2024 年第四季值得關注的熱門 DeFi 專案以及存取它們的即時交換服務

2024 年第三季度，儘管市場面臨挑戰，但 DeFi 領域仍表現強勁。 Aave (AAVE) 是表現最好的 DeFi 資產

In the third quarter of 2024, the decentralized finance (DeFi) sector showcased strong performance and resilience amidst the broader market challenges. Several key DeFi projects demonstrated significant growth and promising developments, attracting attention from both retail and institutional investors. Aave (AAVE), MakerDAO (rebranded to SKY), and Compound Finance (COMP) emerged as top-performing DeFi assets, gaining a loyal following and forging alliances that brought substantial weight to the sector’s foundational stability.

2024年第三季度，去中心化金融（DeFi）產業在更廣泛的市場挑戰中表現出強勁的表現和韌性。多個重點 DeFi 專案表現出顯著成長和良好發展，吸引了散戶和機構投資者的注意。 Aave (AAVE)、MakerDAO（更名為 SKY）和 Compound Finance (COMP) 成為表現最好的 DeFi 資產，贏得了忠實的追隨者並建立了聯盟，為該行業的基礎穩定帶來了巨大的影響力。

As we enter the final stretch of 2024, let’s explore the most promising DeFi projects that are poised to gain further momentum in the coming months, and also highlight the top instant exchange services that offer easy access to these projects.

隨著我們進入 2024 年的最後階段，讓我們探索最有前途的 DeFi 項目，這些項目將在未來幾個月內獲得進一步的發展勢頭，並重點介紹可輕鬆訪問這些項目的頂級即時交易服務。

Best DeFi Projects To Watch In 2024

2024 年最值得關注的 DeFi 項目

Aave Protocol (AAVE) Lending Market Share

Aave Protocol (AAVE) 借貸市場份額

Source: Tokenterminal

來源：Tokenterminal

1. Aave Protocol (AAVE)

1.Aave協定（AAVE）

Aave is an open-source protocol for creating liquidity pools where users can either lend their assets to earn interest or borrow funds. It’s non-custodial, meaning users retain full control of their assets, and interest rates are determined by market conditions. With $20 billion in assets supplied across 13 networks and net deposits of approximately $19.7 billion, Aave remains one of the highest revenue-generating protocols in the DeFi ecosystem, posting a 71% return in Q3 2024.

Aave 是一個用於創建流動性池的開源協議，用戶可以藉出資產來賺取利息或借入資金。它是非託管的，這意味著用戶保留對其資產的完全控制，並且利率由市場狀況決定。 Aave 在 13 個網路中提供了 200 億美元的資產，淨存款約為 197 億美元，仍然是 DeFi 生態系統中創收最高的協議之一，2024 年第三季的回報率為 71%。

As of this writing, Aave’s total value locked (TVL) stands at approximately $4.41 billion, reflecting its strong liquidity and user participation. The protocol holds a dominant 65.89% market share in active loans, significantly outpacing competitors such as Spark Protocol (12.32%) and Morpho (6.66%).

截至本文撰寫時，Aave 的總鎖定價值 (TVL) 約為 44.1 億美元，反映了其強大的流動性和用戶參與。該協議在活躍貸款中佔據主導地位，佔 65.89% 的市場份額，遠遠超過 Spark Protocol (12.32%) 和 Morpho (6.66%) 等競爭對手。

Active loans on Aave total about $7.9 billion, indicating sustained user demand and robust liquidity. Its market cap is around $2.5 billion, supported by over 170,000 token holders.

Aave 的活躍貸款總額約為 79 億美元，顯示用戶需求持續強勁，流動性強勁。其市值約為 25 億美元，有超過 17 萬名代幣持有者支持。

By making sound governance decisions and leveraging the market’s momentum, Aave has quickly risen to the top of the DeFi ranks, drawing new users and keeping its liquidity levels pumped up. In particular, when Aave’s ‘Buy and Distribute’ governance proposal took effect, it had a substantial impact, significantly boosting the AAVE token price.

透過做出明智的治理決策並利用市場動力，Aave 迅速躋身 DeFi 行列，吸引了新用戶並保持流動性水準高漲。特別是，當Aave的「購買和分配」治理提案生效時，產生了實質影響，顯著推高了AAVE代幣價格。

2. MakerDAO (MKR) – Rebranded To Sky (SKY)

2. MakerDAO (MKR) – 更名為 Sky (SKY)

MakerDAO, an open-source, decentralized autonomous organization (DAO), is a pioneer in the DeFi space, which has built its infrastructure around DAI, a stablecoin pegged to the US dollar and overcollateralized by cryptocurrencies. As part of its Endgame strategy, MakerDAO has recently undergone a rebranding to the Sky Ecosystem, with DAI and MKR now known as USDS and SKY, respectively. The rebranding also includes renaming Maker’s subDAOs to Sky Stars and leveraging Spark Protocol—a lending and borrowing platform with nearly $4 billion in deposits—to expand the USDS ecosystem through tokenized real-world assets (RWAs). Impressively, the supply of USDS reached 1 billion just 13 days after its launch, highlighting rapid adoption and strong market confidence in the new ecosystem.

MakerDAO 是一個開源、去中心化自治組織 (DAO)，是 DeFi 領域的先驅，它圍繞著 DAI 構建了基礎設施，DAI 是一種與美元掛鉤並由加密貨幣超額抵押的穩定幣。作為其 Endgame 策略的一部分，MakerDAO 最近進行了 Sky 生態系統的品牌重塑，DAI 和 MKR 現在分別稱為 USDS 和 SKY。品牌重塑還包括將 Maker 的 subDAO 重新命名為 Sky Stars，並利用 Spark Protocol（一個擁有近 40 億美元存款的借貸平台）透過代幣化的現實世界資產 (RWA) 來擴展 USDS 生態系統。令人印象深刻的是，USDS 上線僅 13 天，供應量就達到 10 億枚，凸顯了新生態系統的快速採用和強大的市場信心。

Price Comparison of Maker (MKR) and Aave (AAVE) with Key Milestones

Maker (MKR) 與 Aave (AAVE) 的價格比較及關鍵里程碑

Source: CoinMetrics

資料來源：CoinMetrics

Furthermore, SKY token holders are demonstrating strong community support, totaling 101.74k as of the most recent 30-day period. The total value locked (TVL) within the Sky Ecosystem also saw positive growth, standing at $4.41 billion—an increase of 5.4%, which indicates rising liquidity. There has been a significant increase in the protocol’s treasury, with a remarkable 25.2% gain that brings the total to $281.93 million, confirming its financial strength. A significant surge in code commits—37.5% to be precise —also reflects the steady stream of progress within the ecosystem.

此外，SKY 代幣持有者表現出了強大的社區支持，截至最近 30 天，總數為 101.74k。 Sky 生態系統內的鎖定總價值 (TVL) 也出現了正增長，達到 44.1 億美元，增長了 5.4%，這表明流動性不斷增加。該協議的財務顯著增加，增幅高達 25.2%，總額達到 2.8193 億美元，證實了其財務實力。代碼提交量大幅增加（準確地說是 37.5%）也反映了生態系統內的穩定進展。

3. Synthetix Protocol (SNX)

3.Synthetix協議（SNX）

Synthetix Protocol (SNX) is a platform that facilitates the creation of synthetic assets that mirror real-world assets. Over the past 30 days, SNX has shown significant growth, solidifying its position as a promising player in the DeFi sector. The fully diluted market cap rose by 19.4% to reach $520.94 million, while the circulating market cap increased by 22.1%, totaling $549.62 million. Synthetix’s total value locked (TVL) also grew by 17.3%, now standing at $281.55 million, indicating rising liquidity. A milestone of $95.71 million reached by the protocol’s treasury following a spectacular growth of 23% reinforced its already-solid financial footing. The

Synthetix 協議 (SNX) 是一個促進創建反映現實世界資產的合成資產的平台。在過去的 30 天裡，SNX 表現出顯著的成長，鞏固了其作為 DeFi 領域有前途的參與者的地位。完全稀釋市值成長19.4%，達到5,2094萬美元，而流通市值成長22.1%，總計5,4962萬美元。 Synthetix 的總鎖定價值 (TVL) 也成長了 17.3%，目前達到 2.8155 億美元，顯示流動性不斷增加。在 23% 的驚人成長之後，該協議的財務達到了 9,571 萬美元的里程碑，鞏固了其本已穩固的財務基礎。這