Woo X 为散户投资者推出代币化国库券

Woo X 加密货币交易所推出了代币化国库券（T-Bills），成为第一个向散户投资者提供此选项的协议。 RWA Earn Vaults 是与 OpenTrade 合作推出的，仅由美国国库券支持，并向 USDC 持有者提供 4.5% 至 4.7% 的年利率 (APR)。随着美国国债的代币化规模超过 10 亿美元，现实世界资产 (RWA) 成为 2024 年第一季度第二大最赚钱的加密货币，吸引了贝莱德等资产管理公司的机构兴趣。

Woo X Launches Tokenized Treasury Bills for Retail Investors

Woo X 为散户投资者推出代币化国库券

Woo X, a cryptocurrency exchange, has become the first to introduce tokenized Treasury Bills (T-Bills) to retail investors. This groundbreaking initiative enables users to earn yield through the holding of Circle's USD Coin (USDC).

加密货币交易所 Woo X 已成为第一个向散户投资者推出代币化国库券（T-Bills）的交易所。这一突破性举措使用户能够通过持有 Circle 的美元硬币（USDC）来赚取收益。

On April 22, Woo X unveiled its Real-World Asset (RWA) Tokenization Vaults, known as RWA Earn Vaults, providing users with the opportunity to generate income through their USDC holdings.

4 月 22 日，Woo X 推出了其真实世界资产 (RWA) 代币化金库，称为 RWA Earn Vaults，为用户提供通过持有的 USDC 产生收入的机会。

"With the RWA Earn Vaults, all @WOO_X users can now earn stable, predictable yield on their USDC holdings backed by U.S. Treasury Bills without any additional complexities," the exchange stated in a blog post.

该交易所在博客文章中表示：“通过 RWA Earn Vaults，所有@WOO_X 用户现在都可以通过美国国库券支持的 USDC 持有量获得稳定、可预测的收益，而无需任何额外的复杂性。”

Exclusive to U.S. T-bills, RWA Earn Vaults offer annual percentage rates (APRs) ranging from 4.5% to 4.7% for USDC holders. The announcement highlighted that "User subscriptions accumulate real yields, fully backed by U.S. Treasury Bills, with current APRs for 7-day and 28-day terms at ~4.5% and ~4.75% respectively."

RWA Earn Vaults 专为美国国债提供，为 USDC 持有者提供 4.5% 至 4.7% 的年利率 (APR)。该公告强调，“用户订阅累积实际收益率，并得到美国国库券的充分支持，当前7天和28天期限的年利率分别约为4.5%和4.75%。”

Woo X's partnership with OpenTrade, a London-based tokenization platform supported by Circle, played a pivotal role in the launch of this yield-earning product.

Woo X 与 Circle 支持的伦敦代币化平台 OpenTrade 的合作在这款收益产品的推出中发挥了关键作用。

Circle is renowned for issuing the second-largest stablecoin globally, USDC, holding a market capitalization of $34 billion, surpassed only by Tether's USDT, with a market cap of over $109 billion, as per CoinMarketCap data.

Circle 因发行全球第二大稳定币 USDC 而闻名，根据 CoinMarketCap 数据，USDC 的市值为 340 亿美元，仅次于 Tether 的 USDT，市值超过 1090 亿美元。

RWAs: A Lucrative Trend in Crypto

RWA：加密领域利润丰厚的趋势

Real-world assets (RWAs) emerged as the second most profitable cryptocurrency narrative in the first quarter of 2024, according to a recent report published by CoinGecko.

根据 CoinGecko 最近发布的一份报告，现实世界资产 (RWA) 成为 2024 年第一季度第二大最赚钱的加密货币。

"The memecoin narrative was 4.6 times more profitable than the next best-performing crypto narrative of tokenized real-world assets (RWA) and 33.3 times more profitable than the layer 2 narratives with the lowest returns in Q1 this year," noted Lim Yu Qian, an analyst at CoinGecko.

“memecoin 的盈利能力是第二个表现最好的代币化现实世界资产 (RWA) 加密货币盈利能力的 4.6 倍，比今年第一季度回报率最低的 Layer 2 盈利能力高出 33.3 倍，”Lim Yu Qian 指出。 ，CoinGecko 分析师。

Demonstrating the increasing institutional interest in the RWA sector, BlackRock, the world's largest asset manager, launched its USD Institutional Digital Liquidity Fund (BUIDL) on March 20, with a value exceeding $298 million at the time of writing, as per Etherscan data.

全球最大的资产管理公司贝莱德 (BlackRock) 于 3 月 20 日推出了美元机构数字流动性基金 (BUIDL)，根据 Etherscan 数据，截至撰写本文时，其价值超过 2.98 亿美元，这表明机构对 RWA 领域的兴趣日益浓厚。

According to Dune data, over $1 billion worth of U.S. Treasuries have been tokenized through 17 tokenization products as of March 28, rising to $1.15 billion by April 22.

根据 Dune 数据，截至 3 月 28 日，价值超过 10 亿美元的美国国债已通过 17 种代币化产品进行代币化，到 4 月 22 日增至 11.5 亿美元。

Franklin Templeton's Franklin OnChain U.S. Government Money Fund (FOBXX) currently stands as the largest treasury tokenization fund, valued at over $390 million at the time of writing, as per Dune data.

富兰克林邓普顿的富兰克林链上美国政府货币基金 (FOBXX) 目前是最大的国库代币化基金，根据 Dune 数据，截至撰写本文时，其价值超过 3.9 亿美元。

Tokenization: Reshaping Traditional Finance

代币化：重塑传统金融

Tokenization, the process of converting non-digital assets into digital tokens, is transforming the financial landscape. It provides increased accessibility, liquidity, and efficiency to investors.

代币化是将非数字资产转换为数字代币的过程，正在改变金融格局。它为投资者提供了更高的可及性、流动性和效率。

For example, tokenized real estate enables fractional ownership of properties, making it more affordable for retail investors to participate in this typically high-barrier-to-entry market. Similarly, tokenized commodities enhance trading flexibility and accessibility for these assets.

例如，代币化的房地产可以实现财产的部分所有权，使散户投资者能够更实惠地参与这个通常进入门槛较高的市场。同样，代币化商品增强了这些资产的交易灵活性和可访问性。

The implications of tokenization extend beyond traditional investment vehicles. Central bank digital currencies (CBDCs), for instance, are digital forms of fiat currencies issued and regulated by central banks, which could revolutionize payment systems and monetary policy.

代币化的影响超出了传统投资工具的范围。例如，中央银行数字货币（CBDC）是由中央银行发行和监管的法定货币的数字形式，这可能会彻底改变支付系统和货币政策。

Conclusion

结论

Woo X's launch of tokenized Treasury Bills marks a significant step forward in the convergence of traditional finance and cryptocurrency. As tokenization technology matures, it has the potential to reshape various aspects of financial markets, offering new opportunities and efficiencies for investors and institutions alike.

Woo X 推出代币化国库券标志着传统金融与加密货币融合迈出了重要一步。随着代币化技术的成熟，它有可能重塑金融市场的各个方面，为投资者和机构提供新的机会和效率。