比特币获胜者：理发师杰奎·威尔金森 (Jacqui Wilkinson) 在七年时间里投资了 4 万英镑比特币后不再需要工作

2017 年圣诞节到了，美发师杰奎·威尔金森 (Jacqui Wilkinson) 和丈夫依偎在伯明翰郊外的议会大厦的沙发上看电视新闻

It’s Christmas 2017 and hairdresser Jacqui Wilkinson is snuggled up with her husband on the sofa watching the TV news in their council house outside Birmingham, when an item about Bitcoin catches her attention.

2017 年圣诞节，美发师杰奎·威尔金森 (Jacqui Wilkinson) 和丈夫依偎在伯明翰郊外的议会大厦里的沙发上看电视新闻，这时，一个有关比特币的项目引起了她的注意。

A property is for sale in London for 3,000 Bitcoin – the equivalent of £17 million – with the owner so confident in the future of the cryptocurrency he is refusing cash. ‘I wouldn’t mind some of that,’ she nudges Neal, a gas engineer.

伦敦一处房产以 3,000 比特币（相当于 1700 万英镑）的价格出售，业主对加密货币的未来充满信心，因此拒绝现金。 “我不介意其中一些，”她碰了碰天然气工程师尼尔。

Little could Jacqui have known that when she Googled Bitcoin that night it would change her life. Within five years she would no longer need to work thanks to her success with cryptocurrency.

杰奎几乎不知道，当她那天晚上在谷歌上搜索比特币时，这改变了她的生活。五年内，由于她在加密货币方面取得的成功，她将不再需要工作。

It’s doubtful, too, that Jacqui could have predicted she would have also corralled more than ten of her family and friends into buying Bitcoin.

同样值得怀疑的是，雅基能否预测到她也会召集十多名家人和朋友购买比特币。

And when she reveals that her own 82-year-old mother’s initial investment has shot up from £12,000 to £57,000 in two years, you can see why Jacqui’s eyes light up when I arrive at the avid Daily Mail reader’s home to learn the secrets of her success.

当她透露自己 82 岁的母亲的初始投资在两年内从 12,000 英镑飙升至 57,000 英镑时，你就能明白为什么当我到达狂热的《每日邮报》读者家中了解其中的秘密时，雅基的眼睛会发光她的成功。

‘I want to tell people about my own positive experience with Bitcoin,’ says the 57-year-old grandmother, who with her thick glossy hair is more Bitcoin Babe than Crypto Gran.

“我想告诉人们我自己在比特币方面的积极经历，”这位 57 岁的祖母说道，她有着浓密的光泽头发，她更像是比特币宝贝，而不是加密奶奶。

‘Bitcoin is not just for the super-rich to make even more money,’ she says. ‘It can be for people like me, people who left school at 16 with no qualifications.’

“比特币不仅仅是让超级富豪赚更多的钱，”她说。 “这可能适合像我这样的人，那些 16 岁就离开学校、没有资格的人。”

Crypto winner: Hairdresser Jacqui Wilkinson no longer needs to work after the investing £40,000 in Bitcoin over seven years

加密货币获胜者：理发师 Jacqui Wilkinson 在七年投资 40,000 英镑比特币后不再需要工作

Bitcoin was the world’s first cryptocurrency when it launched in 2009. Hundreds more digital currencies have followed but Bitcoin remains the most popular.

比特币于 2009 年推出，是世界上第一种加密货币。随后出现了数百种数字货币，但比特币仍然是最受欢迎的。

Jacqui is among the 12 per cent of UK adults who now own cryptocurrencies. City watchdog the Financial Conduct Authority (FCA) warns that crypto remains largely unregulated in the UK, is high risk and that owners should be prepared to lose all their money.

Jacqui 是目前拥有加密货币的英国成年人中的 12% 之一。城市监管机构金融行为监管局（FCA）警告称，加密货币在英国基本上不受监管，风险很高，所有者应该做好损失所有资金的准备。

It is highly volatile: for example, in the year to November 2022 the value dropped by close to 75 per cent. Nonetheless, interest in cryptocurrencies is rising as prices hit new record highs.

它的波动性很大：例如，截至 2022 年 11 月的一年内，其价值下降了近 75%。尽管如此，随着价格创下新高，人们对加密货币的兴趣正在上升。

Bitcoin is up by more than 150 per cent in the last year alone and this week breached $106,000 – largely thanks to the imminent return of Donald Trump to the White House.

仅去年一年，比特币就上涨了 150% 以上，本周突破了 106,000 美元——这主要归功于唐纳德·特朗普即将重返白宫。

Were Jacqui to crystallise her current holding today she’d be looking at £250,000 from an overall investment of £40,000 over just seven years.

如果 Jacqui 今天将她目前持有的股份具体化，她在短短七年内的总投资将达到 40,000 英镑，价值将达到 250,000 英镑。

Might it not be prudent to cash in while she’s ahead?

在她领先的时候兑现不是明智之举吗？

Jacqui shakes her head: ‘I think in decades – this isn’t a get-rich-quick scheme. It’s a long-term investment.’

雅基摇摇头：“我认为几十年后——这不是一个快速致富的计划。这是一项长期投资。

When pressed on her motivation, as to whether she gets a kick out of the risk of investing in a decentralised, unregulated currency that essentially exists only on computers or a thrill out of watching the peaks and troughs, she shakes her head again. ‘I do it because we never had anything growing up. And I never wanted to be poor.

当被问及她的动机时，至于她是否会因为投资一种本质上只存在于电脑上的去中心化、不受监管的货币而感到兴奋，或者因为观看波峰和波谷而感到兴奋，她再次摇了摇头。 “我这样做是因为我们从来没有成长过任何东西。我从来不想变穷。

‘My friends say, why don’t you spend the money on a holiday? But we take our caravan with our family ten miles up the road every year – we live frugally. I see Bitcoin as hope for ordinary people who have no chance otherwise of making any money.

“我的朋友说，你为什么不把钱花在度假上呢？”但我们每年都会带着家人带着大篷车沿着公路行驶十英里——我们生活节俭。我认为比特币是那些没有机会赚钱的普通人的希望。

‘Bitcoin has given me time, the scarcest commodity of all. My husband pays the bills and now we have enough money that I don’t need to work which has given me the freedom to pick up my two granddaughters from school, take them swimming, cook for them, and be there for them in these precious years.’

“比特币给了我时间，这是最稀缺的商品。我的丈夫支付账单，现在我们有足够的钱，我不需要工作，这让我可以自由地接我的两个孙女放学，带她们游泳，为她们做饭，并在这些珍贵的地方陪伴她们。年。'

Self-deprecating and softly spoken, Jacqui says dyslexia left her barely able to read.

雅基自嘲地说话轻声说，阅读障碍让她几乎无法阅读。

Born one of four siblings in a Catholic family with a coal-miner father and a factory worker mother, Jacqui was told that life on the production line was her only future.

雅基出生在一个天主教家庭，是四个兄弟姐妹中的一个，父亲是煤矿工人，母亲是工厂工人。雅基被告知，生产线上的生活是她唯一的未来。

‘On my first day in the factory I was gluing cupboards to make kitchen cabinets. I asked the woman next to me how long she’d been there and she told me 27 years. I went home that night and cried to Mum that I didn’t think I could do that job. She said, “Tough, that’s just the way it is” .’

“在工厂的第一天，我正在粘合橱柜来制作厨柜。我问我旁边的女士她在那里呆了多久，她告诉我 27 年。那天晚上我回家向妈妈哭诉，我认为我无法胜任这份工作。她说，“很难，事情就是这样”。

At 19, Jacqui could be found living in a bed and breakfast in Wolverhampton with a baby, her relationship with her childhood sweetheart over.

19 岁时，人们发现雅基带着婴儿住在伍尔弗汉普顿的一家民宿里，她和青梅竹马的关系结束了。

‘I remember bouncing my son on the bed and saying, “Right kid – it’s just you and me. Let’s do something.”’

“我记得我把儿子抱在床上说：“对了，孩子——只有你和我。让我们做点什么吧。”