加密貨幣作為財富的彩票。

隨著2017年比特幣的運轉，自2020年以來，它的受歡迎程度爆炸了

The cryptocurrency market has seen a rapid rise in recent years, especially with the run-up in Bitcoin to over $69,000 in 2021. This surge in value has been accompanied by an escalation in crypto scams and scandals, highlighting the risks inherent in this nascent industry.

近年來，加密貨幣市場的增長迅速，尤其是比特幣的升級到2021年的69,000美元以上。這種價值的增長伴隨著加密騙局和醜聞的升級，強調了這個新生行業固有的風險。

As the Federal Reserve prepares to raise interest rates, there is an anticipation of a downturn in the stock and crypto markets. This potential downturn could be exacerbated by the crypto winter that commenced in 2022, which has already seen several crypto firms encounter difficulties and some cases, collapse entirely.

當美聯儲準備提高利率時，人們期望股票和加密貨幣市場下降。這種潛在的衰退可能會因2022年開始的加密冬季而加劇，該加密冬季已經看到幾家加密貨幣公司遇到了困難，有些情況完全崩潰了。

The crypto market has seen its fair share of scams and scandals throughout its history. These scams can take various forms, from rug pulls, where crypto creators simply leave with the money that’s been invested in their crypto project, to phishing scams and other online deceptions.

加密貨幣市場在其整個歷史中都看到了相當多的騙局和醜聞。這些騙局可以採取各種形式，從地毯拉力中，加密貨幣創作者只是將投資於加密項目投資的錢，再到網絡釣魚騙局和其他在線欺騙。

Here are five of the largest crypto scandals.

這是五個最大的加密醜聞。

Binance crypto exchange, is being sued by the SEC for allegedly operating unregistered exchange and derivatives programs. The complaint, filed on Monday in federal court in San Francisco, names Binance and its CEO, Changpeng Zhao, as defendants.

Binance Crypto Exchange被SEC起訴，涉嫌運營未註冊的交換和衍生品計劃。該投訴於週一在舊金山聯邦法院提起，名稱Binance及其首席執行官Changpeng Zhao為被告。

The SEC alleges that Binance and Zhao raised billions of dollars from U.S. investors in its crypto exchange and derivatives programs without registering with the agency. The agency also claims that Binance commingled customer funds and used them for its own purposes, and that Zhao lied to the SEC about Binance’s ability to process trades quickly and efficiently.

SEC聲稱，Binance和Zhao從其加密貨幣交易所和衍生品計劃中籌集了數十億美元，而無需在該機構註冊。該機構還聲稱，Binance將客戶資金混合在一起，並將其用於自身目的，並且Zhao對Binance的能力撒謊了，以快速有效地處理交易的能力。

Binance and Zhao are also being sued by the Commodities Futures Trading Commission (CFTC) for allegedly defrauding investors and engaging in other illegal activity. The CFTC’s complaint, filed on March 12, 2023, alleges that Binance violated federal commodities law by operating a futures exchange without registering with the agency and by engaging in other illegal activity.

Binance和Zhao還被商品期貨交易委員會（CFTC）起訴，據稱欺騙投資者並從事其他非法活動。 CFTC的投訴於2023年3月12日提起，指控Binance違反了聯邦商品法，而無需在該機構註冊並從事其他非法活動。

The SEC’s complaint is part of a broader crackdown on the crypto industry by the agency. In recent months, the SEC has sued several other crypto firms, including BlockFi, Coinbase and Paxos. The agency is also investigating several other crypto companies.

SEC的投訴是該機構對加密行業的更廣泛鎮壓的一部分。最近幾個月，SEC已起訴其他幾家加密貨幣公司，包括Blockfi，Coinbase和Paxos。該機構還正在調查其他幾家加密公司。

The SEC’s complaint is still pending and could be settled out of court. If the case goes to trial, it could take several years to be completed.

SEC的投訴仍在待處理中，可以在法庭上解決。如果案件進行審判，則可能需要幾年的時間才能完成。

In November 2023, Binance agreed to plead guilty to a variety of crimes and will pay more than $4 billion in penalties as part of a settlement with the Justice Department, the sources said. The charges stem from Binance’s alleged violations of the Bank Secrecy Act and failure to register as a money-transmitting business, two offenses that could have brought a hefty prison sentence to Binance executives. As part of the deal, Binance will pay the penalties and cooperate with the Justice Department’s investigation. The statement of facts filed by the Justice Department on Monday also noted that Binance will continue to be monitored by the Treasury Department in order to ensure compliance with the terms of the settlement.

消息人士稱，在2023年11月，Binance同意對各種罪行認罪，並將在與司法部和解的一部分中支付超過40億美元的罰款。這些指控源於Binance所謂的違反《銀行保密法》和未註冊為貨幣兌換業務的行為，這兩項罪行可能對Binance高管造成了巨大的監禁。作為交易的一部分，Binance將支付罰款並與司法部的調查合作。司法部周一提交的事實聲明還指出，義務部將繼續受到財政部的監控，以確保遵守和解條款。

The charges against Binance come amid a broader crackdown by U.S. authorities on cryptocurrency firms for alleged crimes. Last month, the Commodities Futures Trading Commission sued Binance and its CEO, Changpeng Zhao, for allegedly defrauding investors and illegally operating a commodities exchange.

在美國當局對涉嫌犯罪的加密貨幣公司更廣泛的鎮壓攻擊之中，對二手股的指控提出了。上個月，大宗商品期貨貿易委員會起訴Binance及其首席執行官Changpeng Zhao涉嫌欺騙投資者和非法經營商品交易所。

Binance, which is one of the world’s largest cryptocurrency exchanges, was founded in 2017 by Changpeng Zhao. The exchange processes billions of dollars in cryptocurrency transactions each day and has millions of users worldwide.

Binance是世界上最大的加密貨幣交易所之一，由Changpeng Zhao於2017年成立。交換過程每天都有數十億美元的加密貨幣交易，並且在全球範圍內擁有數百萬用戶。

The Justice Department’s charges against Binance are still pending and could be settled out of court. If the case goes to trial, it could take several years to be completed.

司法部針對Binance的指控仍在審理中，可以在法庭上解決。如果案件進行審判，則可能需要幾年的時間才能完成。

Coinbase is being sued by the SEC for allegedly selling unregistered securities to investors. The SEC claims that Coinbase’s crypto staking program is also an unregistered offering of securities.

Coinbase因涉嫌向投資者出售未註冊的證券而被SEC起訴。 SEC聲稱，Coinbase的加密蛋白製品計劃也是一項未註冊的證券。

Coinbase, one of the largest cryptocurrency exchanges in the U.S., has been a target of the SEC’s scrutiny for some time. The agency has been increasing its focus on the crypto industry in recent years, as it seeks to apply decades-old securities laws to a rapidly evolving sector.

Coinbase是美國最大的加密貨幣交換之一，一直是SEC審查的目標。近年來，該機構一直在增加對加密貨幣行業的關注，因為它試圖將數十年曆史的證券法應用於迅速發展的行業。

The SEC’s complaint is still pending and could be settled out of court. If the case goes to trial, it could take several years to be completed.

SEC的投訴仍在待處理中，可以在法庭上解決。如果案件進行審判，則可能需要幾年的時間才能完成。

The SEC sued crypto lender BlockFi in March 2023 for allegedly offering unregistered securities to investors. The agency claims that BlockFi’s interest-bearing accounts, which paid out interest to investors who deposited cryptocurrency with BlockFi, were unregistered securities. The SEC is also investigating BlockFi for possible violations of the Bank Secrecy Act.

SEC於2023年3月起訴Crypto Lender Blockfi，據稱向投資者提供了未註冊的證券。該機構聲稱，Blockfi的利息帳戶是未註冊的證券，該帳戶向將加密貨幣存入加密貨幣的投資者支付了利息。 SEC還正在調查Blockfi是否可能違反《銀行保密法》。

BlockFi, which is one of the largest crypto lenders in the U.S., filed for bankruptcy in November 2022 after encountering difficulties in the wake of the crypto winter that commenced in 2022. The lender is currently being monitored by the Treasury Department to ensure compliance with the terms of a settlement reached with the SEC in January 2023.

Blockfi是美國最大的加密貸款人之一，在2022年開始的加密冬季遇到困難後，於2022年11月申請破產。目前，貸方正在監視貸方，以確保與SET在1月2023年1月2023日與SET的條款符合符合條件。

The SEC’s complaint against Block

SEC對Block的投訴