阿布扎比的一次会议听说，比特币可能是“有史以来发明的最伊斯兰的货币形式”。

发言者认为，伊斯兰教允许以现货价值交换任何被视为货币的东西，这也适用于比特币。

Abu Dhabi: Bitcoin can be the “most Islamic form of money ever invented,” a conference in the capital has heard.

阿布扎比：首都举行的一次会议获悉，比特币可以成为“有史以来发明的最伊斯兰的货币形式”。

Islam permits the exchange of anything perceived as money at spot value, which applies to Bitcoin, speakers argued.

发言者认为，伊斯兰教允许以现货价值交换任何被视为货币的东西，这也适用于比特币。

According to the panel, anti-bitcoin Muslim scholars say that money has to be of intrinsic value and exchanged hand in hand to be halal, citing a hadith by Prophet Mohammed which says: “Gold is to be paid for by gold, silver by silver, wheat by wheat, barley by barley, dates by dates, and salt by salt, like for like and equal for equal, payment being made hand to hand. If these classes differ, then sell as you wish if payment is made hand to hand.”

根据该小组的说法，反比特币的穆斯林学者表示，货币必须具有内在价值，并且可以手拉手交换，才算清真，他们引用了先知穆罕默德的圣训，其中说道：“黄金要用黄金来支付，白银必须用白银来支付。”小麦对小麦，大麦对大麦，枣对枣，盐对盐，同类对同类，对等对等，亲手支付。如果这些类别不同，那么如果是手工付款的话，就可以按照你的意愿出售。”

“But people often misinterpret this hadith thinking that these are the only types of money that should be exchanged,” said Harris Irfan, CEO of Cordoba Capital Markets, addressing the Bitcoin Mena conference.

“但人们经常误解这一圣训，认为这些是唯一应该交换的货币类型，”科尔多瓦资本市场首席执行官哈里斯·伊尔凡 (Harris Irfan) 在比特币 Mena 会议上发表讲话时表示。

“In fact, what it says is that things that are perceived as money should be exchanged hand in hand at spot value, not at an interpreted future value.”

“事实上，它所说的是，被视为货币的东西应该以现货价值而不是以未来的价值进行交换。”

Saifedean Ammous, an economist, author and Bitcoin advocate, agreed that the hadith does not necessarily mean “hand in hand in its literal sense, but it refers to spot trading - a final cash settlement or transaction” that both sides agree on the value of at the time of the exchange.

经济学家、作家和比特币倡导者 Saifedean Ammous 同意，圣训并不一定意味着“字面意义上的携手并进，而是指现货交易——最终的现金结算或交易”，双方就比特币的价值达成一致。在交换时。

On the other hand, regularly issued cash is entirely built on the process of riba (non-Islamically interest), some speakers said, but people don’t think of it as religiously forbidden because it used to be the only means of monetary exchange.

另一方面，一些发言者表示，定期发行的现金完全建立在riba（非伊斯兰利息）的过程上，但人们并不认为这是宗教上禁止的，因为它曾经是货币交换的唯一手段。

“Selling the time value of money is forbidden in Islam, and most people just take that for granted assuming it is an aspect of Islam that is outdated because we cannot live without fiat money in the modern world,” said Ammous.

“在伊斯兰教中，出售货币的时间价值是被禁止的，大多数人只是认为这是理所当然的，认为这是伊斯兰教的一个过时的方面，因为在现代世界，我们不能没有法定货币，”阿莫斯说。

Fiat money gets created when a new loan is issued, which means it is necessary for money to go through the process of riba to come to existence, “but this is the sort of thing that most people don’t think of because it is so prevalent around us and the harm from not using it is far worse” he added.

法定货币是在发放新贷款时创建的，这意味着货币必须经过 riba 的过程才能存在，“但这是大多数人没有想到的事情，因为它是如此“这种现象在我们周围很普遍，不使用它造成的危害要严重得多”，他补充道。

Another expert said the concept of Islamic banking itself is not completely independent of interest-infused money.

另一位专家表示，伊斯兰银行业务的概念本身并不完全独立于注入利息的货币。

Irfan said: “All we are doing is reverse engineering, conventional debt based on fiat money and fractional reserve banking; every time an Islamic bank enters into a financing contract with a customer, it is creating new money in the exact same way as a normal bank creates money.”

伊尔凡表示：“我们所做的只是逆向工程、基于法定货币和部分准备金银行的传统债务；每次伊斯兰银行与客户签订融资合同时，它都会以与普通银行创造货币完全相同的方式创造新的货币。”

He said some Islamic scholars deem Bitcoin haram because it is not backed by governments and does not have intrinsic value. “But nothing has intrinsic value, it is subjective, we give things value," he added.

他说，一些伊斯兰学者认为比特币是非法的，因为它没有得到政府的支持，并且没有内在价值。 “但没有任何东西具有内在价值，它是主观的，我们赋予事物价值，”他补充道。

He further explained: “There was a point in time when oil was negative value, you had to pay people to take it away from your land so you can build on it, now it is extremely valuable, but nothing intrinsic to oil has changed, it is still a liquid substance.”

他进一步解释说：“曾经有一段时间，石油是负值的，你必须付钱让人把它从你的土地上拿走，这样你才能在上面建设，现在它非常有价值，但石油的本质并没有改变，它仍然是一种液体物质。”

Bitcoin leaves no room for ambiguity in ownership, he added, unlike fiat money where bankers are double spending the money by making it available to the lender and borrower at the same time.

他补充说，比特币的所有权不存在任何模糊性，这与法定货币不同，银行家通过同时向贷款人和借款人提供资金来双重支出。

Irfan said many claim that Bitcoins are volatile, however, fiat money is even more volatile with banks acting like gatekeepers to people’s money.

伊尔凡表示，许多人声称比特币波动很大，但法定货币的波动性更大，因为银行充当人们资金的看门人。

Individuals could also face complications when withdrawing large amounts of their money from banks, or when trying to transfer to hot spots.

个人在从银行提取大量资金或试图转移到热点地区时也可能面临麻烦。

“The only way I can send money to Gaza for medicines and aid on the ground is through Bitcoin right now, every time I’ve tried to send it through normal banking rails it gets blocked in some way; that is why Bitcoin is more real money than anything else we have in the world right now,” said Irfan.

“现在，我可以通过比特币向加沙提供药品和援助资金，但每次我尝试通过正常的银行渠道汇款时，它都会以某种方式被阻止；这就是为什么比特币比我们现在世界上拥有的任何其他东西都更真实的货币，”伊尔凡说。

There were many instances in history when scholars ‘were taking the easy way out’ and tagging new innovations as haram.

历史上有很多例子，学者们“走捷径”，将新的创新标记为非法。

An example was when the internet came along and was at first considered haram, said Ammous. In the past, some even considered photography to be religiously forbidden. However, as time passed and those inventions became more prevalent, the negative notion disappeared, and it became widely acceptable.

阿莫斯说，一个例子是互联网出现时，最初被认为是非法的。过去，有些人甚至认为摄影是宗教上禁止的。然而，随着时间的推移，这些发明变得更加普遍，这种消极的观念消失了，并被广泛接受。

“The Muslim world is missing out on the Bitcoin revolution,” he said.

“穆斯林世界正在错过比特币革命，”他说。

Benefiting from Bitcoin is massively influenced by when the person starts to purchase it.

从比特币中获益很大程度上取决于人们开始购买比特币的时间。

“Ten years ago, one was able to buy 100,000 Satoshis per dollar, today, you can get 1,000 Satoshis per dollar - so it is an entirely different user experience in terms of when you start.

“十年前，每美元可以购买 100,000 聪，而今天，每美元可以购买 1,000 聪 - 所以从开始时来看，这是一种完全不同的用户体验。

“It’s been 10 years that I’ve been hearing people issuing fatwas that Bitcoin is haram and if we are here 10 years later, what will happen? Bitcoin price would have gone up by a hundred-fold and the person who wants to get into Bitcoin today, is going

“10 年来，我一直听到人们发出教令，认为比特币是非法的，如果 10 年后我们来到这里，会发生什么？比特币的价格将会上涨一百倍，而今天想要进入比特币的人将会