柬埔寨现在允许银行使用稳定币，但仍禁止比特币

柬埔寨国家银行 (NBC) 现允许商业银行和支付机构使用某些“1 类”资产，例如稳定币

Cambodia has approved the use of certain “Class 1” assets like stablecoins by commercial banks and payment institutions.

柬埔寨已批准商业银行和支付机构使用某些“1 类”资产，例如稳定币。

The move comes as part of a broader effort to stimulate growth in the country’s nascent blockchain space. However, a real transformation will require more extensive crypto-friendly policies.

此举是刺激该国新兴区块链领域增长的更广泛努力的一部分。然而，真正的转型将需要更广泛的加密友好政策。

Cambodia’s National Bank of Cambodia (NBC) has approved the use of certain “Class 1” assets like stablecoins by commercial banks and payment institutions, according to local reports. This development may help create growth for the nation’s nascent blockchain space, but a real transformation will require more extensive crypto-friendly policies.

据当地报道，柬埔寨国家银行（NBC）已批准商业银行和支付机构使用某些“1 类”资产，例如稳定币。这一发展可能有助于为该国新兴的区块链空间创造增长，但真正的转型将需要更广泛的加密友好政策。

This new move seems like a positive step for the regulation of stablecoins in Cambodia, but the state is clearly skeptical of crypto. Hong Vanak, an economic researcher at the Royal Academy of Cambodia, highlighted this dynamic.

这一新举措似乎是柬埔寨稳定币监管的积极一步，但该国显然对加密货币持怀疑态度。柬埔寨皇家科学院经济研究员 Hong Vanak 强调了这一动态。

“Cryptocurrencies do not bring many benefits to the national economy due to their digital and decentralized nature, and even complicate management, taxation, and ownership tracking. [However], giving the green light to crypto services can bring in large revenues from user transaction fees for commercial banks and financial institutions, Vanak claimed.

“加密货币由于其数字化和去中心化的特性，并没有给国民经济带来太多好处，甚至使管理、税收和所有权追踪变得复杂。 [然而]，瓦纳克声称，为加密货币服务开绿灯可以为商业银行和金融机构从用户交易费中带来大量收入。

Crypto regulation in Cambodia has become stricter throughout 2024. For example, the country blocked 16 major international exchanges earlier this month.

2024 年，柬埔寨的加密货币监管变得更加严格。例如，该国本月早些时候封锁了 16 家主要国际交易所。

However, the national bank hasn’t always been this hostile; it previously launched a CBDC and deployed cross-border payment transfers. Yet, growing concerns about money laundering have made the regulators scrutinize digital assets more. Now, its acceptance of stablecoins is the best news for crypto in Cambodia.

然而，国家银行并不总是如此充满敌意。它此前推出了 CBDC 并部署了跨境支付转账。然而，对洗钱活动的日益担忧促使监管机构更加严格地审查数字资产。现在，它对稳定币的接受是柬埔寨加密货币的最好消息。

Over the past two years, crypto adoption has grown in the country. However, much of this is associated with organized crime, creating a negative stigma.

在过去的两年里，加密货币的采用在该国有所增长。然而，其中大部分与有组织犯罪有关，造成了负面的耻辱。

For example, researchers uncovered an $11 billion darknet trade running through Cambodia earlier this year, which even involved the President’s extended family. Tether subsequently froze much of these assets.

例如，研究人员今年早些时候发现了柬埔寨境内价值 110 亿美元的暗网交易，其中甚至涉及总统的大家庭。 Tether 随后冻结了其中大部分资产。

This darknet market was even linked to laundered money from the infamous North Korean Lazarus Group, further deepening the scandal. In recent years, Cambodian regulators have worked with firms like Binance to build positive regulation.

这个暗网市场甚至与臭名昭著的朝鲜拉撒路集团的洗钱活动有关，进一步加深了丑闻。近年来，柬埔寨监管机构与币安等公司合作建立积极监管。

Although it’s good that Cambodia is approving stablecoins, it may take time to extend this to the broader crypto sector.

尽管柬埔寨批准稳定币是件好事，但将其扩展到更广泛的加密货币领域可能需要时间。