加密货币社区利用银行关闭重新引发金融领域的争论

共和第一银行 (Republic First Bank) 的倒闭是 2024 年美国第一家银行倒闭事件，引发了加密货币社区的讨论。加密货币爱好者将其视为替代金融系统需求的进一步证据，消息传出后，比特币、以太币和山寨币最初出现小幅下跌。这一事件加剧了过去一年中一系列银行业倒闭事件，包括 Signature Bank、Silicon Valley Bank 和 Silvergate Bank 的倒闭，凸显了银行业内部的潜在担忧。

Crypto Community Reacts to Closure of Republic First Bank, Sparking Fresh Debate on Banking Sector

加密社区对共和国第一银行关闭做出反应，引发有关银行业的新争论

Washington, D.C. - The closure of Republic First Bank by U.S. regulators has sent shockwaves through the nation's banking industry, with crypto enthusiasts seizing the opportunity to advance their arguments for decentralized finance.

华盛顿特区 - 美国监管机构关闭共和第一银行给美国银行业带来了冲击，加密货币爱好者抓住机会提出他们对去中心化金融的主张。

The Philadelphia-based bank became the first banking failure in the United States in 2024, marking an ominous start to what could be a tumultuous year for the sector. The Federal Deposit Insurance Corporation (FDIC) has been appointed as the receiver for Republic First, which held approximately $6 billion in total assets and $4 billion in total deposits as of January 31st.

这家总部位于费城的银行于 2024 年成为美国第一家倒闭的银行业，标志着该行业可能动荡的一年的不祥开端。联邦存款保险公司 (FDIC) 已被指定为 Republic First 的接管人，截至 1 月 31 日，该公司持有约 60 亿美元的总资产和 40 亿美元的存款总额。

The news has sparked a lively discussion among crypto experts and enthusiasts, with many arguing that the closure of Republic First underscores the vulnerabilities of the traditional banking system and the need for alternative financial solutions.

这一消息引发了加密货币专家和爱好者的热烈讨论，许多人认为共和第一的关闭凸显了传统银行系统的脆弱性以及对替代金融解决方案的需求。

Marius Martocsan, CEO of Zesh, stated in an April 26th post on social media: "Another bank just collapsed, the Republic First Bank. Yeah... I think I'll stick to Bitcoin."

Zesh 首席执行官 Marius Martocsan 在 4 月 26 日在社交媒体上发帖表示：“另一家银行刚刚倒闭，共和国第一银行。是的……我想我会坚持比特币。”

Pillage Capital, a pseudonymous crypto trader, asserted in an April 26th post: "Republic First Bank failure is worth a look since bank failures are the best possible narrative we can get for crypto."

匿名加密货币交易员 Pillage Capital 在 4 月 26 日的一篇帖子中断言：“共和国第一银行的倒闭值得一看，因为银行倒闭是我们能得到的关于加密货币的最佳叙述。”

Randi Hipper, a crypto commentator, posed a provocative question to her 87,100 followers on social media: "How many more need to fail before people start to be their own bank?"

加密货币评论员 Randi Hipper 在社交媒体上向她的 87,100 名粉丝提出了一个挑衅性的问题：“在人们开始成为自己的银行之前，还有多少人需要倒闭？”

The closure of Republic First comes at a time when the banking industry has been facing significant challenges. In 2023, five banking failures were recorded in the U.S., according to FDIC data. The collapse of Silicon Valley Bank and Silvergate Bank in March 2023 particularly sent shockwaves through the financial sector.

共和国第一银行的关闭正值银行业面临重大挑战之际。根据 FDIC 的数据，2023 年美国有 5 家银行倒闭。 2023 年 3 月硅谷银行和 Silvergate 银行的倒闭尤其给金融界带来了冲击。

The news of Republic First's closure has had a noticeable impact on the cryptocurrency market. Bitcoin (BTC) and Ether (ETH), the two largest cryptocurrencies by market capitalization, have experienced slight declines in the hours following the announcement. Bitcoin is currently trading at $62,715, down 1.16%, while Ether is trading at $3,095, down 0.58%.

Republic First 关闭的消息对加密货币市场产生了显着影响。比特币（BTC）和以太币（ETH）是市值最大的两种加密货币，在公告发布后的几个小时内出现了小幅下跌。比特币目前交易价格为 62,715 美元，下跌 1.16%，而以太坊交易价格为 3,095 美元，下跌 0.58%。

Altcoins, or alternative cryptocurrencies, have also witnessed a moderate dip in value, with Dogecoin (DOGE) down 2.88% and Solana (SOL) down 1.79%.

山寨币或替代加密货币的价值也出现小幅下跌，狗狗币 (DOGE) 下跌 2.88%，Solana (SOL) 下跌 1.79%。

The closure of Republic First Bank serves as a stark reminder of the fragility of the traditional banking system and the need for greater diversification in the financial sector. Cryptocurrencies, with their decentralized nature and potential for financial inclusion, may offer a promising alternative for those seeking a more resilient and accessible financial solution.

共和国第一银行的关闭清楚地提醒人们传统银行体系的脆弱性以及金融部门更加多元化的必要性。加密货币具有去中心化的性质和金融包容性的潜力，可能为那些寻求更具弹性和更容易获得的金融解决方案的人提供一个有前途的替代方案。

As the debate over the future of banking continues, the cryptocurrency community will undoubtedly continue to monitor developments closely, seeking opportunities to promote their vision of a decentralized and inclusive financial landscape.

随着关于银行业未来的争论仍在继续，加密货币社区无疑将继续密切关注事态发展，寻找机会来促进他们对去中心化和包容性金融格局的愿景。