。

El Salvador's economic motivation for adopting Bitcoin is primarily to reduce the costs associated with remittances, which are a vital lifeline for its economy. By enabling direct peer-to-peer transactions through Bitcoin and utilising platforms like the government-developed Chivo Wallet, the administration aims to bypass intermediaries, lower transfer costs, and increase the value retained by families. However, this approach hinges on widespread adoption and trust in the cryptocurrency, which remains volatile and requires digital literacy and access to technology – both of which are challenges in a country with significant socioeconomic disparities. While the potential for cost savings is significant, the practical execution and risks tied to Bitcoin’s price fluctuations pose ongoing questions about the long-term viability of this strategy.

薩爾瓦多採用比特幣的經濟動機主要是為了降低與匯款相關的成本，這是其經濟的重要生命線。透過比特幣實現直接點對點交易並利用政府開發的 Chivo 錢包等平台，政府的目標是繞過中介機構、降低轉移成本並增加家庭保留的價值。然而，這種方法取決於對加密貨幣的廣泛採用和信任，加密貨幣仍然不穩定，需要數位素養和技術獲取——這對於一個社會經濟差距巨大的國家來說都是一個挑戰。雖然節省成本的潛力很大，但與比特幣價格波動相關的實際執行和風險對這項策略的長期可行性提出了持續的疑問。