Ethena Labs 计划今年推出基于 Telegram 的储蓄和支付应用程序，其合成美元 USDE 瞄准 500 亿美元市场

由 BitMEX 创始人 Arthur Hayes 支持的加密项目希望探索消息平台 Telegram 上的金融服务的潜在市场。

A crypto project backed by BitMEX founder Arthur Hayes is eyeing a potential market for financial services on the messaging platform Telegram.

由 BitMEX 创始人 Arthur Hayes 支持的一个加密项目正在关注消息平台 Telegram 上的金融服务的潜在市场。

In a statement, Ethena Labs said it is considering building a Telegram-based savings and payment application this year, aiming to capitalize on a potential $50 billion market for its synthetic dollar USDE.

Ethena Labs 在一份声明中表示，正在考虑今年构建一款基于 Telegram 的储蓄和支付应用程序，旨在利用其合成美元 USDE 的潜在 500 亿美元市场。

“Rather than compete directly with payments companies on their own turf, we plan to address the payments and savings tool use case via building a dedicated application on Telegram and within the TON ecosystem,” the statement reads.

声明中写道：“我们计划通过在 Telegram 和 TON 生态系统内构建专用应用程序来解决支付和储蓄工具用例，而不是在自己的地盘上与支付公司直接竞争。”

The tool will utilize USDe, a stablecoin that maintains its peg to the US dollar by opening short futures positions when a user provides collateral to mint tokens.

该工具将利用 USDe，这是一种稳定币，当用户提供抵押品来铸造代币时，它会通过开立空头期货头寸来维持与美元的挂钩。

“In 2025, we will be releasing a dedicated use case for sUSDe within the Telegram application where users can send, spend and save within a mobile neobank-like experience,” Ethena Labs said.

Ethena Labs 表示：“到 2025 年，我们将在 Telegram 应用程序中发布 sUSDe 的专用用例，用户可以在类似移动 Neobank 的体验中进行发送、消费和储蓄。”

“Payments will be connected directly to Apple Pay where you can move between a savings asset in sUSDe to direct mobile tap payments from your phone.”

“支付将直接连接到 Apple Pay，您可以在 sUSDe 的储蓄资产之间移动，也可以通过手机直接进行移动支付。”

Ethena Labs said Telegram's popularity will bolster its plan to launch the product for one billion people.

Ethena Labs 表示，Telegram 的受欢迎程度将推动其为 10 亿人推出该产品的计划。

“Immediate access via Telegram’s 900 million+ users provides the distribution platform to deliver this product to the world,” the statement reads.

声明中写道：“通过 Telegram 的 9 亿多用户进行即时访问，提供了向全世界交付该产品的分发平台。”

“Together we can provide a billion people a payments and savings product which is as easy to access as sending your friend a message.”

“我们可以共同为十亿人提供一种支付和储蓄产品，就像向朋友发送消息一样容易使用。”