2024 年第四季值得關注的熱門 DeFi 專案以及可輕鬆存取這些專案的即時交易平台

2024 年第三季度，儘管市場面臨挑戰，但 DeFi 領域仍表現強勁。 Aave (AAVE) 是表現最好的 DeFi 資產，回報率為 71%，引起了更廣泛的加密社群的興奮。

In the third quarter of 2024, the decentralized finance (DeFi) sector showcased remarkable resilience amidst broader market challenges. Several key projects stood out with their performance, including Aave (AAVE), MakerDAO (rebranded to SKY), and Compound Finance (COMP). These protocols played a pivotal role in driving market adoption, community engagement, and liquidity within the DeFi ecosystem.

2024 年第三季度，去中心化金融（DeFi）產業在更廣泛的市場挑戰中展現了非凡的韌性。幾個關鍵項目表現突出，包括 Aave (AAVE)、MakerDAO（更名為 SKY）和 Compound Finance (COMP)。這些協議在推動 DeFi 生態系統的市場採用、社區參與和流動性方面發揮了關鍵作用。

Aave (AAVE) emerged as a top performer in Q3 2024, boasting a 71% return that sparked enthusiasm within the crypto community. As of this writing, Aave's total value locked (TVL) stands at approximately $4.41 billion, reflecting its strong liquidity and user participation. The protocol holds a dominant 65.89% market share in active loans, significantly outpacing competitors like Spark Protocol (12.32%) and Morpho (6.66%). Active loans on Aave total about $7.9 billion, indicating sustained user demand and robust liquidity. Its market cap is around $2.5 billion, supported by over 170,000 token holders.

Aave (AAVE) 在 2024 年第三季成為表現最佳的公司，擁有 71% 的回報率，激發了加密社群的熱情。截至本文撰寫時，Aave 的總鎖定價值 (TVL) 約為 44.1 億美元，反映了其強大的流動性和用戶參與。該協議在活躍貸款中佔據主導地位，佔 65.89% 的市場份額，明顯超過 Spark Protocol (12.32%) 和 Morpho (6.66%) 等競爭對手。 Aave 的活躍貸款總額約為 79 億美元，顯示用戶需求持續強勁，流動性強勁。其市值約為 25 億美元，有超過 17 萬名代幣持有者支持。

Aave's success can be attributed to its ability to adapt to market conditions and capitalize on the momentum. In particular, the implementation of Aave's 'Buy and Distribute' governance proposal had a substantial impact, boosting the AAVE token price significantly.

Aave 的成功可歸因於其適應市場條件和利用勢頭的能力。特別是，Aave「購買和分配」治理提案的實施產生了重大影響，顯著推高了 AAVE 代幣價格。

Another key project in the DeFi space is MakerDAO, which has undergone a rebranding as the Sky Ecosystem. As part of this transformation, DAI and MKR have been renamed to USDS and SKY, respectively. The rebranding also includes renaming Maker's subDAOs to Sky Stars and leveraging Spark Protocol—a lending and borrowing platform with nearly $4 billion in deposits—to expand the USDS ecosystem through tokenized real-world assets (RWAs). Notably, the supply of USDS reached 1 billion just 13 days after its launch, highlighting rapid adoption and strong market confidence in the new ecosystem.

DeFi 領域的另一個關鍵項目是 MakerDAO，它已更名為 Sky Ecosystem。作為此次轉型的一部分，DAI 和 MKR 已分別更名為 USDS 和 SKY。品牌重塑還包括將 Maker 的 subDAO 重新命名為 Sky Stars，並利用 Spark Protocol（一個擁有近 40 億美元存款的借貸平台）透過代幣化的現實世界資產 (RWA) 來擴展 USDS 生態系統。值得注意的是，USDS上線僅13天，供應量就達到10億枚，凸顯了新生態的快速普及和市場信心。

Furthermore, SKY token holders are demonstrating strong community support, totaling 101.74k as of the most recent 30-day period. The total value locked (TVL) within the Sky Ecosystem also saw positive growth, standing at $4.41 billion—an increase of 5.4%, which indicates rising liquidity. There has been a significant increase in the protocol's treasury, with a remarkable 25.2% gain that brings the total to $281.93 million, confirming its financial strength. A substantial surge in code commits—37.5% to be precise —also reflects the steady stream of progress within the ecosystem.

此外，SKY 代幣持有者表現出了強大的社區支持，截至最近 30 天，總數為 101.74k。 Sky 生態系統內的鎖定總價值 (TVL) 也出現了正增長，達到 44.1 億美元，增長了 5.4%，這表明流動性不斷增加。該協議的財務顯著增加，增幅高達 25.2%，總額達到 2.8193 億美元，證實了其財務實力。代碼提交量大幅增加（準確地說是 37.5%）也反映了生態系統內的穩定進展。

Finally, Synthetix Protocol (SNX) has shown significant growth over the past 30 days, solidifying its position as a promising player in the DeFi sector. The fully diluted market cap rose by 19.4% to reach $520.94 million, while the circulating market cap increased by 22.1%, totaling $549.62 million. Synthetix's total value locked (TVL) also grew by 17.3%, now standing at $281.55 million, indicating rising liquidity. A milestone of $95.71 million reached by the protocol's treasury following a spectacular growth of 23% reinforced its already-solid financial footing. The project's community enthusiasm is also on the rise, with daily active users having increased by 108.3%. On the development front, a 10.3% uptick in code commits reflects the unwavering dedication to progress.

最後，Synthetix Protocol (SNX) 在過去 30 天內顯示出顯著增長，鞏固了其作為 DeFi 領域有前途的參與者的地位。完全稀釋市值成長19.4%，達到5,2094萬美元，而流通市值成長22.1%，總計5,4962萬美元。 Synthetix 的總鎖定價值 (TVL) 也成長了 17.3%，目前達到 2.8155 億美元，顯示流動性不斷增加。在 23% 的驚人成長之後，該協議的財務達到了 9,571 萬美元的里程碑，鞏固了其本已穩固的財務基礎。該計畫的社群熱情也不斷高漲，每日活躍用戶成長了108.3%。在開發方面，程式碼提交量增加了 10.3%，反映出對進步堅定不移的奉獻精神。

In conclusion, 2024 has been a challenging year for the DeFi sector, but resilience has been the watchword. Buoyed by projects like Aave (AAVE), MakerDAO (SKY), and Synthetix (SNX), this once-fractured sector has pieced itself back together, making it more robust than ever. In all three crucial areas—market adoption, community engagement, and liquidity—these protocols have consistently delivered solid results that speak for themselves. As we look ahead to the final quarter of 2024, these projects are poised to continue driving the growth and innovation of the DeFi ecosystem.

總而言之，2024 年對 DeFi 產業來說是充滿挑戰的一年，但韌性一直是口號。在 Aave (AAVE)、MakerDAO (SKY) 和 Synthetix (SNX) 等項目的推動下，這個曾經分裂的行業已經重新整合在一起，變得比以往任何時候都更加強大。在市場採用、社區參與和流動性這三個關鍵領域，這些協議始終如一地交付了不言而喻的堅實成果。展望 2024 年最後一個季度，這些項目將繼續推動 DeFi 生態系統的成長和創新。

Platforms are being developed that allow users to take the hassle out of decentralized finance, offering effortless on-ramps to DeFi assets. To fully leverage the benefits of these and other DeFi projects, users can turn to instant exchange platforms like ChangeNOW, StealthEX, or the Swapzone exchange aggregator, which provide easy access without the hassles of traditional exchanges.

正在開發的平台可以讓用戶擺脫去中心化金融的麻煩，為 DeFi 資產提供輕鬆的入口。為了充分利用這些和其他 DeFi 專案的優勢，用戶可以轉向即時交易平台，如 ChangeNOW、StealthEX 或 Swapzone 交易聚合器，這些平台提供輕鬆訪問，而無需傳統交易的麻煩。