菲律賓領先的數字貨幣應用GCASH宣布支持Circle的USD硬幣（USDC）

這標誌著將Stablecoins與該國日常交易相結合的重要一步。

The Philippines' leading digital money app, GCash, announced support for Circle’s USD Coin (USDC).

菲律賓領先的數字貨幣應用程序GCash宣布支持Circle的USD硬幣（USDC）。

This integration will enable GCash users in the country to buy, hold and transact with the stablecoin via GCrypto, the app’s cryptocurrency platform.

這種集成將使該國的GCash用戶能夠通過該應用程序的加密貨幣平台GCRypto與Stablecoin購買，保留和交易。

Highlighting the financial inclusion implications, GCash’s Group Head of Wealth Management, Arjun Varma, said: “We are excited to offer our users a stable and globally recognized financial asset with USDC.

Gcash的財富管理集團負責人Arjun Varma強調了財務包容性的影響，他說：“我們很高興為用戶提供穩定且全球認可的金融資產，並向USDC提供。

"Rather than rolling out its own token, the Southeast Asian fintech giant is integrating USDC to offer a clean and accessible digital dollar to millions of Filipinos.

“這家東南亞金融科技巨頭並沒有推出自己的代幣，而是將USDC整合起來，為數百萬菲律賓人提供乾淨，可訪問的數字美元。

"Our goal is to provide convenient and flexible financial services that empower the unbanked and underbanked community.”

“我們的目標是提供方便，靈活的金融服務，以賦予沒有銀行賬戶和不受歡迎的社區的能力。”

Unlike volatile cryptos such as Bitcoin (BTC) and Ethereum (ETH), USDC is pegged to the US dollar, making it a more reliable digital asset for payments and savings.

與比特幣（BTC）和以太坊（ETH）等波動性加密貨幣不同，USDC與美元掛鉤，使其成為付款和儲蓄的更可靠的數字資產。

This move is expected to help millions of Filipinos bypass traditional banking infrastructure, which is slow, expensive and inaccessible to many.

預計此舉將有助於數百萬菲律賓人繞過傳統的銀行基礎設施，該基礎設施緩慢，昂貴且無法接近。

"Philippines payments are absolutely horrible. Some of the worst rails and ramps in the world," one user remarked.

一位用戶說：“菲律賓的付款絕對可怕。世界上一些最糟糕的軌道和坡道。”

With USDC reserves held at regulated financial institutions, they undergo regular third-party attestations to ensure transparency.

在受監管的金融機構舉行的USDC儲備金中，他們會定期進行第三方證明，以確保透明度。

Announcing this expansion, Circle CEO Jeremy Allaire highlighted the scale of this integration and the opportunity for growth in the firm’s stablecoin network.

Circle首席執行官Jeremy Allaire宣布了這一擴展，強調了這種整合的規模以及該公司Stablecoin網絡增長的機會。

"The largest and most widely used digital money app in the Philippines, GCash just announced support for USDC in their mobile wallet. Another ~100m users being brought into Circle’s stablecoin network," he expressed.

他表示：“ GCASH是菲律賓最大，最廣泛的數字貨幣應用程序，剛剛在其移動錢包中宣布了對USDC的支持。另一個約1000萬用戶被帶入Circle的Stablecoin網絡。”

Meanwhile, this move signals Circle’s outward expansion as competition in the stablecoin market intensifies.

同時，這一舉動信號是Circle的外在擴張，因為Stablecoin市場的競爭加劇了。

Major traditional finance institutions, including the Bank of America (BoA), are now eyeing stablecoin adoption. This poses competition for stablecoin issuers like Tether and Circle as established banks look to enter the space with their stablecoin offerings.

包括美國銀行（BOA）在內的主要傳統金融機構現在正在關注Stablecoin的採用。這為固定的銀行希望通過其穩定的商品提供了穩定的發行人的競爭。

As financial giants move in, fintech companies like GCash offer themselves as potential avenues for expansion to stablecoin issuers.

隨著金融巨頭的發展，像Gcash這樣的金融科技公司將自己作為擴展到Stablecoin發行人的潛在途徑。

"GCash's USDC move puts a global digital dollar in 100 million Filipino hands. Stablecoins might just leapfrog banks in places like this," another user added.

另一位用戶補充說：“ GCASH的USDC舉動將全球數字美元投入了1億菲律賓的手中。Stablecoins可能只是在這樣的地方跳過銀行。”

Despite the optimism, transparency remains a significant concern for stablecoin adoption. While the blockchain's openness is great for security and trust, it is not always ideal for everyday payments.

儘管有樂觀的態度，但透明度仍然是穩定採用的重要關注點。儘管區塊鏈的開放性非常適合安全和信任，但它並不總是適合日常付款的理想選擇。

"Crypto payments failed for one small reason that needs fixing: When sending USDC, let the recipient see the transaction but not your address. Nobody wants to reveal their wallet for a 10 USDC beer payment,") saidDeFi researcher Ignas recently.

“加密付款的原因是需要修復的一個小原因失敗：在發送USDC時，讓收件人看到交易，但不要看到您的地址。沒有人願意透露他們的錢包以支付10美元的啤酒付款，” Defi研究員IGNAS最近說。

While GCash's USDC integration offers convenience, calls for stablecoin transparency may deter adoption.

儘管GCASH的USDC集成提供了便利，但要求穩定透明度的呼籲可能會阻止採用。