美国参议院银行委员会已批准了《天才法》，使该法案更加接近参议院投票。

参议员比尔·哈格蒂（R-TN）提出的立法旨在为Stablecoin监管创建联邦框架。

The U.S. Senate Banking Committee has approved the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act), a crucial step toward a potential vote by the full Senate.

美国参议院银行委员会已批准了为美国Stablecoins Act（Genius Act）的指导和建立国家创新，这是朝着全面参议院进行潜在投票的至关重要的一步。

Introduced by Senator Bill Hagerty (R-TN), the legislation is designed to create a federal framework for regulating stablecoins, a type of cryptocurrency that aims to maintain a stable value, typically pegged to a fiat currency like the U.S. dollar.

该立法是由参议员Bill Hagerty（R-TN）提出的，旨在创建一个联邦框架来调节Stablecoins，这是一种旨在保持稳定价值的加密货币，通常将其固定在诸如美元之类的费亚特货币上。

The committee cleared the bill with bipartisan support, an indication of the broad interest in establishing clear rules for this emerging technology. The vote was 18-6, with five Democrats joining all 13 Republicans in voting for the bill.

委员会在两党支持下清除了该法案，这表明对这项新兴技术建立明确的规则具有广泛的兴趣。投票是18-6，有5名民主党人加入了所有13名共和党人投票支持该法案。

The legislation still faces an uphill battle as it must be approved by the full Senate and the House of Representatives before it can reach President Donald Trump’s desk for final approval.

该立法仍然面临着艰苦的战斗，因为它必须得到参议院和众议院的批准，然后才能到达唐纳德·特朗普总统的办公桌以获得最终批准。

Earlier this year, House Financial Services Chair Maxine Waters (D-CA) introduced a competing bill, known as the Stablecoin Tether Act, which is focused on requiring issuers of private digital currencies to hold full reserves. However, the House bill is unlikely to be considered in its current form due to strong opposition from cryptocurrency industry groups.

今年早些时候，众议院金融服务主席Maxine Waters（D-CA）提出了一项竞争法案，称为《 Stablecoin Tether Act》，该法案的重点是要求私人数字货币发行人持有全面储备。但是，由于加密货币行业团体的强烈反对，众议院法案不太可能以目前的形式考虑。

The GENIUS Act is designed to be a pro-growth and consumer protection measure that will provide the needed regulatory clarity for the use of stablecoins in the U.S.

《天才法案》旨在成为一种促进和消费者的保护措施，将为美国使用稳定的稳定性提供所需的法规清晰度

“This legislation is a key priority for cutting taxes, creating jobs, and advancing the American economy,” said Senator Hagerty. “We must lead in financial innovation and ensure the strongest consumer protections are in place.”

Hagerty参议员说：“这项立法是削减税收，创造就业机会和推动美国经济的关键优先事项。” “我们必须领导金融创新，并确保最强大的消费者保护。”

Several Democrats on the committee, including Senators Kirsten Gillibrand (D-NY) and Angela Alsobrooks (D-MD), voiced concerns about the bill’s current form but agreed on the urgency of regulatory clarity for stablecoins. Gillibrand and Alsobrooks are co-sponsors of the bill.

该委员会的几名民主党人，包括参议员Kirsten Gillibrand（D-NY）和Angela Alsobrooks（D-MD），对该法案的当前形式表示担忧，但同意了对Stablecoins的监管明确性的紧迫性。 Gillibrand和Alsobrooks是该法案的共同发起人。

However, some Democratic members, such as Senators Elizabeth Warren (D-MA) and Jack Reed (D-RI), proposed amendments to add stricter regulatory controls on stablecoins, most of which were voted down by the Republican majority.

但是，一些民主党成员，例如参议员伊丽莎白·沃伦（D-MA）和杰克·里德（D-MA）（D-RI）提出了修正案，以增加对稳定的更严格的监管控制，其中大多数是共和党多数派的投票。

Committee Chairman Senator Tim Scott (R-SC) described stablecoins as “just travelers checks on the blockchain,” highlighting the need for clear regulations in this rapidly evolving sector.

委员会主席参议员蒂姆·斯科特（Tim Scott）（R-SC）将Stablecoins描述为“只有旅行者对区块链进行检查”，强调了这个迅速发展的行业中明确法规的需求。

Scott, a Republican from South Carolina, is a senior member of the Senate Banking Committee and has been a vocal advocate for cryptocurrency legislation.

来自南卡罗来纳州的共和党人斯科特（Scott）是参议院银行委员会的高级成员，并且一直是加密货币立法的倡导者。

Ranking Democrat Senator Elizabeth Warren expressed opposition to several provisions of the bill, arguing that they pose a threat to national security and could undermine efforts to combat climate change.

排名民主党参议员伊丽莎白·沃伦（Elizabeth Warren）表示反对该法案的几条规定，认为他们对国家安全构成威胁，并可能破坏应对气候变化的努力。

Also Read: Coinbase Revenue Plummets 73% From Peak As Crypto Winter Takes Toll

另请阅读：Coinbase收入从Peak降低了73％

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