SEC专员Hester Peirce制定了一个大胆的七点计划，敦促国会削减繁文tape节

美国证券交易委员会（SEC）专员Hester M. Peirce呼吁国会简化加密货币监督并减少监管混乱

The cryptocurrency industry faces a critical juncture as institutions grapple with integrating new technologies into existing legal frameworks.

当机构努力将新技术集成到现有法律框架中时，加密货币行业面临着关键的关键。

At the Digital Chamber’s 8th Annual DC Blockchain Summit in Washington D.C. on March 26, U.S. Securities and Exchange Commission (SEC) Commissioner Hester M. Peirce urged Congress to streamline cryptocurrency oversight and reduce regulatory confusion.

在3月26日，美国证券交易委员会（SEC）专员Hester M. Peirce敦促国会敦促国会简化加密货币监督并减少监管混乱，在3月26日在华盛顿特区举行的数字商会举行的第八届年度DC区块链峰会上。

Currently spearheading the Crypto Task Force at the SEC—an initiative launched earlier this year to navigate clearer regulatory pathways for the cryptocurrency industry—Peirce highlighted the pressing need for synergy in cryptocurrency regulation.

目前，率先在SEC上率领加密货币工作队，这是一项计划于今年早些时候发起的，旨在驾驶加密货币行业的更清晰的监管途径，这强调了对加密货币调节中对协同作用的紧迫需求。

Highlighting the complexities of multi-agency rulemaking, Commissioner Peirce noted the broad mandates assigned to a diverse set of regulators in cryptocurrency. From the SEC and Commodity Futures Trading Commission (CFTC) to the Financial Crimes Enforcement Network (FinCEN) and state-level bodies, each regulator plays a role in overseeing various aspects of the cryptocurrency market.

Peirce专员强调了多机构规则制定的复杂性，指出了分配给加密货币中各种监管机构的广泛任务。从SEC和商品期货贸易委员会（CFTC）到金融犯罪执法网络（FINCEN）和州级机构，每个监管机构在监督加密货币市场的各个方面都起着作用。

However, she pointed out the inefficiencies inherent in this structure. Overlap in regulatory scope across different agencies leads to increased costs for both market participants who must comply with multiple sets of rules and regulators who must coordinate their efforts to avoid duplication.

但是，她指出了这种结构固有的效率低下。在不同机构之间的监管范围重叠会导致两位市场参与者的成本增加，他们必须遵守多个规则和监管机构，他们必须协调努力以避免重复。

Further addressing the difficulties in legislating new technologies, Commissioner Peirce observed that the nature of crypto assets adds another layer of complexity. She explained:

Peirce专员进一步解决了立法新技术的困难，观察到加密资产的性质增加了另一层复杂性。她解释说：

The overlap is likely only to get worse because crypto assets can represent anything from cash, to a financial instrument, like a security or a futures contract, to a work of precious art.

重叠可能只会变得更糟，因为加密资产可以代表从现金到金融工具（例如安全或期货合约）再到宝贵艺术品的任何东西。

To mitigate these challenges and foster a more efficient regulatory landscape, Commissioner Peirce presented seven key recommendations to Congress for streamlining cryptocurrency oversight.

为了减轻这些挑战并培养更有效的监管景观，专员皮尔斯（Peirce）向国会提出了七个关键建议，以简化加密货币监督。

1. Don’t Create a New Agency; Empower Existing Ones

1。不要创建新代理；赋予现有的权力

Instead of establishing a new agency to oversee cryptocurrencies, which would likely create additional layers of bureaucracy and slow down the process, Congress should consider empowering existing regulators to take on broader roles in specific areas of crypto regulation. This approach would leverage the experience and expertise of institutions like the SEC, CFTC, and state securities regulators to oversee various aspects of the crypto market in a more focused manner.

国会应该考虑授权现有监管机构在特定的加密监管领域中扮演更广泛的角色，而不是建立一个新机构来监督加密货币，这可能会创造额外的官僚主义层次。这种方法将利用SEC，CFTC和国家证券监管机构等机构的经验和专业知识，以更加集中的方式监督加密货币市场的各个方面。

2. Limit the Scope of New Statutes

2。限制新法规的范围

In an effort to avoid overregulation and ensure agility in the fast-moving crypto sector, Congress should keep the scope of new statutes as narrow as possible. For instance, when assigning regulatory authority, the goal should be to limit the scope of new legislation to U.S.-based or U.S.-targeted platforms. This would streamline the regulatory process and prevent it from becoming bogged down in minute details.

为了避免过度调节并确保快速移动的加密货币行业的敏捷性，国会应保持新法规的范围。例如，在分配监管机构时，目标应该是将新立法的范围限制为基于美国或靶向的平台。这将简化监管过程，并防止其在细节上陷入困境。

3. Provide for Federal Preemption in Areas of Interstate Commerce

3。在州际贸易领域提供联邦先发制人

To mitigate conflicts between state and federal laws and create a more seamless regulatory environment for crypto platforms operating across state lines, Congress could consider providing for federal preemption in areas of interstate commerce. This would streamline compliance burdens on crypto firms and foster greater cooperation between state and federal regulators.

为了减轻州和联邦法律之间的冲突，并为跨州行动的加密平台创造了更无缝的监管环境，国会可以考虑在州际贸易领域提供联邦抢先。这将简化加密企业的合规性负担，并促进州和联邦监管机构之间的更大合作。

4. Assign Oversight of Specific Crypto Asset Types to Particular Federal Agencies

4.将特定加密资产类型的监督分配给特定的联邦机构

In an effort to optimize the regulatory framework, Congress could assign oversight of specific types of crypto assets to particular federal agencies. For instance, those crypto assets that meet the definition of securities could fall under the purview of the SEC, which already has experience in regulating such instruments. Similarly, crypto assets used in commodity futures contracts could be assigned to the CFTC, and those implicating money laundering concerns could be placed under the supervision of FinCEN. This specialized assignment would allow each agency to leverage its existing expertise and experience to regulate specific crypto asset types effectively.

为了优化监管框架，国会可以将特定类型的加密资产分配给特定的联邦机构。例如，那些符合证券定义的加密资产可能属于SEC的权限，SEC已经具有调节此类工具的经验。同样，商品期货合约中使用的加密资产可以分配给CFTC，那些暗示洗钱问题的人可以在Fincen的监督下放置。这项专业任务将使每个机构能够利用其现有的专业知识和经验来有效地调节特定的加密资产类型。

5. Provide Legal Clarity for Trading Various Crypto Assets on Platforms Overseen by Either the SEC or CFTC

5。在SEC或CFTC监督的平台上交易各种加密资产，提供法律清晰度

To create a clear and comprehensive regulatory framework for crypto trading platforms, Congress could consider an amendment to Section 15 of the Securities Exchange Act of 1934. This amendment would authorize the SEC to register any trading platform that is capable of executing trades but does not hold customer assets. In contrast, the CFTC would oversee platforms that combine both trading and custody functions.

为了为加密货币交易平台创建明确而全面的监管框架，国会可以考虑对1934年《证券交易法》第15条的修正案。该修正案将授权SEC注册任何能够执行交易但不持有客户资产的交易平台。相比之下，CFTC将监督结合交易和监护功能的平台。

Moreover, to ensure the efficient integration of new technologies into the financial system, Congress could authorize the SEC to register any trading venue that operates more like an Alternative Trading System (ATS) in accordance with Section 11A of the Securities Exchange Act. This would create a flexible and adaptable framework for registering new types of trading venues.

此外，为了确保将新技术有效整合到金融体系中，国会可以根据《证券交易所法》第11A条的规定，授权SEC注册任何更像替代交易系统（ATS）的交易场所。这将创建一个灵活且适应性的框架，用于注册新类型的交易场所。

6. Apply the Established Principles of Regulatory Law from Traditional Financial Markets to Crypto

6.应用传统金融市场的监管法原则到加密货币

In an effort to streamline the regulatory landscape and avoid placing an undue burden on crypto firms, Congress should consider applying the established principles of regulatory law from traditional financial markets to crypto. This would involve striking a balance between administrative efficiency and the need for robust oversight.

为了简化监管格局并避免给加密货币公司施加不适当的负担，国会应考虑将传统金融市场的既定监管法原则运送到加密货币。这将涉及在行政效率和对强大监督的需求之间取得平衡。

For instance, in cases where a new crypto regulation overlaps with an existing statute but does not add anything new, the existing statute should take precedence to avoid redundancy and administrative burdens. Additionally, in cases of "unfunded mandates," which impose new obligations on private parties without providing the necessary funding, Congress should ensure that the assigned regulator has the capacity to carry out the assigned tasks.

例如，如果新的加密法规与现有法规重叠但没有添加新的任何新法规，则现有法规应优先考虑冗余和行政负担。此外，在“无资金授权”的情况下，该命令在不提供必要资金的情况下对私人各方施加了新的义务，国会应确保指定的监管机构有能力执行指定的任务。

7. Protect the Right of Americans to Peer-

7.保护美国人有权同行的权利 -