Woo X 為散戶投資者推出代幣化國庫券

Woo X 加密貨幣交易所推出了代幣化國庫券（T-Bills），成為第一個向散戶投資者提供此選項的協議。 RWA Earn Vaults 是與 OpenTrade 合作推出的，僅由美國國庫券支持，並向 USDC 持有者提供 4.5% 至 4.7% 的年利率 (APR)。隨著美國國債的代幣化規模超過 10 億美元，現實世界資產 (RWA) 成為 2024 年第一季第二大最賺錢的加密貨幣，吸引了貝萊德等資產管理公司的機構興趣。

Woo X Launches Tokenized Treasury Bills for Retail Investors

Woo X 為散戶投資者推出代幣化國庫券

Woo X, a cryptocurrency exchange, has become the first to introduce tokenized Treasury Bills (T-Bills) to retail investors. This groundbreaking initiative enables users to earn yield through the holding of Circle's USD Coin (USDC).

加密貨幣交易所 Woo X 已成為第一個向散戶投資者推出代幣化國庫券（T-Bills）的交易所。這項突破性舉措使用戶能夠透過持有 Circle 的美元硬幣（USDC）來賺取收益。

On April 22, Woo X unveiled its Real-World Asset (RWA) Tokenization Vaults, known as RWA Earn Vaults, providing users with the opportunity to generate income through their USDC holdings.

4 月 22 日，Woo X 推出了其真實世界資產 (RWA) 代幣化金庫，稱為 RWA Earn Vaults，為用戶提供透過持有的 USDC 產生收入的機會。

"With the RWA Earn Vaults, all @WOO_X users can now earn stable, predictable yield on their USDC holdings backed by U.S. Treasury Bills without any additional complexities," the exchange stated in a blog post.

該交易所在部落格文章中表示：“透過 RWA Earn Vaults，所有@WOO_X 用戶現在都可以透過美國國庫券支援的 USDC 持有量獲得穩定、可預測的收益，而無需任何額外的複雜性。”

Exclusive to U.S. T-bills, RWA Earn Vaults offer annual percentage rates (APRs) ranging from 4.5% to 4.7% for USDC holders. The announcement highlighted that "User subscriptions accumulate real yields, fully backed by U.S. Treasury Bills, with current APRs for 7-day and 28-day terms at ~4.5% and ~4.75% respectively."

RWA Earn Vaults 專為美國國債提供，為 USDC 持有者提供 4.5% 至 4.7% 的年利率 (APR)。該公告強調，“用戶訂閱累積實際收益率，並得到美國國庫券的充分支持，當前7天和28天期限的年利率分別約為4.5%和4.75%。”

Woo X's partnership with OpenTrade, a London-based tokenization platform supported by Circle, played a pivotal role in the launch of this yield-earning product.

Woo X 與 Circle 支援的倫敦代幣化平台 OpenTrade 的合作在這款收益產品的推出中發揮了關鍵作用。

Circle is renowned for issuing the second-largest stablecoin globally, USDC, holding a market capitalization of $34 billion, surpassed only by Tether's USDT, with a market cap of over $109 billion, as per CoinMarketCap data.

Circle 因發行全球第二大穩定幣 USDC 而聞名，根據 CoinMarketCap 數據，USDC 的市值為 340 億美元，僅次於 Tether 的 USDT，市值超過 1090 億美元。

RWAs: A Lucrative Trend in Crypto

RWA：加密領域利潤豐厚的趨勢

Real-world assets (RWAs) emerged as the second most profitable cryptocurrency narrative in the first quarter of 2024, according to a recent report published by CoinGecko.

根據 CoinGecko 最近發布的報告，現實世界資產 (RWA) 成為 2024 年第一季第二大最賺錢的加密貨幣。

"The memecoin narrative was 4.6 times more profitable than the next best-performing crypto narrative of tokenized real-world assets (RWA) and 33.3 times more profitable than the layer 2 narratives with the lowest returns in Q1 this year," noted Lim Yu Qian, an analyst at CoinGecko.

「memecoin 的獲利能力是第二個表現最好的代幣化現實世界資產(RWA) 加密貨幣獲利能力的4.6 倍，比今年第一季回報率最低的Layer 2 獲利能力高出33.3 倍，」Lim Yu Qian 指出。

Demonstrating the increasing institutional interest in the RWA sector, BlackRock, the world's largest asset manager, launched its USD Institutional Digital Liquidity Fund (BUIDL) on March 20, with a value exceeding $298 million at the time of writing, as per Etherscan data.

全球最大的資產管理公司貝萊德(BlackRock) 於3 月20 日推出了美元機構數位流動性基金(BUIDL)，根據Etherscan 數據，截至撰寫本文時，其價值超過2.98 億美元，這表明機構對RWA領域的興趣日益濃厚。

According to Dune data, over $1 billion worth of U.S. Treasuries have been tokenized through 17 tokenization products as of March 28, rising to $1.15 billion by April 22.

根據 Dune 數據，截至 3 月 28 日，價值超過 10 億美元的美國國債已透過 17 種代幣化產品進行代幣化，到 4 月 22 日增至 11.5 億美元。

Franklin Templeton's Franklin OnChain U.S. Government Money Fund (FOBXX) currently stands as the largest treasury tokenization fund, valued at over $390 million at the time of writing, as per Dune data.

富蘭克林鄧普頓的富蘭克林鏈上美國政府貨幣基金 (FOBXX) 目前是最大的國庫代幣化基金，根據 Dune 數據，截至撰寫本文時，價值超過 3.9 億美元。

Tokenization: Reshaping Traditional Finance

代幣化：重塑傳統金融

Tokenization, the process of converting non-digital assets into digital tokens, is transforming the financial landscape. It provides increased accessibility, liquidity, and efficiency to investors.

代幣化是將非數位資產轉換為數位代幣的過程，正在改變金融格局。它為投資者提供了更高的可及性、流動性和效率。

For example, tokenized real estate enables fractional ownership of properties, making it more affordable for retail investors to participate in this typically high-barrier-to-entry market. Similarly, tokenized commodities enhance trading flexibility and accessibility for these assets.

例如，代幣化的房地產可以實現財產的部分所有權，使散戶投資者能夠更實惠地參與這個通常進入門檻較高的市場。同樣，代幣化商品增強了這些資產的交易靈活性和可近性。

The implications of tokenization extend beyond traditional investment vehicles. Central bank digital currencies (CBDCs), for instance, are digital forms of fiat currencies issued and regulated by central banks, which could revolutionize payment systems and monetary policy.

代幣化的影響超出了傳統投資工具的範圍。例如，中央銀行數位貨幣（CBDC）是由中央銀行發行和監管的法定貨幣的數位形式，這可能會徹底改變支付系統和貨幣政策。

Conclusion

結論

Woo X's launch of tokenized Treasury Bills marks a significant step forward in the convergence of traditional finance and cryptocurrency. As tokenization technology matures, it has the potential to reshape various aspects of financial markets, offering new opportunities and efficiencies for investors and institutions alike.

Woo X 推出代幣化國庫券標誌著傳統金融與加密貨幣融合邁出了重要一步。隨著代幣化技術的成熟，它有可能重塑金融市場的各個方面，為投資者和機構提供新的機會和效率。