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韓國的7-11商店現在正在接受韓國中央銀行數字貨幣(CBDC),這是持續到6月的限時測試的一部分。
Seven Eleven convenience stores in South Korea are accepting the Bank of Korea’s central bank digital currency (CBDC) as part of a limited-time test.
作為限時測試的一部分,韓國的七個便利店正在接受韓國銀行中央銀行數字貨幣(CBDC)。
The company is participating in the “Hangang Project” pilot of the CBDC, which is currently being tested by seven partner banks and three payment providers.
該公司正在CBDC的“ Hangang Project”飛行員參加,該飛行員目前正在由七家合作夥伴銀行和三家付款提供商進行測試。
Customers with accounts at one of the partner banks – including Kookmin, Shinhan and Woori – can pay for items at checkout by scanning a QR code from their digital wallet, local news outlet Enews Today reported.
據當地新聞媒體Enews報導,在包括Kookmin,Shinhan和Woori在內的合作夥伴銀行之一的客戶可以通過從其數字錢包中掃描QR碼來支付商品的費用。
To encourage participation, 7-Eleven is offering a 10% discount on all products when purchased with the digital currency during the trial period.
為了鼓勵參與,在試用期間用數字貨幣購買時,7-11可以為所有產品提供10%的折扣。
The pilot is one of the first real-world trials of a central bank digital currency in a retail setting in South Korea. It comes after the country’s central bank governor said there was “urgency” in the introduction of a CBDC.
飛行員是韓國零售環境中央行數字貨幣的首次現實世界中的試驗之一。這是在該國中央銀行州長表示在引入CBDC時“緊迫”之後。
Earlier this year, the Bank of Korea selected seven banks and three payment providers to take part in the pilot. The banks are Kookmin Bank, Shinhan Bank, Hana Bank, Woori Bank, Semaebank, K-Bank and Kakao Bank. The payment providers are Kakao Pay, Samsung Pay and SK Square Pay.
今年早些時候,韓國銀行選擇了七家銀行和三家付款提供商參加飛行員。銀行是Kookmin Bank,Shinhan Bank,Hana Bank,Woori Bank,Semaebank,K-Bank和Kakao Bank。付款提供商是卡卡薪,三星工資和SK Square Pay。
The central bank said the pilot will focus on testing the technical feasibility and efficiency of CBDC payments in a retail setting. It will also collect feedback from consumers and merchants on the usability and convenience of the digital currency.
中央銀行表示,飛行員將專注於測試零售環境中CBDC付款的技術可行性和效率。它還將收集有關數字貨幣的可用性和便利性的消費者和商人的反饋。
The Bank of Korea has been researching the possibility of introducing a CBDC for several years. In 2021, it conducted a simulation test of a CBDC in partnership with the Bank for International Settlements.
韓國銀行一直在研究引入CBDC的可能性數年。 2021年,它與國際定居銀行合作,對CBDC進行了模擬測試。
The central bank has said that a CBDC could offer several benefits, such as improving payment efficiency and reducing costs. It could also help to promote financial inclusion by providing unbanked individuals with access to the financial system.
中央銀行表示,CBDC可以提供多種好處,例如提高付款效率和降低成本。它還可以通過為未銀行的個人提供進入金融體係來幫助促進金融包容性。
However, some economists have warned that a CBDC could pose risks to financial stability and privacy. They have also argued that there is no clear economic case for introducing a CBDC at this time.
但是,一些經濟學家警告說,CBDC可能會給財務穩定和隱私帶來風險。他們還認為,目前沒有明確的經濟案例引入CBDC。
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