瑞銀推出基於 ETH 的代幣化貨幣市場基金，這是 TradFi 與 DeFi 融合的一大進步

瑞士聯合銀行（UBS）在以太坊區塊鏈上推出了代幣化貨幣市場基金。該新基金稱為「瑞銀美元貨幣市場投資基金代幣」或「uMINT」。

Switzerland’s largest bank, Union Bank of Switzerland (UBS), has launched a tokenized money market fund on the Ethereum blockchain. This fund is named the “UBS USD Money Market Investment Fund Token” or “uMINT.”

瑞士最大的銀行瑞士聯合銀行（UBS）在以太坊區塊鏈上推出了代幣化貨幣市場基金。該基金被命名為「瑞銀美元貨幣市場投資基金代幣」或「uMINT」。

By launching uMINT, UBS is taking a large step in merging traditional finance with blockchain technology. The bank aims to meet the growing demand for tokenized assets from both large institutions and individual investors. Notably, UBS’s choice to use Ethereum showcases how financial companies are beginning to accept and work with decentralized finance (DeFi) tools and blockchain technology.

透過推出 uMINT，瑞銀在將傳統金融與區塊鏈技術融合方面邁出了一大步。該銀行旨在滿足大型機構和個人投資者對代幣化資產不斷增長的需求。值得注意的是，瑞銀選擇使用以太坊展示了金融公司如何開始接受並使用去中心化金融（DeFi）工具和區塊鏈技術。

This recent launch follows a successful pilot test conducted by UBS in 2023 through its tokenization platform, UBS Tokenize. The pilot demonstrated the feasibility of Ethereum-based smart contracts for managing fund subscriptions, redemptions, and other fund-related activities.

瑞銀於 2023 年透過其代幣化平台 UBS Tokenize 成功進行了試點測試，最近推出了這款產品。這項試點計畫展示了基於以太坊的智慧合約用於管理基金認購、贖回和其他基金相關活動的可行性。

The launch of the tokenized fund by UBS has generated enthusiasm among crypto enthusiasts. Mario Nawfal, a prominent crypto analyst, described it as putting “ETH right into the heart of traditional finance.” He shared on his X social account that major banks adopting tokenized assets could lead to Ethereum’s mainstream acceptance. Other analysts, like Tony Edward, agreed, highlighting Ethereum’s growing role in the future of finance. Edward also suggested that investors may see long-term gains by holding Ethereum.

瑞銀推出的代幣化基金引起了加密貨幣愛好者的熱情。著名加密貨幣分析師 Mario Nawfal 將其描述為「將 ETH 置於傳統金融的核心」。他在他的 X 社交帳戶上分享說，主要銀行採用代幣化資產可能會導致以太坊被主流接受。其他分析師如托尼·愛德華（Tony Edward）也表示同意，並強調以太坊在未來金融中的作用日益增強。愛德華也表示，投資人持有以太坊可能會看到長期收益。

Crypto Analysts and Experts Bullish on Ethereum’s Role in Traditional FinanceMario Nawfal, a crypto analyst and influencer, expressed optimism over the recent launch of the first-ever Ethereum-based fund by Switzerland’s largest bank, UBS.

加密貨幣分析師和專家看好以太坊在傳統金融中的作用加密貨幣分析師和影響者馬裡奧·諾法爾(Mario Nawfal) 對瑞士最大的銀行瑞銀(UBS) 最近推出的首支基於以太坊的基金表示樂觀。

In a post on the X social platform, Nawfal highlighted the significance of this move, which he believes could lead to the mainstream adoption of Ethereum (ETH).

在 X 社群平台上的一篇文章中，Nawfal 強調了這項舉措的重要性，他認為這可能會導致以太坊（ETH）的主流採用。

“This move is like putting ETH right into the heart of traditional finance. If big banks are ready to play, it’s only a matter of time before the masses follow,” part of his post reads.

「此舉就像將 ETH 置於傳統金融的核心。如果大銀行準備好參與進來，大眾效仿只是時間問題，」他的貼文部分寫道。

The crypto analyst shared a screenshot of the announcement, which shows that Ethereum was trading at $2,515 at the time. This launch is among several similar moves by large banks, adding credibility to Ethereum’s position as a leading platform for DeFi applications.

這位加密貨幣分析師分享了該公告的螢幕截圖，其中顯示以太坊當時的交易價格為 2,515 美元。此次推出是大型銀行採取的多項類似措施之一，增強了以太坊作為 DeFi 應用領先平台地位的可信度。

Moreover, as financial institutions increasingly utilize blockchain networks to enhance efficiency,داشتن رابطه جنسی با حیوانات مزرعهی is part of a growing trend. For instance, Franklin Templeton launched a tokenized fund on October 31, which is hosted on Base, a layer-2 network by Coinbase. The fund, named the Franklin OnChain US Government Money Fund (ticker FOBXX), initially launched on other blockchains like Stellar and Polygon, demonstrating its multi-platform capability.

此外，隨著金融機構越來越多地利用區塊鏈網路來提高效率，區塊鏈技術也成為了這一成長趨勢的一部分。例如，富蘭克林鄧普頓 (Franklin Templeton) 於 10 月 31 日推出了一檔代幣化基金，該基金託管在 Coinbase 的二層網路 Base 上。該基金名為 Franklin OnChain 美國政府貨幣基金（股票代碼 FOBXX），最初在 Stellar 和 Polygon 等其他區塊鏈上推出，展示了其多平台能力。

“New chain unlocked. Benji, our proprietary blockchain-integrated recordkeeping system, is now live on @base! With this announcement, Franklin Templeton is the first asset manager to build a tokenized fund on Base,” the company announced.

「新鏈條已解鎖。 Benji，我們專有的區塊鏈整合記錄保存系統，現已在@base 上線！透過這項公告，富蘭克林鄧普頓成為第一家在 Base 上建立代幣化基金的資產管理公司，」該公司宣布。

“Base is a layer 2 blockchain built on Ethereum designed to make crypto accessible, affordable, and usable for billions.”

“Base 是一個基於以太坊的第 2 層區塊鏈，旨在讓加密貨幣可供數十億人訪問、負擔得起且可用。”

Just prior to FOBXX, a tokenized U.S. Treasuries fund was introduced by Libeara and FundBridge Capital, enabling investors to gain access to certain stable assets on the blockchain. Additionally, earlier this year, BlackRock launched its USD Institutional Digital Liquidity Fund, which became one of the largest treasury funds to be tokenized on a blockchain.

就在 FOBXX 之前，Libeara 和 FundBridge Capital 推出了代幣化的美國國債基金，使投資者能夠獲得區塊鏈上的某些穩定資產。此外，今年早些時候，貝萊德推出了美元機構數位流動性基金，該基金成為區塊鏈上最大的代幣化國庫基金之一。

These launches highlight the increasing comfort level of conventional financial institutions with blockchain technology, especially Ethereum, for offering secure, decentralized financial services. With major institutions like UBS, Franklin Templeton, and BlackRock entering this space, blockchain finance is becoming more mainstream, and Ethereum is leading the way in this transformation.

這些產品的推出突顯了傳統金融機構對區塊鏈技術（尤其是以太坊）在提供安全、去中心化金融服務方面的舒適度不斷提高。隨著瑞銀、富蘭克林鄧普頓和貝萊德等主要機構進入這一領域，區塊鏈金融正變得更加主流，而以太坊在這一轉型中處於領先地位。

Richard Alagbe is a contributing editor covering crypto and Web3 stories. He has over a decade of experience as a financial journalist.

Richard Alagbe 是一位特約編輯，涵蓋加密貨幣和 Web3 故事。他擁有十多年的財經記者經驗。