Ethena Labs 計劃今年推出基於 Telegram 的儲蓄和支付應用程序，其合成美元 USDE 瞄準 500 億美元市場

由 BitMEX 創辦人 Arthur Hayes 支持的加密計畫希望探索訊息平台 Telegram 上的金融服務的潛在市場。

A crypto project backed by BitMEX founder Arthur Hayes is eyeing a potential market for financial services on the messaging platform Telegram.

由 BitMEX 創辦人 Arthur Hayes 支持的加密項目正在關注訊息平台 Telegram 上的金融服務的潛在市場。

In a statement, Ethena Labs said it is considering building a Telegram-based savings and payment application this year, aiming to capitalize on a potential $50 billion market for its synthetic dollar USDE.

Ethena Labs 在一份聲明中表示，正在考慮今年建立一個基於 Telegram 的儲蓄和支付應用程序，旨在利用其合成美元 USDE 的潛在 500 億美元市場。

“Rather than compete directly with payments companies on their own turf, we plan to address the payments and savings tool use case via building a dedicated application on Telegram and within the TON ecosystem,” the statement reads.

聲明中寫道：“我們計劃通過在 Telegram 和 TON 生態系統內構建專用應用程序來解決支付和儲蓄工具用例，而不是在自己的地盤上與支付公司直接競爭。”

The tool will utilize USDe, a stablecoin that maintains its peg to the US dollar by opening short futures positions when a user provides collateral to mint tokens.

該工具將利用 USDe，這是一種穩定幣，當用戶提供抵押品來鑄造代幣時，它會透過開立空頭期貨頭寸來維持與美元的掛鉤。

“In 2025, we will be releasing a dedicated use case for sUSDe within the Telegram application where users can send, spend and save within a mobile neobank-like experience,” Ethena Labs said.

Ethena Labs 表示：“到 2025 年，我們將在 Telegram 應用程式中發布 sUSDe 的專用用例，用戶可以在類似行動 Neobank 的體驗中進行發送、消費和儲蓄。”

“Payments will be connected directly to Apple Pay where you can move between a savings asset in sUSDe to direct mobile tap payments from your phone.”

“支付將直接連接到 Apple Pay，您可以在 sUSDe 的儲蓄資產之間移動，也可以通過手機直接進行移動支付。”

Ethena Labs said Telegram's popularity will bolster its plan to launch the product for one billion people.

Ethena Labs 表示，Telegram 的受歡迎程度將推動其為 10 億人推出該產品的計畫。

“Immediate access via Telegram’s 900 million+ users provides the distribution platform to deliver this product to the world,” the statement reads.

聲明中寫道：“透過 Telegram 的 9 億多用戶進行即時訪問，提供了向全世界交付該產品的分發平台。”

“Together we can provide a billion people a payments and savings product which is as easy to access as sending your friend a message.”

“我們可以共同為十億人提供一種支付和儲蓄產品，就像向朋友發送訊息一樣容易使用。”