2024 年第四季度值得关注的热门 DeFi 项目以及可轻松访问这些项目的即时交易平台

2024 年第三季度，尽管市场面临挑战，但 DeFi 领域仍表现强劲。 Aave (AAVE) 是表现最好的 DeFi 资产，回报率为 71%，引起了更广泛的加密社区的兴奋。

In the third quarter of 2024, the decentralized finance (DeFi) sector showcased remarkable resilience amidst broader market challenges. Several key projects stood out with their performance, including Aave (AAVE), MakerDAO (rebranded to SKY), and Compound Finance (COMP). These protocols played a pivotal role in driving market adoption, community engagement, and liquidity within the DeFi ecosystem.

2024 年第三季度，去中心化金融（DeFi）行业在更广泛的市场挑战中表现出了非凡的韧性。几个关键项目表现突出，包括 Aave (AAVE)、MakerDAO（更名为 SKY）和 Compound Finance (COMP)。这些协议在推动 DeFi 生态系统的市场采用、社区参与和流动性方面发挥了关键作用。

Aave (AAVE) emerged as a top performer in Q3 2024, boasting a 71% return that sparked enthusiasm within the crypto community. As of this writing, Aave's total value locked (TVL) stands at approximately $4.41 billion, reflecting its strong liquidity and user participation. The protocol holds a dominant 65.89% market share in active loans, significantly outpacing competitors like Spark Protocol (12.32%) and Morpho (6.66%). Active loans on Aave total about $7.9 billion, indicating sustained user demand and robust liquidity. Its market cap is around $2.5 billion, supported by over 170,000 token holders.

Aave (AAVE) 在 2024 年第三季度成为表现最佳的公司，拥有 71% 的回报率，激发了加密社区的热情。截至撰写本文时，Aave 的总锁定价值 (TVL) 约为 44.1 亿美元，反映了其强大的流动性和用户参与度。该协议在活跃贷款中占据主导地位，占 65.89% 的市场份额，明显超过 Spark Protocol (12.32%) 和 Morpho (6.66%) 等竞争对手。 Aave 的活跃贷款总额约为 79 亿美元，表明用户需求持续强劲，流动性强劲。其市值约为 25 亿美元，有超过 170,000 名代币持有者支持。

Aave's success can be attributed to its ability to adapt to market conditions and capitalize on the momentum. In particular, the implementation of Aave's 'Buy and Distribute' governance proposal had a substantial impact, boosting the AAVE token price significantly.

Aave 的成功可归因于其适应市场条件和利用势头的能力。特别是，Aave“购买和分配”治理提案的实施产生了重大影响，显着推高了 AAVE 代币价格。

Another key project in the DeFi space is MakerDAO, which has undergone a rebranding as the Sky Ecosystem. As part of this transformation, DAI and MKR have been renamed to USDS and SKY, respectively. The rebranding also includes renaming Maker's subDAOs to Sky Stars and leveraging Spark Protocol—a lending and borrowing platform with nearly $4 billion in deposits—to expand the USDS ecosystem through tokenized real-world assets (RWAs). Notably, the supply of USDS reached 1 billion just 13 days after its launch, highlighting rapid adoption and strong market confidence in the new ecosystem.

DeFi 领域的另一个关键项目是 MakerDAO，它已更名为 Sky Ecosystem。作为此次转型的一部分，DAI 和 MKR 已分别更名为 USDS 和 SKY。品牌重塑还包括将 Maker 的 subDAO 重命名为 Sky Stars，并利用 Spark Protocol（一个拥有近 40 亿美元存款的借贷平台）通过代币化的现实世界资产 (RWA) 来扩展 USDS 生态系统。值得注意的是，USDS上线仅13天，供应量就达到10亿枚，凸显了新生态的快速普及和市场信心。

Furthermore, SKY token holders are demonstrating strong community support, totaling 101.74k as of the most recent 30-day period. The total value locked (TVL) within the Sky Ecosystem also saw positive growth, standing at $4.41 billion—an increase of 5.4%, which indicates rising liquidity. There has been a significant increase in the protocol's treasury, with a remarkable 25.2% gain that brings the total to $281.93 million, confirming its financial strength. A substantial surge in code commits—37.5% to be precise —also reflects the steady stream of progress within the ecosystem.

此外，SKY 代币持有者表现出了强大的社区支持，截至最近 30 天，总数为 101.74k。 Sky 生态系统内的锁定总价值 (TVL) 也出现了正增长，达到 44.1 亿美元，增长了 5.4%，这表明流动性不断增加。该协议的财务显着增加，增幅高达 25.2%，总额达到 2.8193 亿美元，证实了其财务实力。代码提交量大幅增加（准确地说是 37.5%）也反映了生态系统内的稳定进展。

Finally, Synthetix Protocol (SNX) has shown significant growth over the past 30 days, solidifying its position as a promising player in the DeFi sector. The fully diluted market cap rose by 19.4% to reach $520.94 million, while the circulating market cap increased by 22.1%, totaling $549.62 million. Synthetix's total value locked (TVL) also grew by 17.3%, now standing at $281.55 million, indicating rising liquidity. A milestone of $95.71 million reached by the protocol's treasury following a spectacular growth of 23% reinforced its already-solid financial footing. The project's community enthusiasm is also on the rise, with daily active users having increased by 108.3%. On the development front, a 10.3% uptick in code commits reflects the unwavering dedication to progress.

最后，Synthetix Protocol (SNX) 在过去 30 天内显示出显着增长，巩固了其作为 DeFi 领域有前途的参与者的地位。完全稀释市值增长19.4%，达到52094万美元，而流通市值增长22.1%，总计54962万美元。 Synthetix 的总锁定价值 (TVL) 也增长了 17.3%，目前达到 2.8155 亿美元，表明流动性不断增加。在 23% 的惊人增长之后，该协议的财务达到了 9571 万美元的里程碑，巩固了其本已稳固的财务基础。该项目的社区热情也不断高涨，日活跃用户增长了108.3%。在开发方面，代码提交量增长了 10.3%，反映出对进步坚定不移的奉献精神。

In conclusion, 2024 has been a challenging year for the DeFi sector, but resilience has been the watchword. Buoyed by projects like Aave (AAVE), MakerDAO (SKY), and Synthetix (SNX), this once-fractured sector has pieced itself back together, making it more robust than ever. In all three crucial areas—market adoption, community engagement, and liquidity—these protocols have consistently delivered solid results that speak for themselves. As we look ahead to the final quarter of 2024, these projects are poised to continue driving the growth and innovation of the DeFi ecosystem.

总而言之，2024 年对于 DeFi 行业来说是充满挑战的一年，但韧性一直是口号。在 Aave (AAVE)、MakerDAO (SKY) 和 Synthetix (SNX) 等项目的推动下，这个曾经分裂的行业已经重新整合在一起，变得比以往任何时候都更加强大。在市场采用、社区参与和流动性这三个关键领域，这些协议始终如一地交付了不言而喻的坚实成果。展望 2024 年最后一个季度，这些项目将继续推动 DeFi 生态系统的增长和创新。

Platforms are being developed that allow users to take the hassle out of decentralized finance, offering effortless on-ramps to DeFi assets. To fully leverage the benefits of these and other DeFi projects, users can turn to instant exchange platforms like ChangeNOW, StealthEX, or the Swapzone exchange aggregator, which provide easy access without the hassles of traditional exchanges.

正在开发的平台可以让用户摆脱去中心化金融的麻烦，为 DeFi 资产提供轻松的入口。为了充分利用这些和其他 DeFi 项目的优势，用户可以转向即时交易平台，如 ChangeNOW、StealthEX 或 Swapzone 交易聚合器，这些平台提供轻松访问，而无需传统交易的麻烦。