BSV區塊鏈可能是新金融系統的基礎：Ulrich Bindseil，歐洲央行

歐洲中央銀行（ECB）是中央銀行開始嘗試區塊鍊和數字貨幣的第一個開箱即用。

The European Central Bank (ECB) is one of the institutions that has been among the first to experiment with blockchain and digital currencies.

歐洲中央銀行（ECB）是最早嘗試區塊鍊和數字貨幣的機構之一。

While many other central banks and financial institutions are still in the process of deciding whether they want to develop central bank digital currencies (CBDCs) or integrate digital ledger technology, the ECB has already completed the investigation phase for the digital euro, launched the European digital sandbox, and even successfully launched eurobonds on the blockchain.

儘管許多其他中央銀行和金融機構仍在決定是否要開發中央銀行數字貨幣（CBDC）或整合數字萊傑技術，但歐洲央行已經完成了數字歐元的調查階段，推出了歐洲數字沙盒，甚至成功推出了BlockChain的Eurobonds。

Perhaps it’s no surprise then that Bindseil, together with Columbia University professor and author Omid Malekan, penned a paper on February 18, titled ‘Central Bank Digital Currency: A Comparative Analysis of Architecture Options,’ which recognized the potential of public blockchains to provide markets with “unprecedented efficiency.”

也許毫不奇怪的是，Bindseil與哥倫比亞大學教授兼作家Omid Malekan一起在2月18日發表了一篇論文，標題為“中央銀行數字貨幣：建築選擇的比較分析”，這表明公共區塊鏈的潛力為市場提供了“前所未有的效率”。

In the paper, they highlighted how there’s no reason the digital euro couldn’t be minted on a public blockchain. Moreover, they argued that so-called ‘permissioned’ or private blockchains are essentially just complex databases, and that public alternatives are superior by many metrics.

在論文中，他們強調瞭如何在公共區塊鏈上鑄造數字歐元沒有理由。此外，他們認為所謂的“權限”或私人區塊鏈本質上只是複雜的數據庫，並且公共替代方案在許多指標上都是優越的。

Although the paper did highlight some drawbacks of public blockchains, such as the fact they’re open to hacks and could be used to facilitate illicit trade, it also noted how they could support all types of assets and programmable payments and even enable the streaming of money.

儘管該論文確實突出了公共區塊鏈的一些缺點，例如它們對黑客攻擊開放，並且可以用來促進非法貿易，但它還指出了他們如何支持所有類型的資產和可編程付款，甚至可以啟用資金流。

To have a central bank at this level recognize how public blockchains are a superior choice to permissioned, private ones is a huge win!

要在此級別上擁有一家中央銀行，認識到公共區塊鍊是如何獲得許可的較高選擇，私人私人是一個巨大的勝利！

Like the early days of the internet

像互聯網的初期

Just like in the early days of the internet, the blockchain industry has seen the rise of multiple competing networks. We’ve seen BTC, Ethereum, Cardano, Hedera Hashgraph, BSV and others come to the fore, while there are countless numbers of private blockchains entirely controlled by banks or institutions.

就像在互聯網初期一樣，區塊鏈行業已經看到了多個競爭網絡的興起。我們已經看到BTC，以太坊，Cardano，Hedera Hashgraph，BSV和其他人脫穎而出，而有無數的私人區塊鏈完全由銀行或機構控制。

However, while institutions will try to maintain as much control for as long as they can, ultimately, if a new financial system comes to fruition, it will have to exist on a single, scalable public blockchain.

但是，儘管機構將盡可能多地保持控制權，但最終，如果新的金融體系實現了，則必須在一個可擴展的公共區塊鏈上存在。

The benefits of this are numerous and include global, instant, low-cost transactions, transparency and verifiability, open innovation, immutable record keeping and much greater security. Instead of the cluttered mess of bridges, layers and side chains, everything can and should exist on a single scalable ledger with ultra-low fees. The effect would be similar to the world’s information operating on TCP/IP instead of the numerous walled gardens that competed with it in the early days of the internet.

這一點的好處很多，包括全球，即時，低成本交易，透明度和可驗證性，開放創新，不變的記錄保存和更大的安全性。而不是雜亂的橋樑，層和側鏈，而是在具有超低費用的單個可擴展分類帳中存在。效果將類似於世界上在TCP/IP上運行的信息，而不是在互聯網初期與之競爭的眾多圍牆花園。

Unfortunately, today’s crop of popular blockchains simply won’t scale enough to serve as the solution. Ethereum, for example, can’t launch NFT collections without buckling under the pressure, and its proposed solutions, which involve all manner of levers, plugs and pulleys to increase throughput, has ultimately improved nothing and introduced plenty of new problems.

不幸的是，今天的流行區塊鏈根本不足以作為解決方案。例如，以太坊無法在不屈服於壓力的情況下發射NFT收集，其提議的解決方案涉及各種槓桿，插頭和皮帶輪以增加吞吐量，但最終沒有改善並引入了許多新問題。

Where, then, should the world turn? Back to the original Bitcoin protocol, which exists today as BSV. This version of Bitcoin mimics the original white paper as closely as possible and has pursued unbounded scaling from the outset. With one million transactions per second in Teranode testing and capabilities for even greater throughput, and standard fees of $0.000001 per transaction, BSV can serve as the base layer for a new financial system and applications like CBDCs.

那麼，世界應該在哪裡轉向呢？返回到原始的比特幣協議，該協議今天以BSV的形式存在。此版本的比特幣盡可能地模仿原始的白皮書，並從一開始就進行了無限的縮放。 BSV憑藉Teranode測試和功能的每秒100萬筆交易和功能，標準費用為$ 0.000001，BSV可以用作新的金融系統和CBDC等應用程序的基礎層。

Ironically, this was Satoshi Nakamoto’s original vision. He was interested in small, casual transactions at scale, including micropayments. Digital gold and stores of value weren’t on his agenda; that all came later when misguided extremists, in their attempt to hoard coins, preferred small blocks at the cost of everything else. The result is what we have today: a mess of unscalable blockchains and closed systems, endless useless tokens and little to show for any of it in terms of utility.

具有諷刺意味的是，這是納卡本的Satoshi最初的願景。他對包括微付款在內的大規模休閒交易感興趣。數字黃金和價值存儲不在他的議程上；這一切都是在後來的，當誤導的極端分子試圖ho積硬幣以其他一切為代價而偏愛小塊。結果就是我們今天擁有的：一堆不可分割的區塊鍊和封閉的系統，無盡的無用令牌，幾乎沒有用效用顯示。

Ultimately, Bindseil is right: public blockchains are superior, and CBDCs could be minted on them. And when it comes to comparing the various options out there, BSV stands head and shoulders above the rest. If unbounded scaling, tiny fees, interoperability, programmability and tamper-proof, immutable transactions are the desired outcome of a CBDC system, there’s no better option.

最終，Bindseil是正確的：公共區塊鍊是優越的，並且可以將CBDC鑄造在它們上。在比較那裡的各種選項方面，BSV的頭部和肩膀都超過其餘部分。如果CBDC系統的所需結果是無限的縮放，微小費用，互操作性，可編程性和防篡改的交易，則沒有更好的選擇。