2024 年第四季度值得关注的热门 DeFi 项目以及访问它们的即时交换服务

2024 年第三季度，尽管市场面临挑战，但 DeFi 领域仍表现强劲。 Aave (AAVE) 是表现最好的 DeFi 资产

In the third quarter of 2024, the decentralized finance (DeFi) sector showcased strong performance and resilience amidst the broader market challenges. Several key DeFi projects demonstrated significant growth and promising developments, attracting attention from both retail and institutional investors. Aave (AAVE), MakerDAO (rebranded to SKY), and Compound Finance (COMP) emerged as top-performing DeFi assets, gaining a loyal following and forging alliances that brought substantial weight to the sector’s foundational stability.

2024年第三季度，去中心化金融（DeFi）行业在更广泛的市场挑战中表现出强劲的表现和韧性。多个重点 DeFi 项目表现出显着增长和良好发展，吸引了散户和机构投资者的关注。 Aave (AAVE)、MakerDAO（更名为 SKY）和 Compound Finance (COMP) 成为表现最好的 DeFi 资产，赢得了忠实的追随者并建立了联盟，为该行业的基础稳定带来了巨大的影响力。

As we enter the final stretch of 2024, let’s explore the most promising DeFi projects that are poised to gain further momentum in the coming months, and also highlight the top instant exchange services that offer easy access to these projects.

随着我们进入 2024 年的最后阶段，让我们探索最有前途的 DeFi 项目，这些项目将在未来几个月内获得进一步的发展势头，并重点介绍可轻松访问这些项目的顶级即时交易服务。

Best DeFi Projects To Watch In 2024

2024 年最值得关注的 DeFi 项目

Aave Protocol (AAVE) Lending Market Share

Aave Protocol (AAVE) 借贷市场份额

Source: Tokenterminal

来源：Tokenterminal

1. Aave Protocol (AAVE)

1.Aave协议（AAVE）

Aave is an open-source protocol for creating liquidity pools where users can either lend their assets to earn interest or borrow funds. It’s non-custodial, meaning users retain full control of their assets, and interest rates are determined by market conditions. With $20 billion in assets supplied across 13 networks and net deposits of approximately $19.7 billion, Aave remains one of the highest revenue-generating protocols in the DeFi ecosystem, posting a 71% return in Q3 2024.

Aave 是一个用于创建流动性池的开源协议，用户可以借出资产来赚取利息或借入资金。它是非托管的，这意味着用户保留对其资产的完全控制，并且利率由市场状况决定。 Aave 在 13 个网络中提供了 200 亿美元的资产，净存款约为 197 亿美元，仍然是 DeFi 生态系统中创收最高的协议之一，2024 年第三季度的回报率为 71%。

As of this writing, Aave’s total value locked (TVL) stands at approximately $4.41 billion, reflecting its strong liquidity and user participation. The protocol holds a dominant 65.89% market share in active loans, significantly outpacing competitors such as Spark Protocol (12.32%) and Morpho (6.66%).

截至撰写本文时，Aave 的总锁定价值 (TVL) 约为 44.1 亿美元，反映了其强大的流动性和用户参与度。该协议在活跃贷款中占据主导地位，占 65.89% 的市场份额，远远超过 Spark Protocol (12.32%) 和 Morpho (6.66%) 等竞争对手。

Active loans on Aave total about $7.9 billion, indicating sustained user demand and robust liquidity. Its market cap is around $2.5 billion, supported by over 170,000 token holders.

Aave 的活跃贷款总额约为 79 亿美元，表明用户需求持续强劲，流动性强劲。其市值约为 25 亿美元，有超过 170,000 名代币持有者支持。

By making sound governance decisions and leveraging the market’s momentum, Aave has quickly risen to the top of the DeFi ranks, drawing new users and keeping its liquidity levels pumped up. In particular, when Aave’s ‘Buy and Distribute’ governance proposal took effect, it had a substantial impact, significantly boosting the AAVE token price.

通过做出明智的治理决策并利用市场动力，Aave 迅速跻身 DeFi 行列，吸引了新用户并保持流动性水平高涨。特别是，当Aave的“购买和分配”治理提案生效时，产生了实质性影响，显着推高了AAVE代币价格。

2. MakerDAO (MKR) – Rebranded To Sky (SKY)

2. MakerDAO (MKR) – 更名为 Sky (SKY)

MakerDAO, an open-source, decentralized autonomous organization (DAO), is a pioneer in the DeFi space, which has built its infrastructure around DAI, a stablecoin pegged to the US dollar and overcollateralized by cryptocurrencies. As part of its Endgame strategy, MakerDAO has recently undergone a rebranding to the Sky Ecosystem, with DAI and MKR now known as USDS and SKY, respectively. The rebranding also includes renaming Maker’s subDAOs to Sky Stars and leveraging Spark Protocol—a lending and borrowing platform with nearly $4 billion in deposits—to expand the USDS ecosystem through tokenized real-world assets (RWAs). Impressively, the supply of USDS reached 1 billion just 13 days after its launch, highlighting rapid adoption and strong market confidence in the new ecosystem.

MakerDAO 是一个开源、去中心化自治组织 (DAO)，是 DeFi 领域的先驱，它围绕 DAI 构建了基础设施，DAI 是一种与美元挂钩并由加密货币超额抵押的稳定币。作为其 Endgame 战略的一部分，MakerDAO 最近进行了 Sky 生态系统的品牌重塑，DAI 和 MKR 现在分别称为 USDS 和 SKY。品牌重塑还包括将 Maker 的 subDAO 重命名为 Sky Stars，并利用 Spark Protocol（一个拥有近 40 亿美元存款的借贷平台）通过代币化的现实世界资产 (RWA) 来扩展 USDS 生态系统。令人印象深刻的是，USDS 上线仅 13 天，供应量就达到 10 亿枚，凸显了新生态系统的快速采用和强大的市场信心。

Price Comparison of Maker (MKR) and Aave (AAVE) with Key Milestones

Maker (MKR) 和 Aave (AAVE) 的价格比较及关键里程碑

Source: CoinMetrics

资料来源：CoinMetrics

Furthermore, SKY token holders are demonstrating strong community support, totaling 101.74k as of the most recent 30-day period. The total value locked (TVL) within the Sky Ecosystem also saw positive growth, standing at $4.41 billion—an increase of 5.4%, which indicates rising liquidity. There has been a significant increase in the protocol’s treasury, with a remarkable 25.2% gain that brings the total to $281.93 million, confirming its financial strength. A significant surge in code commits—37.5% to be precise —also reflects the steady stream of progress within the ecosystem.

此外，SKY 代币持有者表现出了强大的社区支持，截至最近 30 天，总数为 101.74k。 Sky 生态系统内的锁定总价值 (TVL) 也出现了正增长，达到 44.1 亿美元，增长了 5.4%，这表明流动性不断增加。该协议的财务显着增加，增幅高达 25.2%，总额达到 2.8193 亿美元，证实了其财务实力。代码提交量大幅增加（准确地说是 37.5%）也反映了生态系统内的稳定进展。

3. Synthetix Protocol (SNX)

3.Synthetix协议（SNX）

Synthetix Protocol (SNX) is a platform that facilitates the creation of synthetic assets that mirror real-world assets. Over the past 30 days, SNX has shown significant growth, solidifying its position as a promising player in the DeFi sector. The fully diluted market cap rose by 19.4% to reach $520.94 million, while the circulating market cap increased by 22.1%, totaling $549.62 million. Synthetix’s total value locked (TVL) also grew by 17.3%, now standing at $281.55 million, indicating rising liquidity. A milestone of $95.71 million reached by the protocol’s treasury following a spectacular growth of 23% reinforced its already-solid financial footing. The

Synthetix 协议 (SNX) 是一个促进创建反映现实世界资产的合成资产的平台。在过去的 30 天里，SNX 表现出显着的增长，巩固了其作为 DeFi 领域有前途的参与者的地位。完全稀释市值增长19.4%，达到52094万美元，而流通市值增长22.1%，总计54962万美元。 Synthetix 的总锁定价值 (TVL) 也增长了 17.3%，目前达到 2.8155 亿美元，表明流动性不断增加。在 23% 的惊人增长之后，该协议的财务达到了 9571 万美元的里程碑，巩固了其本已稳固的财务基础。这