阿拉伯聯合酋長國將在第四季度推出其數字迪拉姆

阿拉伯聯合酋長國將於2025年第四季度推出其數字迪拉姆（CBDC）。

The United Arab Emirates is gearing up to launch its highly anticipated central bank digital currency (CBDC), the digital dirham, by the fourth quarter of 2025, a senior official stated on Monday.

一位高級官員周一表示，阿拉伯聯合酋長國正準備推出其備受期待的中央銀行數字貨幣（CBDC），即Digital Dirham，到2025年第四季度。

Speaking at the Mena Fintech Association’s Mena Fintech Connect in Dubai, Central Bank of the UAE Governor Khaled Mohamed Balama shared that the currency, built on blockchain technology, will be a crucial factor in boosting financial stability and curbing financial crimes.

阿聯酋州長哈立德·穆罕默德·巴拉馬（Khaled Mohamed Balama）在北北北部科技協會的MENA Fintech Connect發表講話時，基於區塊鏈技術的貨幣將是提高金融穩定和策劃金融犯罪的關鍵因素。

It is set to be used in the retail sector and will be accepted alongside the physical dirham in various payment channels.

它設置在零售業中，並將在各種付款渠道中與物理迪拉姆一起接受。

Balama added that the introduction of the digital dirham would, in turn, facilitate the development of innovative digital products, streamline services, and pave the way for new business models, all while cutting costs and increasing access to global markets.

Balama補充說，數字Dirham的引入將有助於開發創新的數字產品，簡化服務，並為新的商業模式鋪平道路，同時降低成本並增加進入全球市場的機會。

The digital currency has also been rebranded with a new symbol, featuring the letter “D” standing for the dirham, combined with two horizontal lines, which is a segment of the UAE flag, signifying the currency’s stability.

數字貨幣還以新的符號重新命名，其中包含迪拉姆（Dirham）的字母“ D”，並結合兩條水平線，這是阿聯酋國旗的一部分，表示貨幣的穩定性。

This news comes as the UAE continues to make significant strides in regulating cryptocurrencies.

隨著阿聯酋在調節加密貨幣方面的重大進展，這一消息傳來。

Earlier this year, the Central Bank of the UAE approved a framework for issuing stablecoins. The move will allow for the creation of dirham-backed stablecoins, opening up new avenues for investment and financial products within the UAE.

今年早些時候，阿聯酋中央銀行批准了發行穩定的框架。此舉將允許創建由迪拉姆支持的穩定者，從而為阿聯酋的投資和金融產品開闢了新的途徑。

In June 2024, Tether, a major issuer of stablecoins, announced its partnership with local firms Phoenix Group and Green Acorn Investments to introduce a stablecoin pegged to the UAE dirham. Another player, AED Stablecoin, received approval to issue a regulated dirham-pegged stablecoin.

2024年6月，Stablecoins的主要發行人Tether宣布與當地公司Phoenix Group和Green Acorn Investments合作，以引入與阿聯酋Dirham掛鉤的Stablecoin。另一位球員AED Stablecoin獲得了批准，以發行受監管的Dirham-Peggeggggegnecoin。

Other major international stablecoins, such as USDC and EURC, have also secured recognition from the Dubai Financial Services Authority. Meanwhile, Ripple is currently examining the UAE’s stablecoin regulations. Its RLUSD stablecoin is already available in the region.

其他主要的國際穩定者，例如USDC和EUR，也獲得了迪拜金融服務局的認可。同時，Ripple目前正在研究阿聯酋的Stablecoin法規。它的RLUSD Stablecoin已在該地區可用。