瑞银推出基于 ETH 的代币化货币市场基金，这是 TradFi 与 DeFi 融合的一大进步

瑞士联合银行（UBS）在以太坊区块链上推出了代币化货币市场基金。该新基金称为“瑞银美元货币市场投资基金代币”或“uMINT”。

Switzerland’s largest bank, Union Bank of Switzerland (UBS), has launched a tokenized money market fund on the Ethereum blockchain. This fund is named the “UBS USD Money Market Investment Fund Token” or “uMINT.”

瑞士最大的银行瑞士联合银行（UBS）在以太坊区块链上推出了代币化货币市场基金。该基金被命名为“瑞银美元货币市场投资基金代币”或“uMINT”。

By launching uMINT, UBS is taking a large step in merging traditional finance with blockchain technology. The bank aims to meet the growing demand for tokenized assets from both large institutions and individual investors. Notably, UBS’s choice to use Ethereum showcases how financial companies are beginning to accept and work with decentralized finance (DeFi) tools and blockchain technology.

通过推出 uMINT，瑞银在将传统金融与区块链技术融合方面迈出了一大步。该银行旨在满足大型机构和个人投资者对代币化资产不断增长的需求。值得注意的是，瑞银选择使用以太坊展示了金融公司如何开始接受并使用去中心化金融（DeFi）工具和区块链技术。

This recent launch follows a successful pilot test conducted by UBS in 2023 through its tokenization platform, UBS Tokenize. The pilot demonstrated the feasibility of Ethereum-based smart contracts for managing fund subscriptions, redemptions, and other fund-related activities.

瑞银于 2023 年通过其代币化平台 UBS Tokenize 成功进行了试点测试，最近推出了这一产品。该试点项目展示了基于以太坊的智能合约用于管理基金认购、赎回和其他基金相关活动的可行性。

The launch of the tokenized fund by UBS has generated enthusiasm among crypto enthusiasts. Mario Nawfal, a prominent crypto analyst, described it as putting “ETH right into the heart of traditional finance.” He shared on his X social account that major banks adopting tokenized assets could lead to Ethereum’s mainstream acceptance. Other analysts, like Tony Edward, agreed, highlighting Ethereum’s growing role in the future of finance. Edward also suggested that investors may see long-term gains by holding Ethereum.

瑞银推出的代币化基金引起了加密货币爱好者的热情。著名加密货币分析师 Mario Nawfal 将其描述为“将 ETH 置于传统金融的核心”。他在他的 X 社交账户上分享说，主要银行采用代币化资产可能会导致以太坊被主流接受。托尼·爱德华（Tony Edward）等其他分析师也表示同意，并强调以太坊在未来金融中的作用日益增强。爱德华还表示，投资者持有以太坊可能会看到长期收益。

Crypto Analysts and Experts Bullish on Ethereum’s Role in Traditional FinanceMario Nawfal, a crypto analyst and influencer, expressed optimism over the recent launch of the first-ever Ethereum-based fund by Switzerland’s largest bank, UBS.

加密货币分析师和专家看好以太坊在传统金融中的作用加密货币分析师和影响者马里奥·诺法尔 (Mario Nawfal) 对瑞士最大的银行瑞银 (UBS) 最近推出的首支基于以太坊的基金表示乐观。

In a post on the X social platform, Nawfal highlighted the significance of this move, which he believes could lead to the mainstream adoption of Ethereum (ETH).

在 X 社交平台上的一篇帖子中，Nawfal 强调了这一举措的重要性，他认为这可能会导致以太坊（ETH）的主流采用。

“This move is like putting ETH right into the heart of traditional finance. If big banks are ready to play, it’s only a matter of time before the masses follow,” part of his post reads.

“此举就像将 ETH 置于传统金融的核心。如果大银行准备好参与进来，大众效仿只是时间问题，”他的帖子部分写道。

The crypto analyst shared a screenshot of the announcement, which shows that Ethereum was trading at $2,515 at the time. This launch is among several similar moves by large banks, adding credibility to Ethereum’s position as a leading platform for DeFi applications.

这位加密货币分析师分享了该公告的屏幕截图，其中显示以太坊当时的交易价格为 2,515 美元。此次推出是大型银行采取的多项类似举措之一，增强了以太坊作为 DeFi 应用领先平台地位的可信度。

Moreover, as financial institutions increasingly utilize blockchain networks to enhance efficiency,داشتن رابطه جنسی با حیوانات مزرعهی is part of a growing trend. For instance, Franklin Templeton launched a tokenized fund on October 31, which is hosted on Base, a layer-2 network by Coinbase. The fund, named the Franklin OnChain US Government Money Fund (ticker FOBXX), initially launched on other blockchains like Stellar and Polygon, demonstrating its multi-platform capability.

此外，随着金融机构越来越多地利用区块链网络来提高效率，区块链技术也成为了这一增长趋势的一部分。例如，富兰克林邓普顿 (Franklin Templeton) 于 10 月 31 日推出了一只代币化基金，该基金托管在 Coinbase 的二层网络 Base 上。该基金名为 Franklin OnChain 美国政府货币基金（股票代码 FOBXX），最初在 Stellar 和 Polygon 等其他区块链上推出，展示了其多平台能力。

“New chain unlocked. Benji, our proprietary blockchain-integrated recordkeeping system, is now live on @base! With this announcement, Franklin Templeton is the first asset manager to build a tokenized fund on Base,” the company announced.

“新链条已解锁。 Benji，我们专有的区块链集成记录保存系统，现已在@base 上线！通过这一公告，富兰克林邓普顿成为第一家在 Base 上建立代币化基金的资产管理公司，”该公司宣布。

“Base is a layer 2 blockchain built on Ethereum designed to make crypto accessible, affordable, and usable for billions.”

“Base 是一个基于以太坊的第 2 层区块链，旨在让加密货币可供数十亿人访问、负担得起且可用。”

Just prior to FOBXX, a tokenized U.S. Treasuries fund was introduced by Libeara and FundBridge Capital, enabling investors to gain access to certain stable assets on the blockchain. Additionally, earlier this year, BlackRock launched its USD Institutional Digital Liquidity Fund, which became one of the largest treasury funds to be tokenized on a blockchain.

就在 FOBXX 之前，Libeara 和 FundBridge Capital 推出了代币化的美国国债基金，使投资者能够获得区块链上的某些稳定资产。此外，今年早些时候，贝莱德推出了美元机构数字流动性基金，该基金成为区块链上最大的代币化国库基金之一。

These launches highlight the increasing comfort level of conventional financial institutions with blockchain technology, especially Ethereum, for offering secure, decentralized financial services. With major institutions like UBS, Franklin Templeton, and BlackRock entering this space, blockchain finance is becoming more mainstream, and Ethereum is leading the way in this transformation.

这些产品的推出突显了传统金融机构对区块链技术（尤其是以太坊）在提供安全、去中心化金融服务方面的舒适度不断提高。随着瑞银、富兰克林邓普顿和贝莱德等主要机构进入这一领域，区块链金融正变得更加主流，而以太坊在这一转型中处于领先地位。

Richard Alagbe is a contributing editor covering crypto and Web3 stories. He has over a decade of experience as a financial journalist.

Richard Alagbe 是一位特约编辑，涵盖加密货币和 Web3 故事。他拥有十多年的财经记者经验。