美國參議院銀行委員會已批准了《天才法》，使該法案更加接近參議院投票。

參議員比爾·哈格蒂（R-TN）提出的立法旨在為Stablecoin監管創建聯邦框架。

The U.S. Senate Banking Committee has approved the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act), a crucial step toward a potential vote by the full Senate.

美國參議院銀行委員會已批准了為美國Stablecoins Act（Genius Act）的指導和建立國家創新，這是朝著全面參議院進行潛在投票的至關重要的一步。

Introduced by Senator Bill Hagerty (R-TN), the legislation is designed to create a federal framework for regulating stablecoins, a type of cryptocurrency that aims to maintain a stable value, typically pegged to a fiat currency like the U.S. dollar.

該立法是由參議員Bill Hagerty（R-TN）提出的，旨在創建一個聯邦框架來調節Stablecoins，這是一種旨在保持穩定價值的加密貨幣，通常將其固定在諸如美元之類的費亞特貨幣上。

The committee cleared the bill with bipartisan support, an indication of the broad interest in establishing clear rules for this emerging technology. The vote was 18-6, with five Democrats joining all 13 Republicans in voting for the bill.

委員會在兩黨支持下清除了該法案，這表明對這項新興技術建立明確的規則具有廣泛的興趣。投票是18-6，有5名民主黨人加入了所有13名共和黨人投票支持該法案。

The legislation still faces an uphill battle as it must be approved by the full Senate and the House of Representatives before it can reach President Donald Trump’s desk for final approval.

該立法仍然面臨著艱苦的戰鬥，因為它必須得到參議院和眾議院的批准，然後才能到達唐納德·特朗普總統的辦公桌以獲得最終批准。

Earlier this year, House Financial Services Chair Maxine Waters (D-CA) introduced a competing bill, known as the Stablecoin Tether Act, which is focused on requiring issuers of private digital currencies to hold full reserves. However, the House bill is unlikely to be considered in its current form due to strong opposition from cryptocurrency industry groups.

今年早些時候，眾議院金融服務主席Maxine Waters（D-CA）提出了一項競爭法案，稱為《 Stablecoin Tether Act》，該法案的重點是要求私人數字貨幣發行人持有全面儲備。但是，由於加密貨幣行業團體的強烈反對，眾議院法案不太可能以目前的形式考慮。

The GENIUS Act is designed to be a pro-growth and consumer protection measure that will provide the needed regulatory clarity for the use of stablecoins in the U.S.

《天才法案》旨在成為一種促進和消費者的保護措施，將為美國使用穩定的穩定性提供所需的法規清晰度

“This legislation is a key priority for cutting taxes, creating jobs, and advancing the American economy,” said Senator Hagerty. “We must lead in financial innovation and ensure the strongest consumer protections are in place.”

Hagerty參議員說：“這項立法是削減稅收，創造就業機會和推動美國經濟的關鍵優先事項。” “我們必須領導金融創新，並確保最強大的消費者保護。”

Several Democrats on the committee, including Senators Kirsten Gillibrand (D-NY) and Angela Alsobrooks (D-MD), voiced concerns about the bill’s current form but agreed on the urgency of regulatory clarity for stablecoins. Gillibrand and Alsobrooks are co-sponsors of the bill.

該委員會的幾名民主黨人，包括參議員Kirsten Gillibrand（D-NY）和Angela Alsobrooks（D-MD），對該法案的當前形式表示擔憂，但同意了對Stablecoins的監管明確性的緊迫性。 Gillibrand和Alsobrooks是該法案的共同發起人。

However, some Democratic members, such as Senators Elizabeth Warren (D-MA) and Jack Reed (D-RI), proposed amendments to add stricter regulatory controls on stablecoins, most of which were voted down by the Republican majority.

但是，一些民主黨成員，例如參議員伊麗莎白·沃倫（D-MA）和傑克·里德（D-MA）（D-RI）提出了修正案，以增加對穩定的更嚴格的監管控制，其中大多數是共和黨多數派的投票。

Committee Chairman Senator Tim Scott (R-SC) described stablecoins as “just travelers checks on the blockchain,” highlighting the need for clear regulations in this rapidly evolving sector.

委員會主席參議員蒂姆·斯科特（Tim Scott）（R-SC）將Stablecoins描述為“只有旅行者對區塊鏈進行檢查”，強調了這個迅速發展的行業中明確法規的需求。

Scott, a Republican from South Carolina, is a senior member of the Senate Banking Committee and has been a vocal advocate for cryptocurrency legislation.

來自南卡羅來納州的共和黨人斯科特（Scott）是參議院銀行委員會的高級成員，並且一直是加密貨幣立法的倡導者。

Ranking Democrat Senator Elizabeth Warren expressed opposition to several provisions of the bill, arguing that they pose a threat to national security and could undermine efforts to combat climate change.

排名民主黨參議員伊麗莎白·沃倫（Elizabeth Warren）表示反對該法案的幾條規定，認為他們對國家安全構成威脅，並可能破壞應對氣候變化的努力。

Also Read: Coinbase Revenue Plummets 73% From Peak As Crypto Winter Takes Toll

另請閱讀：Coinbase收入從Peak降低了73％

The post U.S. Senate Banking Panel Approves Bill to Regulate Stablecoins in Key Vote

美國參議院後銀行小組批准在主要投票中規範穩定的法案