巴林國家銀行率先推出第一支比特幣基金

該產品是與數位資產公司 ARP Digital 合作開發的，專為海灣合作委員會 (GCC) 地區的機構投資者設計

National Bank Of Bahrain (NBB) has announced the launch of Bahrain’s first Bitcoin-linked structured investment fund.

巴林國家銀行（NBB）宣布推出巴林首個與比特幣掛鉤的結構性投資基金。

The product, developed in partnership with digital asset firm ARP Digital, is designed specifically for institutional investors in the Gulf Cooperation Council (GCC) region.

該產品是與數位資產公司 ARP Digital 合作開發的，專為海灣合作委員會 (GCC) 地區的機構投資者設計。

The fund marks a significant milestone in the region’s financial landscape, as it is the first time a national bank in the GCC has introduced a Bitcoin-focused investment product. It aims to provide accredited investors with exposure to Bitcoin while ensuring capital protection.

該基金標誌著該地區金融格局的一個重要里程碑，因為這是海灣合作委員會國家銀行首次推出以比特幣為重點的投資產品。它旨在為合格投資者提供比特幣投資機會，同時確保資本保護。

Investors will be able to benefit from Bitcoin performance, but “capped at a predefined threshold, while enjoying 100 percent capital protection on the downside”, according to a local media report.

根據當地媒體報道，投資者將能夠從比特幣的表現中受益，但「上限為預定閾值，同時在下行時享受 100% 的資本保護」。

In a statement, Hisham AlKurdi, Group Chief Executive – Markets & Client Solutions at NBB, emphasized the innovative nature of the investment offering.

NBB 市場與客戶解決方案集團執行長 Hisham AlKurdi 在聲明中強調了此次投資產品的創新性。

“We are proud to introduce this bespoke structured investment, which blends the appeal of digital asset exposure with the security of capital protection. This product underscores our focus on offering our wealth management clients innovative and secure avenues to diversify their portfolios in an evolving investment landscape. It is a testament to NBB’s continued leadership in financial innovation within the region.”

「我們很自豪地推出這種客製化的結構性投資，它將數位資產投資的吸引力與資本保護的安全性融為一體。該產品強調了我們致力於為財富管理客戶提供創新和安全的途徑，使其在不斷變化的投資環境中實現投資組合多元化。這證明了 NBB 在該地區金融創新領域的持續領導地位。

The introduction of the Bitcoin-linked structured investment is part of NBB’s broader strategy to expand its wealth management product portfolio. This product is particularly targeted at risk-averse investors who seek exposure to the potential growth of Bitcoin without subjecting their principal capital to the volatility.

推出與比特幣掛鉤的結構性投資是 NBB 擴大其財富管理產品組合的更廣泛策略的一部分。該產品特別針對規避風險的投資者，他們尋求投資比特幣的潛在成長，但又不想讓其本金受到波動的影響。

The collaboration between NBB and ARP Digital is set to redefine the regional market. Abdulla Kanoo, Co-founder and Co-Chief Executive Officer at ARP Digital, noted:

NBB 和 ARP Digital 之間的合作將重新定義區域市場。 ARP Digital 聯合創辦人兼聯合執行長 Abdulla Kanoo 指出：

“Our collaboration with NBB is poised to be a game-changer in the regional market. By leveraging our expertise in digital assets and NBB’s extensive reach in the financial sector, we have created a product that introduces Bitcoin exposure within a highly secure framework. This structured investment opens new doors for investors seeking a calculated approach to digital assets.”

「我們與 NBB 的合作有望改變區域市場的遊戲規則。透過利用我們在數位資產方面的專業知識和 NBB 在金融領域的廣泛影響力，我們創建了一款在高度安全的框架內引入比特幣風險的產品。這種結構性投資為尋求數位資產深思熟慮的方法的投資者打開了新的大門。

With Bitcoin’s volatility serving as a key concern for many investors, the capital-protected structure of this fund provides a novel solution for clients looking to participate in the digital asset market without taking on excessive risk.

由於比特幣的波動性是許多投資者關注的一個主要問題，該基金的資本保護結構為希望參與數位資產市場而又不想承擔過多風險的客戶提供了一種新穎的解決方案。

Dalal Buhejji, Executive Director of Business Development for Financial Services at the Bahrain Economic Development Board, hailed the launch as a significant achievement.

巴林經濟發展委員會金融服務業務發展執行董事 Dalal Buhejji 稱讚此次推出是一項重大成就。

“The launch of this Bitcoin-linked Structured Investment is a prime example of the true potential of Bahrain’s robust financial services ecosystem, which provides an attractive and streamlined environment that gives rise to innovative solutions. This initiative embodies a seamless fusion of traditional financial practices and inventive blockchain-based solutions, and we are proud to witness local institutions like NBB driving cutting-edge advancements and diversification to the sector,” Buhejji stated.

「這種與比特幣掛鉤的結構性投資的推出是巴林強大的金融服務生態系統真正潛力的典型例子，該生態系統提供了一個有吸引力且精簡的環境，催生了創新解決方案。這項舉措體現了傳統金融實踐和基於區塊鏈的創新解決方案的無縫融合，我們很自豪能夠見證 NBB 等當地機構推動該行業的尖端進步和多元化。

In Bahrain, recent developments in Bitcoin and crypto regulation highlight the nation’s proactive stance in fostering fintech innovation while ensuring investor protection.

在巴林，比特幣和加密貨幣監管的最新發展凸顯了該國在促進金融科技創新同時確保投資者保護方面的積極立場。

In September this year, Crypto.com received a Payment Service Provider (PSP) license from the Central Bank of Bahrain (CBB). This license enables the platform to offer e-money services and prepaid crypto cards in Bahrain.

今年9月，Crypto.com獲得了巴林中央銀行（CBB）頒發的支付服務提供者（PSP）許可證。該許可證使該平台能夠在巴林提供電子貨幣服務和預付費加密卡。

In April 2022, Binance received a license to operate in the country.

2022 年 4 月，幣安獲得了在該國運營的許可證。

Bahrain’s regulatory framework is also well-regarded for its balance between innovation and regulatory compliance. Since 2019, the CBB has implemented comprehensive guidelines for crypto-asset services, ensuring businesses operate with transparency while adhering to anti-money laundering (AML) and combating the financing of terrorism (CFT) protocols.

巴林的監管框架也因其創新與監管合規之間的平衡而受到好評。自 2019 年以來，CBB 實施了針對加密資產服務的全面準則，確保企業透明運營，同時遵守反洗錢 (AML) 和打擊恐怖主義融資 (CFT) 協議。

At press time, BTC traded at $62,500.

截至發稿時，BTC 交易價格為 62,500 美元。