阿布達比的一次會議聽說，比特幣可能是「有史以來發明的最伊斯蘭的貨幣形式」。

發言者認為，伊斯蘭教允許以現貨價值交換任何被視為貨幣的東西，這也適用於比特幣。

Abu Dhabi: Bitcoin can be the “most Islamic form of money ever invented,” a conference in the capital has heard.

阿布達比：首都舉行的一次會議獲悉，比特幣可以成為「有史以來發明的最伊斯蘭的貨幣形式」。

Islam permits the exchange of anything perceived as money at spot value, which applies to Bitcoin, speakers argued.

發言者認為，伊斯蘭教允許以現貨價值交換任何被視為貨幣的東西，這也適用於比特幣。

According to the panel, anti-bitcoin Muslim scholars say that money has to be of intrinsic value and exchanged hand in hand to be halal, citing a hadith by Prophet Mohammed which says: “Gold is to be paid for by gold, silver by silver, wheat by wheat, barley by barley, dates by dates, and salt by salt, like for like and equal for equal, payment being made hand to hand. If these classes differ, then sell as you wish if payment is made hand to hand.”

根據該小組的說法，反比特幣的穆斯林學者表示，貨幣必須具有內在價值，並且可以手拉手交換，才算清真，他們引用了先知穆罕默德的聖訓，其中說道：“黃金要用黃金來支付，白銀必須用白銀來支付。如果這些類別不同，那麼如果是手工付款的話，就可以按照你的意願出售。

“But people often misinterpret this hadith thinking that these are the only types of money that should be exchanged,” said Harris Irfan, CEO of Cordoba Capital Markets, addressing the Bitcoin Mena conference.

「但人們經常誤解這一聖訓，認為這些是唯一應該交換的貨幣類型，」科爾多瓦資本市場首席執行官哈里斯·伊爾凡(Harris Irfan) 在比特幣Mena 會議上發表講話時表示。

“In fact, what it says is that things that are perceived as money should be exchanged hand in hand at spot value, not at an interpreted future value.”

“事實上，它所說的是，被視為貨幣的東西應該​​以現貨價值而不是以未來的價值進行交換。”

Saifedean Ammous, an economist, author and Bitcoin advocate, agreed that the hadith does not necessarily mean “hand in hand in its literal sense, but it refers to spot trading - a final cash settlement or transaction” that both sides agree on the value of at the time of the exchange.

經濟學家、作家和比特幣倡導者Saifedean Ammous 同意，聖訓並不一定意味著“字面意義上的攜手並進，而是指現貨交易——最終的現金結算或交易”，雙方就比特幣的價值達成一致。

On the other hand, regularly issued cash is entirely built on the process of riba (non-Islamically interest), some speakers said, but people don’t think of it as religiously forbidden because it used to be the only means of monetary exchange.

另一方面，一些發言者表示，定期發行的現金完全建立在riba（非伊斯蘭利息）的過程上，但人們並不認為這是宗教上禁止的，因為它曾經是貨幣交換的唯一手段。

“Selling the time value of money is forbidden in Islam, and most people just take that for granted assuming it is an aspect of Islam that is outdated because we cannot live without fiat money in the modern world,” said Ammous.

「在伊斯蘭教中，出售貨幣的時間價值是被禁止的，大多數人只是認為這是理所當然的，認為這是伊斯蘭教的一個過時的方面，因為在現代世界，我們不能沒有法定貨幣，」阿莫斯說。

Fiat money gets created when a new loan is issued, which means it is necessary for money to go through the process of riba to come to existence, “but this is the sort of thing that most people don’t think of because it is so prevalent around us and the harm from not using it is far worse” he added.

法定貨幣是在發放新貸款時創建的，這意味著貨幣必須經過 riba 的過程才能存在，「但這是大多數人沒有想到的事情，因為它是如此「這種現像在我們周圍很普遍，不使用它造成的危害要嚴重得多”，他補充道。

Another expert said the concept of Islamic banking itself is not completely independent of interest-infused money.

另一位專家表示，伊斯蘭銀行業務的概念本身並非完全獨立於注入利息的貨幣。

Irfan said: “All we are doing is reverse engineering, conventional debt based on fiat money and fractional reserve banking; every time an Islamic bank enters into a financing contract with a customer, it is creating new money in the exact same way as a normal bank creates money.”

伊爾凡表示：「我們所做的只是逆向工程、基於法定貨幣和部分準備金銀行的傳統債務；每次伊斯蘭銀行與客戶簽訂融資合約時，它都會以與普通銀行創造貨幣完全相同的方式創造新的貨幣。

He said some Islamic scholars deem Bitcoin haram because it is not backed by governments and does not have intrinsic value. “But nothing has intrinsic value, it is subjective, we give things value," he added.

他說，一些伊斯蘭學者認為比特幣是非法的，因為它沒有得到政府的支持，也沒有內在價值。 「但沒有任何東西具有內在價值，它是主觀的，我們賦予事物價值，」他補充道。

He further explained: “There was a point in time when oil was negative value, you had to pay people to take it away from your land so you can build on it, now it is extremely valuable, but nothing intrinsic to oil has changed, it is still a liquid substance.”

他進一步解釋說：「曾經有一段時間，石油是負值的，你必須付錢讓人把它從你的土地上拿走，這樣你才能在上面建設，現在它非常有價值，但石油的本質並沒有改變，它仍然是一種液體物質。

Bitcoin leaves no room for ambiguity in ownership, he added, unlike fiat money where bankers are double spending the money by making it available to the lender and borrower at the same time.

他補充說，比特幣的所有權不存在任何模糊性，這與法定貨幣不同，銀行家透過同時向貸款人和借款人提供資金來雙重支出。

Irfan said many claim that Bitcoins are volatile, however, fiat money is even more volatile with banks acting like gatekeepers to people’s money.

伊爾凡表示，許多人聲稱比特幣波動很大，但法定貨幣的波動性更大，因為銀行充當人們資金的看門人。

Individuals could also face complications when withdrawing large amounts of their money from banks, or when trying to transfer to hot spots.

個人在從銀行提取大量資金或試圖轉移到熱點地區時也可能面臨麻煩。

“The only way I can send money to Gaza for medicines and aid on the ground is through Bitcoin right now, every time I’ve tried to send it through normal banking rails it gets blocked in some way; that is why Bitcoin is more real money than anything else we have in the world right now,” said Irfan.

「現在，我可以透過比特幣向加薩提供藥品和援助資金，但每次我嘗試透過正常的銀行管道匯款時，它都會以某種方式被阻止；這就是為什麼比特幣比我們現在世界上擁有的任何其他東西都更真實的貨幣，」伊爾凡說。

There were many instances in history when scholars ‘were taking the easy way out’ and tagging new innovations as haram.

歷史上有很多例子，學者們“走捷徑”，將新的創新標記為非法。

An example was when the internet came along and was at first considered haram, said Ammous. In the past, some even considered photography to be religiously forbidden. However, as time passed and those inventions became more prevalent, the negative notion disappeared, and it became widely acceptable.

阿莫斯說，一個例子是網路出現時，最初被認為是非法的。過去，有些人甚至認為攝影是宗教禁止的。然而，隨著時間的推移，這些發明變得更加普遍，這種消極的觀念消失了，並被廣泛接受。

“The Muslim world is missing out on the Bitcoin revolution,” he said.

「穆斯林世界正在錯過比特幣革命，」他說。

Benefiting from Bitcoin is massively influenced by when the person starts to purchase it.

從比特幣中獲益很大程度上取決於人們開始購買比特幣的時間。

“Ten years ago, one was able to buy 100,000 Satoshis per dollar, today, you can get 1,000 Satoshis per dollar - so it is an entirely different user experience in terms of when you start.

「十年前，每美元可以購買 100,000 聰，而今天，每美元可以購買 1,000 聰 - 所以從開始時來看，這是一種完全不同的用戶體驗。

“It’s been 10 years that I’ve been hearing people issuing fatwas that Bitcoin is haram and if we are here 10 years later, what will happen? Bitcoin price would have gone up by a hundred-fold and the person who wants to get into Bitcoin today, is going

「十年來，我一直聽到人們發出教令，稱比特幣是非法的，如果 10 年後我們來到這裡，會發生什麼事？比特幣的價格將會上漲一百倍，而今天想要進入比特幣的人將會