加密貨幣社群利用銀行關閉重新引發金融領域的爭論

共和第一銀行 (Republic First Bank) 的倒閉是 2024 年美國第一家銀行倒閉事件，引發了加密貨幣社群的討論。加密貨幣愛好者將其視為替代金融系統需求的進一步證據，消息傳出後，比特幣、以太幣和山寨幣最初出現小幅下跌。這起事件加劇了過去一年一系列銀行業倒閉事件，包括 Signature Bank、Silicon Valley Bank 和 Silvergate Bank 的倒閉，凸顯了銀行業內部的潛在擔憂。

Crypto Community Reacts to Closure of Republic First Bank, Sparking Fresh Debate on Banking Sector

加密社群對共和國第一銀行關閉做出反應，引發有關銀行業的新爭論

Washington, D.C. - The closure of Republic First Bank by U.S. regulators has sent shockwaves through the nation's banking industry, with crypto enthusiasts seizing the opportunity to advance their arguments for decentralized finance.

華盛頓特區 - 美國監管機構關閉共和第一銀行給美國銀行業帶來了衝擊，加密貨幣愛好者抓住機會提出他們對去中心化金融的主張。

The Philadelphia-based bank became the first banking failure in the United States in 2024, marking an ominous start to what could be a tumultuous year for the sector. The Federal Deposit Insurance Corporation (FDIC) has been appointed as the receiver for Republic First, which held approximately $6 billion in total assets and $4 billion in total deposits as of January 31st.

這家總部位於費城的銀行於 2024 年成為美國第一家倒閉的銀行業，標誌著該行業可能動盪的一年的不祥開端。聯邦存款保險公司 (FDIC) 已被指定為 Republic First 的接管人，截至 1 月 31 日，該公司持有約 60 億美元的總資產和 40 億美元的存款總額。

The news has sparked a lively discussion among crypto experts and enthusiasts, with many arguing that the closure of Republic First underscores the vulnerabilities of the traditional banking system and the need for alternative financial solutions.

這一消息引發了加密貨幣專家和愛好者的熱烈討論，許多人認為共和第一的關閉凸顯了傳統銀行系統的脆弱性以及對替代金融解決方案的需求。

Marius Martocsan, CEO of Zesh, stated in an April 26th post on social media: "Another bank just collapsed, the Republic First Bank. Yeah... I think I'll stick to Bitcoin."

Zesh 執行長 Marius Martocsan 在 4 月 26 日在社交媒體上發文表示：“另一家銀行剛剛倒閉，共和國第一銀行。是的……我想我會堅持比特幣。”

Pillage Capital, a pseudonymous crypto trader, asserted in an April 26th post: "Republic First Bank failure is worth a look since bank failures are the best possible narrative we can get for crypto."

Randi Hipper, a crypto commentator, posed a provocative question to her 87,100 followers on social media: "How many more need to fail before people start to be their own bank?"

加密貨幣評論員 Randi Hipper 在社交媒體上向她的 87,100 名粉絲提出了一個挑釁性的問題：“在人們開始成為自己的銀行之前，還有多少人需要倒閉？”

The closure of Republic First comes at a time when the banking industry has been facing significant challenges. In 2023, five banking failures were recorded in the U.S., according to FDIC data. The collapse of Silicon Valley Bank and Silvergate Bank in March 2023 particularly sent shockwaves through the financial sector.

共和國第一銀行的關閉正值銀行業面臨重大挑戰之際。根據 FDIC 的數據，2023 年美國有 5 家銀行倒閉。 2023 年 3 月矽谷銀行和 Silvergate 銀行的倒閉尤其給金融界帶來了衝擊。

The news of Republic First's closure has had a noticeable impact on the cryptocurrency market. Bitcoin (BTC) and Ether (ETH), the two largest cryptocurrencies by market capitalization, have experienced slight declines in the hours following the announcement. Bitcoin is currently trading at $62,715, down 1.16%, while Ether is trading at $3,095, down 0.58%.

Republic First 關閉的訊息對加密貨幣市場產生了顯著影響。比特幣（BTC）和以太幣（ETH）是市值最大的兩種加密貨幣，在公告發布後的幾個小時內出現了小幅下跌。比特幣目前交易價格為 62,715 美元，下跌 1.16%，以太坊交易價格為 3,095 美元，下跌 0.58%。

Altcoins, or alternative cryptocurrencies, have also witnessed a moderate dip in value, with Dogecoin (DOGE) down 2.88% and Solana (SOL) down 1.79%.

山寨幣或替代加密貨幣的價值也出現小幅下跌，狗狗幣 (DOGE) 下跌 2.88%，Solana (SOL) 下跌 1.79%。

The closure of Republic First Bank serves as a stark reminder of the fragility of the traditional banking system and the need for greater diversification in the financial sector. Cryptocurrencies, with their decentralized nature and potential for financial inclusion, may offer a promising alternative for those seeking a more resilient and accessible financial solution.

共和國第一銀行的關閉清楚地提醒人們傳統銀行體系的脆弱性以及金融部門更加多元化的必要性。加密貨幣具有去中心化的性質和金融包容性的潛力，可能為那些尋求更具彈性和更容易獲得的金融解決方案的人提供一個有前途的替代方案。

As the debate over the future of banking continues, the cryptocurrency community will undoubtedly continue to monitor developments closely, seeking opportunities to promote their vision of a decentralized and inclusive financial landscape.

隨著銀行業未來的爭論仍在繼續，加密貨幣社群無疑將繼續密切關注事態發展，尋找機會來促進他們對去中心化和包容性金融格局的願景。