加密貨幣交易所 Upbit 面臨潛在 KYC 違規調查

韓國領先的加密貨幣交易所 Upbit 因涉嫌違反「了解你的客戶」(KYC) 程序而受到該國金融當局的調查。

South Korea’s leading crypto exchange, Upbit, is reportedly being investigated by the country’s financial authorities for a potential violation of Know-Your-Client (KYC) procedures.

據報道，韓國領先的加密貨幣交易所 Upbit 因可能違反「了解你的客戶」(KYC) 程序而受到該國金融當局的調查。

The probe comes amid the exchange’s license renewal process and a possible investigation for “anti-monopoly breaches.”

此次調查是在該交易所的許可證更新過程中進行的，並且可能會針對「反壟斷違規行為」進行調查。

Crypto Exchange Faces Probe For Potential KYC Violations

加密貨幣交易所面臨潛在 KYC 違規行為的調查

According to a local report, South Korea’s Financial Intelligence Unit (FIU) of the Financial Services Commission (FSC) has begun investigating crypto exchange Upbit for potential violations of KYC requirements.

根據當地通報，韓國金融服務委員會 (FSC) 的金融情報部門 (FIU) 已開始調查加密貨幣交易所 Upbit 是否可能違反 KYC 要求。

Maeil Business Newspaper revealed that the financial authorities identified large-scale cases suspected of violating customer identification procedures while reviewing the crypto exchange’s license renewal. Under the Special Money Act, virtual asset service providers (VASPs) must renew their licenses every three years.

《每日經濟新聞》透露，金融當局在審查加密貨幣交易所許可證更新時，發現了涉嫌違反客戶識別程序的大規模案件。根據《特別貨幣法》，虛擬資產服務提供者 (VASP) 必須每三年更新一次許可證。

The FIU found between 500,000 and 600,000 cases where the KYC process was not followed properly. Seemingly, the crypto exchange opened thousands of accounts for users without the proper verification.

金融情報機構發現 50 萬至 60 萬起案例中未正確遵循 KYC 流程。看起來，加密貨幣交易所在沒有經過適當驗證的情況下為用戶開設了數千個帳戶。

In South Korea, VASPs must comply with anti-money laundering (AML) and Combating the Financing of Terrorism (CFT) requirements. To achieve this, users are required to complete the KYC identification process when creating an account on crypto platforms.

在韓國，VASP 必須遵守反洗錢 (AML) 和打擊資助恐怖主義 (CFT) 的要求。為此，使用者在加密平台上建立帳戶時需要完成 KYC 身份驗證流程。

Customers must use submit IDs to validate their identity, which undergoes a verification process by the crypto exchange. However, the Korean authority found that Upbit potentially broke AML and CFT requirements by failing to conduct the KYC process properly.

客戶必須使用提交的 ID 來驗證其身份，並由加密貨幣交易所進行驗證過程。然而，韓國當局發現 Upbit 由於未能正確執行 KYC 流程，可能違反了 AML 和 CFT 要求。

The FIU located thousands of cases where accounts were opened without the proper verification, as the ID picture submitted was ineligible. The financial authority is re-examining the potential violations on a case-to-case basis to assess whether they break the law or have been used for money laundering or crypto-related crimes.

金融情報機構發現了數千個未經適當驗證就開設帳戶的案例，因為提交的身份證件照片不合格。金融當局正在逐案重新審查潛在的違規行為，以評估它們是否違法或已被用於洗錢或與加密貨幣相關的犯罪。

Recently, the Delhi police arrested a suspect linked to the $235 million hack of Indian exchange WazirX. The suspect allegedly sold an account created with a fake name to the individual who eventually conducted the crypto heist.

最近，德里警方逮捕了一名與印度交易所 WazirX 遭受 2.35 億美元駭客攻擊有關的嫌疑人。據稱，嫌疑人將一個用假名創建的帳戶賣給了最終實施加密貨幣盜竊的個人。

Upbit’s License Renewal Could Be Delayed

Upbit 的許可證更新可能會延遲

It’s worth noting that Upbit’s license renewal process, which started in August, has raised questions among the financial community for its prolonged timeline. The report highlights that the process has been affected by the extensive investigation.

值得注意的是，Upbit 的牌照續約流程於 8 月開始，其拖延的時間引發了金融界的質疑。報告強調，這一過程受到了廣泛調查的影響。

The FIU has to determine how many of the 600,000 potential KYC violations are correct. However, the crypto exchange could face fines of up to 100 million won per case, and Upbit’s license renewal could be further delayed if the reviewing process extends.

FIU 必須確定 600,000 起潛在的 KYC 違規行為中有多少是正確的。然而，該加密貨幣交易所可能面臨每起案件最高 1 億韓元的罰款，如果審查過程延長，Upbit 的許可證續約可能會進一步推遲。

Moreover, the crypto exchange might face another probe amid its renewal process. Last month, a local news media outlet reported that the Financial Services Commissioner Kim Byung-hwan announced a potential investigation into the exchange’s “monopoly structure.”

此外，加密貨幣交易所在更新過程中可能會面臨另一次調查。上個月，當地一家新聞媒體報道稱，金融服務專員 Kim Byung-hwan 宣布可能對該交易所的「壟斷結構」進行調查。

Kim responded to lawmaker Lee Kang-il’s concerns during an audit by the South Korean parliament, stating that the financial regulator was aware of Upbit’s potential market monopoly and assuring it would investigate the issue and its partnership with K-Bank.

Kim 在韓國議會審計期間回應了議員 Lee Kang-il 的擔憂，表示金融監管機構意識到 Upbit 潛在的市場壟斷，並保證將調查該問題及其與 K-Bank 的合作關係。