阿拉伯联合酋长国将在第四季度推出其数字迪拉姆

阿拉伯联合酋长国将于2025年第四季度推出其数字迪拉姆（CBDC）。

The United Arab Emirates is gearing up to launch its highly anticipated central bank digital currency (CBDC), the digital dirham, by the fourth quarter of 2025, a senior official stated on Monday.

一位高级官员周一表示，阿拉伯联合酋长国正准备推出其备受期待的中央银行数字货币（CBDC），即Digital Dirham，到2025年第四季度。

Speaking at the Mena Fintech Association’s Mena Fintech Connect in Dubai, Central Bank of the UAE Governor Khaled Mohamed Balama shared that the currency, built on blockchain technology, will be a crucial factor in boosting financial stability and curbing financial crimes.

阿联酋州长哈立德·穆罕默德·巴拉马（Khaled Mohamed Balama）在北北北部科技协会的MENA Fintech Connect发表讲话时，基于区块链技术的货币将是提高金融稳定和策划金融犯罪的关键因素。

It is set to be used in the retail sector and will be accepted alongside the physical dirham in various payment channels.

它设置在零售业中，并将在各种付款渠道中与物理迪拉姆一起接受。

Balama added that the introduction of the digital dirham would, in turn, facilitate the development of innovative digital products, streamline services, and pave the way for new business models, all while cutting costs and increasing access to global markets.

Balama补充说，数字Dirham的引入将有助于开发创新的数字产品，简化服务，并为新的商业模式铺平道路，同时降低成本并增加进入全球市场的机会。

The digital currency has also been rebranded with a new symbol, featuring the letter “D” standing for the dirham, combined with two horizontal lines, which is a segment of the UAE flag, signifying the currency’s stability.

数字货币还以新的符号重新命名，其中包含迪拉姆（Dirham）的字母“ D”，并结合两条水平线，这是阿联酋国旗的一部分，表示货币的稳定性。

This news comes as the UAE continues to make significant strides in regulating cryptocurrencies.

随着阿联酋在调节加密货币方面的重大进展，这一消息传来。

Earlier this year, the Central Bank of the UAE approved a framework for issuing stablecoins. The move will allow for the creation of dirham-backed stablecoins, opening up new avenues for investment and financial products within the UAE.

今年早些时候，阿联酋中央银行批准了发行稳定的框架。此举将允许创建由迪拉姆支持的稳定者，从而为阿联酋的投资和金融产品开辟了新的途径。

In June 2024, Tether, a major issuer of stablecoins, announced its partnership with local firms Phoenix Group and Green Acorn Investments to introduce a stablecoin pegged to the UAE dirham. Another player, AED Stablecoin, received approval to issue a regulated dirham-pegged stablecoin.

2024年6月，Stablecoins的主要发行人Tether宣布与当地公司Phoenix Group和Green Acorn Investments合作，以引入与阿联酋Dirham挂钩的Stablecoin。另一位球员AED Stablecoin获得了批准，以发行受监管的Dirham-Peggeggggegnecoin。

Other major international stablecoins, such as USDC and EURC, have also secured recognition from the Dubai Financial Services Authority. Meanwhile, Ripple is currently examining the UAE’s stablecoin regulations. Its RLUSD stablecoin is already available in the region.

其他主要的国际稳定者，例如USDC和EUR，也获得了迪拜金融服务局的认可。同时，Ripple目前正在研究阿联酋的Stablecoin法规。它的RLUSD Stablecoin已在该地区可用。