菲律宾领先的数字货币应用GCASH宣布支持Circle的USD硬币（USDC）

这标志着将Stablecoins与该国日常交易相结合的重要一步。

The Philippines' leading digital money app, GCash, announced support for Circle’s USD Coin (USDC).

菲律宾领先的数字货币应用程序GCash宣布支持Circle的USD硬币（USDC）。

This integration will enable GCash users in the country to buy, hold and transact with the stablecoin via GCrypto, the app’s cryptocurrency platform.

这种集成将使该国的GCash用户能够通过该应用程序的加密货币平台GCRypto与Stablecoin购买，保留和交易。

Highlighting the financial inclusion implications, GCash’s Group Head of Wealth Management, Arjun Varma, said: “We are excited to offer our users a stable and globally recognized financial asset with USDC.

Gcash的财富管理集团负责人Arjun Varma强调了财务包容性的影响，他说：“我们很高兴为用户提供稳定且全球认可的金融资产，并向USDC提供。

"Rather than rolling out its own token, the Southeast Asian fintech giant is integrating USDC to offer a clean and accessible digital dollar to millions of Filipinos.

“这家东南亚金融科技巨头并没有推出自己的代币，而是将USDC整合起来，为数百万菲律宾人提供干净，可访问的数字美元。

"Our goal is to provide convenient and flexible financial services that empower the unbanked and underbanked community.”

“我们的目标是提供方便，灵活的金融服务，以赋予没有银行账户和不受欢迎的社区的能力。”

Unlike volatile cryptos such as Bitcoin (BTC) and Ethereum (ETH), USDC is pegged to the US dollar, making it a more reliable digital asset for payments and savings.

与比特币（BTC）和以太坊（ETH）等波动性加密货币不同，USDC与美元挂钩，使其成为付款和储蓄的更可靠的数字资产。

This move is expected to help millions of Filipinos bypass traditional banking infrastructure, which is slow, expensive and inaccessible to many.

预计此举将有助于数百万菲律宾人绕过传统的银行基础设施，该基础设施缓慢，昂贵且无法接近。

"Philippines payments are absolutely horrible. Some of the worst rails and ramps in the world," one user remarked.

一位用户说：“菲律宾的付款绝对可怕。世界上一些最糟糕的轨道和坡道。”

With USDC reserves held at regulated financial institutions, they undergo regular third-party attestations to ensure transparency.

在受监管的金融机构举行的USDC储备金中，他们会定期进行第三方证明，以确保透明度。

Announcing this expansion, Circle CEO Jeremy Allaire highlighted the scale of this integration and the opportunity for growth in the firm’s stablecoin network.

Circle首席执行官Jeremy Allaire宣布了这一扩展，强调了这种整合的规模以及该公司Stablecoin网络增长的机会。

"The largest and most widely used digital money app in the Philippines, GCash just announced support for USDC in their mobile wallet. Another ~100m users being brought into Circle’s stablecoin network," he expressed.

他表示：“ GCASH是菲律宾最大，最广泛的数字货币应用程序，刚刚在其移动钱包中宣布了对USDC的支持。另一个约1000万用户被带入Circle的Stablecoin网络。”

Meanwhile, this move signals Circle’s outward expansion as competition in the stablecoin market intensifies.

同时，这一举动信号是Circle的外在扩张，因为Stablecoin市场的竞争加剧了。

Major traditional finance institutions, including the Bank of America (BoA), are now eyeing stablecoin adoption. This poses competition for stablecoin issuers like Tether and Circle as established banks look to enter the space with their stablecoin offerings.

包括美国银行（BOA）在内的主要传统金融机构现在正在关注Stablecoin的采用。这为固定的银行希望通过其稳定的商品提供了稳定的发行人的竞争。

As financial giants move in, fintech companies like GCash offer themselves as potential avenues for expansion to stablecoin issuers.

随着金融巨头的发展，像Gcash这样的金融科技公司将自己作为扩展到Stablecoin发行人的潜在途径。

"GCash's USDC move puts a global digital dollar in 100 million Filipino hands. Stablecoins might just leapfrog banks in places like this," another user added.

另一位用户补充说：“ GCASH的USDC举动将全球数字美元投入了1亿菲律宾的手中。Stablecoins可能只是在这样的地方跳过银行。”

Despite the optimism, transparency remains a significant concern for stablecoin adoption. While the blockchain's openness is great for security and trust, it is not always ideal for everyday payments.

尽管有乐观的态度，但透明度仍然是稳定采用的重要关注点。尽管区块链的开放性非常适合安全和信任，但它并不总是适合日常付款的理想选择。

"Crypto payments failed for one small reason that needs fixing: When sending USDC, let the recipient see the transaction but not your address. Nobody wants to reveal their wallet for a 10 USDC beer payment,") saidDeFi researcher Ignas recently.

“加密付款的原因是需要修复的一个小原因失败：在发送USDC时，让收件人看到交易，但不要看到您的地址。没有人愿意透露他们的钱包以支付10美元的啤酒付款，” Defi研究员IGNAS最近说。

While GCash's USDC integration offers convenience, calls for stablecoin transparency may deter adoption.

尽管GCASH的USDC集成提供了便利，但要求稳定透明度的呼吁可能会阻止采用。