Visa 的代币化服务推动亚太地区支付繁荣

Visa 报告称，其亚太地区令牌服务大幅增长，到 2023 年将超过 10 亿个令牌，带来超过 20 亿美元的收入。Visa 令牌服务 (VST) 连接传统银行和数字支付服务，提供取代敏感卡号的安全令牌。这促进了跨境支付，减少了喜欢无现金交易的旅行者的摩擦。随着疫情后旅游业的反弹，对低费用和无缝国际支付选择的需求持续增长，Visa 预计代币化和个性化消费者体验将进一步增长。

Visa Token Service Propels Asia-Pacific Payments Growth

Visa 令牌服务推动亚太地区支付增长

NEW YORK, March 26, 2023 — Visa Inc. announced today that its payment services in the Asia-Pacific region have processed over 1 billion tokens, generating an estimated market uplift of more than $2 billion in the past year alone.

纽约，2023 年 3 月 26 日 — Visa Inc. 今天宣布，其在亚太地区的支付服务已处理超过 10 亿个代币，预计仅在过去一年就产生了超过 20 亿美元的市场增长。

The Visa Token Service (VST), launched in 2014, bridges the gap between traditional banking account information and digital payment platforms such as Google Pay and Apple Pay. VST replaces the 16-digit primary account number (PAN) with a secure numeric token, protecting consumers' financial details and privacy.

Visa令牌服务（VST）于2014年推出，弥合了传统银行账户信息与Google Pay和Apple Pay等数字支付平台之间的差距。 VST 用安全数字令牌取代 16 位主帐号 (PAN)，保护消费者的财务详细信息和隐私。

"Tokens are paving the way for the future of commerce," asserted T. R. Ramachandran, Head of Products and Solutions, Asia-Pacific, Visa. "Visa continues to innovate with tokenized payment credentials, unlocking new and personalized experiences for consumers."

Visa 亚太区产品和解决方案主管 T. R. Ramachandran 表示：“代币正在为商业的未来铺平道路。” “Visa 继续通过代币化支付凭证进行创新，为消费者带来全新的个性化体验。”

Operating on VisaNet, the company's proprietary global payments network, VST can handle over 56,000 transactions per second. This high-speed infrastructure facilitates seamless cross-border payments and international travel, significantly reducing friction points for consumers.

VST 在该公司专有的全球支付网络 VisaNet 上运行，每秒可处理超过 56,000 笔交易。这种高速基础设施促进无缝跨境支付和国际旅行，显着减少消费者的摩擦点。

A recent Visa study revealed that 97% of travelers to the Asia-Pacific region prefer non-cash payment options, with an average spending of $2,525 per trip in 2023. The tokenization of traditional assets into digital currencies and payment intermediaries has surged in the wake of the COVID-19 pandemic.

Visa 最近的一项研究显示，97% 前往亚太地区的旅行者更喜欢非现金支付方式，2023 年每次旅行的平均支出为 2,525 美元。随之而来的是传统资产代币化为数字货币和支付中介的激增COVID-19 大流行。

As travel rebounds and consumers seek international payment methods with lower fees and less hassle, the demand for tokenized payments has grown rapidly.

随着旅游业的复苏以及消费者寻求费用更低、麻烦更少的国际支付方式，对代币化支付的需求迅速增长。

"We encourage more merchants to adopt tokenized payments, as this technology can enhance both their revenue and profitability," said Previn Pillay, Head of Merchant Sales and Acquiring, Asia Pacific, Visa.

Visa 亚太区商户销售和收单主管 Previn Pillay 表示：“我们鼓励更多商户采用代币化支付，因为这项技术可以提高他们的收入和盈利能力。”

Visa's VST has enabled a burgeoning ecosystem of partners and solutions that leverage tokenized payments. These include mobile wallets, loyalty programs, and digital banking platforms, providing consumers with a wide range of convenient and secure payment options.

Visa 的 VST 催生了一个由利用代币化支付的合作伙伴和解决方案组成的新兴生态系统。其中包括移动钱包、忠诚度计划和数字银行平台，为消费者提供了广泛的方便且安全的支付选择。

"The possibilities are endless with tokenized payment credentials," added Ramachandran. "We're working closely with our partners to unlock the full potential of this technology and deliver greater value to the entire payments landscape."

Ramachandran 补充道：“代币化支付凭证的可能性是无限的。” “我们正在与合作伙伴密切合作，以释放这项技术的全部潜力，并为整个支付领域带来更大的价值。”

The adoption of tokenized payments in the Asia-Pacific region is expected to continue growing rapidly in the years ahead, driven by the region's burgeoning digital economy and the increasing demand for convenient and secure payment experiences.

在亚太地区蓬勃发展的数字经济以及对便捷、安全支付体验日益增长的需求的推动下，亚太地区代币化支付的采用预计将在未来几年继续快速增长。