加密货币作为财富的彩票。

随着2017年比特币的运转，自2020年以来，它的受欢迎程度爆炸了

The cryptocurrency market has seen a rapid rise in recent years, especially with the run-up in Bitcoin to over $69,000 in 2021. This surge in value has been accompanied by an escalation in crypto scams and scandals, highlighting the risks inherent in this nascent industry.

近年来，加密货币市场的增长迅速，尤其是比特币的升级到2021年的69,000美元以上。这种价值的增长伴随着加密骗局和丑闻的升级，强调了这个新生行业固有的风险。

As the Federal Reserve prepares to raise interest rates, there is an anticipation of a downturn in the stock and crypto markets. This potential downturn could be exacerbated by the crypto winter that commenced in 2022, which has already seen several crypto firms encounter difficulties and some cases, collapse entirely.

当美联储准备提高利率时，人们期望股票和加密货币市场下降。这种潜在的衰退可能会因2022年开始的加密冬季而加剧，该加密冬季已经看到几家加密货币公司遇到了困难，有些情况完全崩溃了。

The crypto market has seen its fair share of scams and scandals throughout its history. These scams can take various forms, from rug pulls, where crypto creators simply leave with the money that’s been invested in their crypto project, to phishing scams and other online deceptions.

加密货币市场在其整个历史中都看到了相当多的骗局和丑闻。这些骗局可以采取各种形式，从地毯拉力中，加密货币创作者只是将投资于加密项目投资的钱，再到网络钓鱼骗局和其他在线欺骗。

Here are five of the largest crypto scandals.

这是五个最大的加密丑闻。

Binance crypto exchange, is being sued by the SEC for allegedly operating unregistered exchange and derivatives programs. The complaint, filed on Monday in federal court in San Francisco, names Binance and its CEO, Changpeng Zhao, as defendants.

Binance Crypto Exchange被SEC起诉，涉嫌运营未注册的交换和衍生品计划。该投诉于周一在旧金山联邦法院提起，名称Binance及其首席执行官Changpeng Zhao为被告。

The SEC alleges that Binance and Zhao raised billions of dollars from U.S. investors in its crypto exchange and derivatives programs without registering with the agency. The agency also claims that Binance commingled customer funds and used them for its own purposes, and that Zhao lied to the SEC about Binance’s ability to process trades quickly and efficiently.

SEC声称，Binance和Zhao从其加密货币交易所和衍生品计划中筹集了数十亿美元，而无需在该机构注册。该机构还声称，Binance将客户资金混合在一起，并将其用于自身目的，并且Zhao对Binance的能力撒谎了，以快速有效地处理交易的能力。

Binance and Zhao are also being sued by the Commodities Futures Trading Commission (CFTC) for allegedly defrauding investors and engaging in other illegal activity. The CFTC’s complaint, filed on March 12, 2023, alleges that Binance violated federal commodities law by operating a futures exchange without registering with the agency and by engaging in other illegal activity.

Binance和Zhao还被商品期货交易委员会（CFTC）起诉，据称欺骗投资者并从事其他非法活动。 CFTC的投诉于2023年3月12日提起，指控Binance违反了联邦商品法，而无需在该机构注册并从事其他非法活动。

The SEC’s complaint is part of a broader crackdown on the crypto industry by the agency. In recent months, the SEC has sued several other crypto firms, including BlockFi, Coinbase and Paxos. The agency is also investigating several other crypto companies.

SEC的投诉是该机构对加密行业的更广泛镇压的一部分。最近几个月，SEC已起诉其他几家加密货币公司，包括Blockfi，Coinbase和Paxos。该机构还正在调查其他几家加密公司。

The SEC’s complaint is still pending and could be settled out of court. If the case goes to trial, it could take several years to be completed.

SEC的投诉仍在待处理中，可以在法庭上解决。如果案件进行审判，则可能需要几年的时间才能完成。

In November 2023, Binance agreed to plead guilty to a variety of crimes and will pay more than $4 billion in penalties as part of a settlement with the Justice Department, the sources said. The charges stem from Binance’s alleged violations of the Bank Secrecy Act and failure to register as a money-transmitting business, two offenses that could have brought a hefty prison sentence to Binance executives. As part of the deal, Binance will pay the penalties and cooperate with the Justice Department’s investigation. The statement of facts filed by the Justice Department on Monday also noted that Binance will continue to be monitored by the Treasury Department in order to ensure compliance with the terms of the settlement.

消息人士称，在2023年11月，Binance同意对各种罪行认罪，并将在与司法部和解的一部分中支付超过40亿美元的罚款。这些指控源于Binance所谓的违反《银行保密法》和未注册为货币兑换业务的行为，这两项罪行可能对Binance高管造成了巨大的监禁。作为交易的一部分，Binance将支付罚款并与司法部的调查合作。司法部周一提交的事实声明还指出，义务部将继续受到财政部的监控，以确保遵守和解条款。

The charges against Binance come amid a broader crackdown by U.S. authorities on cryptocurrency firms for alleged crimes. Last month, the Commodities Futures Trading Commission sued Binance and its CEO, Changpeng Zhao, for allegedly defrauding investors and illegally operating a commodities exchange.

在美国当局对涉嫌犯罪的加密货币公司更广泛的镇压攻击之中，对二手股的指控提出了。上个月，大宗商品期货贸易委员会起诉Binance及其首席执行官Changpeng Zhao涉嫌欺骗投资者和非法经营商品交易所。

Binance, which is one of the world’s largest cryptocurrency exchanges, was founded in 2017 by Changpeng Zhao. The exchange processes billions of dollars in cryptocurrency transactions each day and has millions of users worldwide.

Binance是世界上最大的加密货币交易所之一，由Changpeng Zhao于2017年成立。交换过程每天都有数十亿美元的加密货币交易，并且在全球范围内拥有数百万用户。

The Justice Department’s charges against Binance are still pending and could be settled out of court. If the case goes to trial, it could take several years to be completed.

司法部针对Binance的指控仍在审理中，可以在法庭上解决。如果案件进行审判，则可能需要几年的时间才能完成。

Coinbase is being sued by the SEC for allegedly selling unregistered securities to investors. The SEC claims that Coinbase’s crypto staking program is also an unregistered offering of securities.

Coinbase因涉嫌向投资者出售未注册的证券而被SEC起诉。 SEC声称，Coinbase的加密蛋白制品计划也是一项未注册的证券。

Coinbase, one of the largest cryptocurrency exchanges in the U.S., has been a target of the SEC’s scrutiny for some time. The agency has been increasing its focus on the crypto industry in recent years, as it seeks to apply decades-old securities laws to a rapidly evolving sector.

Coinbase是美国最大的加密货币交换之一，一直是SEC审查的目标。近年来，该机构一直在增加对加密货币行业的关注，因为它试图将数十年历史的证券法应用于迅速发展的行业。

The SEC’s complaint is still pending and could be settled out of court. If the case goes to trial, it could take several years to be completed.

SEC的投诉仍在待处理中，可以在法庭上解决。如果案件进行审判，则可能需要几年的时间才能完成。

The SEC sued crypto lender BlockFi in March 2023 for allegedly offering unregistered securities to investors. The agency claims that BlockFi’s interest-bearing accounts, which paid out interest to investors who deposited cryptocurrency with BlockFi, were unregistered securities. The SEC is also investigating BlockFi for possible violations of the Bank Secrecy Act.

SEC于2023年3月起诉Crypto Lender Blockfi，据称向投资者提供了未注册的证券。该机构声称，Blockfi的利息帐户是未注册的证券，该帐户向将加密货币存入加密货币的投资者支付了利息。 SEC还正在调查Blockfi是否可能违反《银行保密法》。

BlockFi, which is one of the largest crypto lenders in the U.S., filed for bankruptcy in November 2022 after encountering difficulties in the wake of the crypto winter that commenced in 2022. The lender is currently being monitored by the Treasury Department to ensure compliance with the terms of a settlement reached with the SEC in January 2023.

Blockfi是美国最大的加密贷款人之一，在2022年开始的加密冬季遇到困难后，于2022年11月申请破产。目前，贷方正在监视贷方，以确保与SET在1月2023年1月2023日与SET的条款符合符合条件。

The SEC’s complaint against Block

SEC对Block的投诉