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韩国的7-11商店现在正在接受韩国中央银行数字货币(CBDC),这是持续到6月的限时测试的一部分。
Seven Eleven convenience stores in South Korea are accepting the Bank of Korea’s central bank digital currency (CBDC) as part of a limited-time test.
作为限时测试的一部分,韩国的七个便利店正在接受韩国银行中央银行数字货币(CBDC)。
The company is participating in the “Hangang Project” pilot of the CBDC, which is currently being tested by seven partner banks and three payment providers.
该公司正在CBDC的“ Hangang Project”飞行员参加,该飞行员目前正在由七家合作伙伴银行和三家付款提供商进行测试。
Customers with accounts at one of the partner banks – including Kookmin, Shinhan and Woori – can pay for items at checkout by scanning a QR code from their digital wallet, local news outlet Enews Today reported.
据当地新闻媒体Enews报道,在包括Kookmin,Shinhan和Woori在内的合作伙伴银行之一的客户可以通过从其数字钱包中扫描QR码来支付商品的费用。
To encourage participation, 7-Eleven is offering a 10% discount on all products when purchased with the digital currency during the trial period.
为了鼓励参与,在试用期间用数字货币购买时,7-11可以为所有产品提供10%的折扣。
The pilot is one of the first real-world trials of a central bank digital currency in a retail setting in South Korea. It comes after the country’s central bank governor said there was “urgency” in the introduction of a CBDC.
飞行员是韩国零售环境中央行数字货币的首次现实世界中的试验之一。这是在该国中央银行州长表示在引入CBDC时“紧迫”之后。
Earlier this year, the Bank of Korea selected seven banks and three payment providers to take part in the pilot. The banks are Kookmin Bank, Shinhan Bank, Hana Bank, Woori Bank, Semaebank, K-Bank and Kakao Bank. The payment providers are Kakao Pay, Samsung Pay and SK Square Pay.
今年早些时候,韩国银行选择了七家银行和三家付款提供商参加飞行员。银行是Kookmin Bank,Shinhan Bank,Hana Bank,Woori Bank,Semaebank,K-Bank和Kakao Bank。付款提供商是卡卡薪,三星工资和SK Square Pay。
The central bank said the pilot will focus on testing the technical feasibility and efficiency of CBDC payments in a retail setting. It will also collect feedback from consumers and merchants on the usability and convenience of the digital currency.
中央银行表示,飞行员将专注于测试零售环境中CBDC付款的技术可行性和效率。它还将收集有关数字货币的可用性和便利性的消费者和商人的反馈。
The Bank of Korea has been researching the possibility of introducing a CBDC for several years. In 2021, it conducted a simulation test of a CBDC in partnership with the Bank for International Settlements.
韩国银行一直在研究引入CBDC的可能性数年。 2021年,它与国际定居银行合作,对CBDC进行了模拟测试。
The central bank has said that a CBDC could offer several benefits, such as improving payment efficiency and reducing costs. It could also help to promote financial inclusion by providing unbanked individuals with access to the financial system.
中央银行表示,CBDC可以提供多种好处,例如提高付款效率和降低成本。它还可以通过为未银行的个人提供进入金融体系来帮助促进金融包容性。
However, some economists have warned that a CBDC could pose risks to financial stability and privacy. They have also argued that there is no clear economic case for introducing a CBDC at this time.
但是,一些经济学家警告说,CBDC可能会给财务稳定和隐私带来风险。他们还认为,目前没有明确的经济案例引入CBDC。
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