加密货币交易所 Upbit 面临潜在 KYC 违规调查

韩国领先的加密货币交易所 Upbit 因涉嫌违反“了解你的客户”(KYC) 程序而受到该国金融当局的调查。

South Korea’s leading crypto exchange, Upbit, is reportedly being investigated by the country’s financial authorities for a potential violation of Know-Your-Client (KYC) procedures.

据报道，韩国领先的加密货币交易所 Upbit 因可能违反“了解你的客户”(KYC) 程序而受到该国金融当局的调查。

The probe comes amid the exchange’s license renewal process and a possible investigation for “anti-monopoly breaches.”

此次调查是在该交易所的许可证更新过程中进行的，并且可能会针对“反垄断违规行为”进行调查。

Crypto Exchange Faces Probe For Potential KYC Violations

加密货币交易所面临潜在 KYC 违规行为的调查

According to a local report, South Korea’s Financial Intelligence Unit (FIU) of the Financial Services Commission (FSC) has begun investigating crypto exchange Upbit for potential violations of KYC requirements.

据当地报道，韩国金融服务委员会 (FSC) 的金融情报部门 (FIU) 已开始调查加密货币交易所 Upbit 是否可能违反 KYC 要求。

Maeil Business Newspaper revealed that the financial authorities identified large-scale cases suspected of violating customer identification procedures while reviewing the crypto exchange’s license renewal. Under the Special Money Act, virtual asset service providers (VASPs) must renew their licenses every three years.

《每日经济新闻》透露，金融当局在审查加密货币交易所许可证更新时，发现了涉嫌违反客户识别程序的大规模案件。根据《特别货币法》，虚拟资产服务提供商 (VASP) 必须每三年更新一次许可证。

The FIU found between 500,000 and 600,000 cases where the KYC process was not followed properly. Seemingly, the crypto exchange opened thousands of accounts for users without the proper verification.

金融情报机构发现 500,000 至 600,000 起案例中未正确遵循 KYC 流程。看起来，加密货币交易所在没有经过适当验证的情况下为用户开设了数千个账户。

In South Korea, VASPs must comply with anti-money laundering (AML) and Combating the Financing of Terrorism (CFT) requirements. To achieve this, users are required to complete the KYC identification process when creating an account on crypto platforms.

在韩国，VASP 必须遵守反洗钱 (AML) 和打击资助恐怖主义 (CFT) 的要求。为此，用户在加密平台上创建账户时需要完成 KYC 身份验证流程。

Customers must use submit IDs to validate their identity, which undergoes a verification process by the crypto exchange. However, the Korean authority found that Upbit potentially broke AML and CFT requirements by failing to conduct the KYC process properly.

客户必须使用提交的 ID 来验证其身份，并由加密货币交易所进行验证过程。然而，韩国当局发现 Upbit 由于未能正确执行 KYC 流程，可能违反了 AML 和 CFT 要求。

The FIU located thousands of cases where accounts were opened without the proper verification, as the ID picture submitted was ineligible. The financial authority is re-examining the potential violations on a case-to-case basis to assess whether they break the law or have been used for money laundering or crypto-related crimes.

金融情报机构发现了数千个未经适当验证就开设账户的案例，因为提交的身份证件照片不合格。金融当局正在逐案重新审查潜在的违规行为，以评估它们是否违法或已被用于洗钱或与加密货币相关的犯罪。

Recently, the Delhi police arrested a suspect linked to the $235 million hack of Indian exchange WazirX. The suspect allegedly sold an account created with a fake name to the individual who eventually conducted the crypto heist.

最近，德里警方逮捕了一名与印度交易所 WazirX 遭受 2.35 亿美元黑客攻击有关的嫌疑人。据称，嫌疑人将一个用假名创建的账户卖给了最终实施加密货币盗窃的个人。

Upbit’s License Renewal Could Be Delayed

Upbit 的许可证更新可能会延迟

It’s worth noting that Upbit’s license renewal process, which started in August, has raised questions among the financial community for its prolonged timeline. The report highlights that the process has been affected by the extensive investigation.

值得注意的是，Upbit 的牌照续签流程于 8 月开始，其拖延的时间引发了金融界的质疑。报告强调，这一过程受到了广泛调查的影响。

The FIU has to determine how many of the 600,000 potential KYC violations are correct. However, the crypto exchange could face fines of up to 100 million won per case, and Upbit’s license renewal could be further delayed if the reviewing process extends.

FIU 必须确定 600,000 起潜在的 KYC 违规行为中有多少是正确的。然而，该加密货币交易所可能面临每起案件最高 1 亿韩元的罚款，如果审查过程延长，Upbit 的许可证续签可能会进一步推迟。

Moreover, the crypto exchange might face another probe amid its renewal process. Last month, a local news media outlet reported that the Financial Services Commissioner Kim Byung-hwan announced a potential investigation into the exchange’s “monopoly structure.”

此外，加密货币交易所在更新过程中可能会面临另一次调查。上个月，当地一家新闻媒体报道称，金融服务专员 Kim Byung-hwan 宣布可能对该交易所的“垄断结构”进行调查。

Kim responded to lawmaker Lee Kang-il’s concerns during an audit by the South Korean parliament, stating that the financial regulator was aware of Upbit’s potential market monopoly and assuring it would investigate the issue and its partnership with K-Bank.

Kim 在韩国议会审计期间回应了议员 Lee Kang-il 的担忧，表示金融监管机构意识到 Upbit 潜在的市场垄断，并保证将调查该问题及其与 K-Bank 的合作关系。