柬埔寨現在允許銀行使用穩定幣，但仍禁止比特幣

柬埔寨國家銀行 (NBC) 現允許商業銀行和支付機構使用某些「1 類」資產，例如穩定幣

Cambodia has approved the use of certain “Class 1” assets like stablecoins by commercial banks and payment institutions.

柬埔寨已批准商業銀行和支付機構使用某些「1 類」資產，例如穩定幣。

The move comes as part of a broader effort to stimulate growth in the country’s nascent blockchain space. However, a real transformation will require more extensive crypto-friendly policies.

此舉是刺激該國新興區塊鏈領域成長的更廣泛努力的一部分。然而，真正的轉型將需要更廣泛的加密友善政策。

Cambodia’s National Bank of Cambodia (NBC) has approved the use of certain “Class 1” assets like stablecoins by commercial banks and payment institutions, according to local reports. This development may help create growth for the nation’s nascent blockchain space, but a real transformation will require more extensive crypto-friendly policies.

根據當地報道，柬埔寨國家銀行（NBC）已批准商業銀行和支付機構使用某些「1 類」資產，例如穩定幣。這項發展可能有助於為該國新興的區塊鏈空間創造成長，但真正的轉型將需要更廣泛的加密友善政策。

This new move seems like a positive step for the regulation of stablecoins in Cambodia, but the state is clearly skeptical of crypto. Hong Vanak, an economic researcher at the Royal Academy of Cambodia, highlighted this dynamic.

這項新措施似乎是柬埔寨穩定幣監管的積極一步，但該國顯然對加密貨幣持懷疑態度。柬埔寨皇家科學院經濟研究員 Hong Vanak 強調了這一動態。

“Cryptocurrencies do not bring many benefits to the national economy due to their digital and decentralized nature, and even complicate management, taxation, and ownership tracking. [However], giving the green light to crypto services can bring in large revenues from user transaction fees for commercial banks and financial institutions, Vanak claimed.

「加密貨幣由於其數位化和去中心化的特性，並沒有為國民經濟帶來太多好處，甚至使管理、稅收和所有權追蹤變得複雜。 [然而]，瓦納克聲稱，為加密貨幣服務開綠燈可以為商業銀行和金融機構從用戶交易費中帶來大量收入。

Crypto regulation in Cambodia has become stricter throughout 2024. For example, the country blocked 16 major international exchanges earlier this month.

2024 年，柬埔寨的加密貨幣監管變得更加嚴格。

However, the national bank hasn’t always been this hostile; it previously launched a CBDC and deployed cross-border payment transfers. Yet, growing concerns about money laundering have made the regulators scrutinize digital assets more. Now, its acceptance of stablecoins is the best news for crypto in Cambodia.

然而，國家銀行並不總是如此充滿敵意。它先前推出了 CBDC 並部署了跨境支付轉帳。然而，對洗錢活動的日益擔憂促使監管機構更加嚴格地審查數位資產。現在，它對穩定幣的接受度是柬埔寨加密貨幣的最佳消息。

Over the past two years, crypto adoption has grown in the country. However, much of this is associated with organized crime, creating a negative stigma.

過去兩年，該國加密貨幣的採用有所增長。然而，其中大部分與有組織犯罪有關，造成了負面的恥辱。

For example, researchers uncovered an $11 billion darknet trade running through Cambodia earlier this year, which even involved the President’s extended family. Tether subsequently froze much of these assets.

例如，研究人員今年稍早發現了柬埔寨境內價值 110 億美元的暗網交易，其中甚至涉及總統的大家庭。 Tether 隨後凍結了其中大部分資產。

This darknet market was even linked to laundered money from the infamous North Korean Lazarus Group, further deepening the scandal. In recent years, Cambodian regulators have worked with firms like Binance to build positive regulation.

這個暗網市場甚至與臭名昭著的北韓拉撒路集團的洗錢活動有關，進一步加深了醜聞。近年來，柬埔寨監管機構與幣安等公司合作建立積極監管。

Although it’s good that Cambodia is approving stablecoins, it may take time to extend this to the broader crypto sector.

儘管柬埔寨批准穩定幣是件好事，但將其擴展到更廣泛的加密貨幣領域可能需要時間。