比特幣從利基資產轉向主流投資，吸引了政府和華爾街

全球首個去中心化數位貨幣本月突破10 萬美元大關，達到創紀錄的107,000 美元，創下歷史新高，這表明比特幣從利基金融資產轉變為主流投資，目前吸引了政府、金融機構和投資者的興趣全世界。

Bitcoin's remarkable journey from a niche financial concept to a mainstream investment has been fueled by several key factors.

比特幣從小眾金融概念到主流投資的非凡歷程是由幾個關鍵因素推動的。

Boaz Sobrado, a London-based financial technology analyst, highlights this shift: “Bitcoin has transitioned from being a tool for dissidents and illicit transactions to an asset that central banks must consider seriously.”

倫敦金融技術分析師 Boaz Sobrado 強調了這一轉變：“比特幣已經從異議人士和非法交易的工具轉變為央行必須認真考慮的資產。”

Several governments have also begun accumulating Bitcoin, either through strategic reserves or seizures of the asset. Notably, the United States has seized over 215,000 Bitcoins, currently valued at around $21 billion, as part of criminal investigations since 2020, according to crypto analytics firm 21.co. El Salvador, which became the first nation to adopt Bitcoin as legal tender, has built up $600 million in reserves.

一些政府也開始透過戰略儲備或扣押資產來累積比特幣。值得注意的是，根據加密分析公司 21.co 的數據，自 2020 年以來，作為刑事調查的一部分，美國已扣押了超過 215,000 個比特幣，目前價值約為 210 億美元。薩爾瓦多成為第一個採用比特幣作為法定貨幣的國家，已累積了 6 億美元的儲備。

El Salvador's approach has inspired other nations, but not without challenges. The country recently agreed to privatize its national cryptocurrency wallet, Chivo, and make Bitcoin adoption voluntary for businesses as part of a $1.4 billion loan agreement with the International Monetary Fund.

薩爾瓦多的做法啟發了其他國家，但也面臨挑戰。該國最近同意將其國家加密貨幣錢包 Chivo 私有化，並讓企業自願採用比特幣，作為與國際貨幣基金組織 (International Monetary Fund) 達成的 14 億美元貸款協議的一部分。

The U.S. Securities and Exchange Commission approved Bitcoin ETFs, allowing investors to gain indirect exposure through traditional stock exchanges. In its October report, the U.S. Department of the Treasury likened Bitcoin to “digital gold” due to its utility as a store of value.

美國證券交易委員會批准了比特幣ETF，允許投資者透過傳統證券交易所獲得間接投資。美國財政部在 10 月的報告中將比特幣比作“數位黃金”，因為它具有作為價值儲存手段的實用性。

Even Wall Street has warmed up to the world’s leading cryptocurrency. Larry Fink of BlackRock, who once dismissed Bitcoin as an “index of money laundering,” now likens the cryptocurrency to gold. “Bitcoin is an asset class that protects you,” he said earlier this year.

就連華爾街也對世界領先的加密貨幣產生了濃厚的興趣。貝萊德 (BlackRock) 的拉里·芬克 (Larry Fink) 曾將比特幣視為“洗錢指數”，現在將這種加密貨幣比作黃金。 「比特幣是一種可以保護你的資產類別，」他今年稍早表示。

The recent rally in this cryptocurrency has been inspired by the election of President-elect Donald Trump, who had promised to turn the U.S. into a “crypto capital.” Trump's presidency boasts a number of influential crypto proponents, including David Sacks as crypto czar and Paul Atkins as chair of the SEC.

這種加密貨幣最近的上漲受到當選總統川普當選的啟發，他曾承諾將美國變成「加密之都」。川普的總統任期內有許多有影響力的加密貨幣支持者，包括擔任加密貨幣沙皇的戴維·薩克斯(David Sacks)和擔任美國證券交易委員會主席的保羅·阿特金斯(Paul Atkins) 。

Senator Cynthia Lummis (R-WY) has even introduced the Bitcoin Act of 2024, which aims to add Bitcoin to national reserves alongside gold and oil. “If we allocated just five percent of all Bitcoin, we could cut our national debt in half within two decades,” Lummis said in an interview with Fox Business.

參議員 Cynthia Lummis（懷俄明州共和黨）甚至提出了《2024 年比特幣法案》，旨在將比特幣與黃金和石油一起納入國家儲備。魯米斯在接受福克斯商業頻道採訪時表示：“如果我們只分配比特幣總量的 5%，我們就可以在二十年內將國家債務減少一半。”

Bitcoin's limited supply, capped at 21 million coins, remains a core value proposition. Unlike fiat currencies, which central banks can print at will, Bitcoin's finite supply ensures scarcity. “Every four years, Bitcoin's supply is halved, driving up demand and value,” explained Armando Pantoja, a futurist and tech investor.

比特幣的供應量有限，上限為 2,100 萬枚，但這仍然是核心價值主張。與央行可以隨意印製的法定貨幣不同，比特幣的有限供應確保了稀缺性。 「每四年，比特幣的供應量就會減少一半，從而推高需求和價值，」未來學家和科技投資者 Armando Pantoja 解釋道。

Max Keiser, senior Bitcoin adviser to El Salvador's President Nayib Bukele, highlighted the revolutionary aspect: “Bitcoin separates money from the state. This is the first time in history that money exists without central authority control.” Keiser predicts Bitcoin's price could hit $1 million within the next few years, achieving a market cap comparable to gold's $20 trillion valuation.

薩爾瓦多總統納伊布·布克萊 (Nayib Bukele) 的高級比特幣顧問 Max Keiser 強調了革命性的方面：「比特幣將貨幣與國家分開。這是歷史上第一次貨幣在沒有中央權威控制的情況下存在。 Keizer 預測，比特幣的價格可能在未來幾年內達到 100 萬美元，達到與黃金 20 兆美元估值相當的市值。

Despite its meteoric rise, Bitcoin's volatility remains a concern. After hitting $107,000 earlier this week, the price fell to $97,000 by Friday. Critics, like Euro Pacific Capital's Peter Schiff, warn that Bitcoin could exacerbate economic instability. “Bitcoin misallocates resources, leading to trade deficits and a weaker dollar,” Schiff argued on social media.

儘管比特幣迅速崛起，但其波動性仍然令人擔憂。繼本週稍早觸及 107,000 美元後，到週五價格跌至 97,000 美元。歐洲太平洋資本公司的彼得希夫等批評者警告稱，比特幣可能加劇經濟不穩定。希夫在社交媒體上表示：“比特幣錯誤配置資源，導致貿易逆差和美元疲軟。”

As Bitcoin continues to surge, some governments are ramping up their considerations for central bank digital currencies as a controlled alternative. Gerald Celente, the founder of the Trends Research Institute, said the US might use such CBDCs to pay off their 36 trillion dollars in national debt. “Central banks are moving to digitized currencies in order to regain control of monetary systems,” Celente said.

隨著比特幣持續飆升，一些政府正在加大對央行數位貨幣作為受控替代方案的考慮。趨勢研究所創始人 Gerald Celente 表示，美國可能會使用此類 CBDC 來償還 36 兆美元的國債。 Celente 表示：“各國央行正在轉向數位化貨幣，以重新獲得對貨幣體系的控制。”

As Bitcoin gains further legitimacy, it naturally claims a larger space within the global financial ecosystem. Whether as a revolutionary technology or a speculative asset, Bitcoin's journey from obscurity to mainstream prominence is a pivotal chapter in financial history.

隨著比特幣進一步獲得合法性，它自然會在全球金融生態系統中佔據更大的空間。無論是作為一項革命性技術還是一種投機資產，比特幣從默默無聞到主流主流的歷程都是金融史上的關鍵一章。