Ruya成为第一个提供比特币和虚拟资产投资的伊斯兰银行

在伊斯兰金融和数字银行业务的具有里程碑意义的发展中，阿联酋的数字优先伊斯兰银行Ruya（etallomic）已成为全球第一家提供的伊斯兰银行

The UAE's digital-first Islamic bank, ruya (رويا), has become the first Islamic bank in the world to offer customers direct access to virtual asset investments, including Bitcoin, through its mobile app, the bank announced on Wednesday.

该银行周三宣布，阿联酋数字优先的伊斯兰银行Ruya（莎）已成为世界上第一家通过其移动应用程序直接访问包括比特币在内的虚拟资产投资的伊斯兰银行。

The new service is being launched in partnership with Fuze, a licensed leader in virtual asset infrastructure. Together, they aim to provide a seamless and ethical entry point into the digital economy, with services that are fully Shari’ah-compliant and align with the principles of Islamic finance.

这项新服务正在与虚拟资产基础架构的许可领导者Fuze合作推出。他们共同旨在为数字经济提供一个无缝且道德的入口处，其服务完全符合伊斯兰教的义务，并且符合伊斯兰财务原则。

"At ruya, we are relentlessly focused on transforming the financial landscape in the UAE by introducing forward-thinking services while remaining true to our mission of ethical Islamic banking," said Christoph Koster, CEO of ruya.

Ruya首席执行官Christoph Koster说：“在Ruya，我们不懈地专注于通过引入前瞻性的服务来改变阿联酋的金融景观，同时又忠于我们道德的伊斯兰银行任务。”

"Our goal is to integrate virtual assets seamlessly into our investment platform, enabling our customers to participate in the digital economy in a sustainable and responsible manner. We can also assure our customers that the virtual assets we are offering on our ruya investment platform are Shari’ah-compliant, providing much-needed certainty."

“我们的目标是将虚拟资产无缝地集成到我们的投资平台中，使我们的客户能够以可持续和负责任的方式参与数字经济。我们还可以确保我们的客户在Ruya投资平台上提供的虚拟资产是符合伊斯兰教义的，提供了非常需要的确定性。”

The launch comes as the UAE continues to experience rapid growth in its virtual asset sector. In the year to June 2024, the country received more than $30 billion in virtual assets, marking a 42% year-on-year increase. This is a rate of recovery that is significantly faster than the regional average of 11.7%, according to Statista.

由于阿联酋继续经历了其虚拟资产行业的快速增长，因此该发射开始了。在截至2024年6月的一年中，该国获得了超过300亿美元的虚拟资产，同比增长了42％。根据Statista的数据，这是一种恢复速度的速度明显快于区域平均值11.7％。

The move underscores the UAE's emergence as a major hub for digital finance in the Middle East and North Africa (MENA) region.

此举突显了阿联酋的出现，这是中东和北非地区数字融资的主要枢纽。

"Partnering with ruya is a big step towards making virtual assets a seamless part of everyday banking," said Mohammed Ali Yusuf (Mo Ali Yusuf), Co-Founder and CEO of Fuze.

Fuze联合创始人兼首席执行官Mohammed Ali Yusuf（Mo Ali Yusuf）表示：“与Ruya合作是使虚拟资产成为日常银行业务的无缝部分的重要一步。”

"Together, we're combining Fuze's cutting-edge infrastructure with ruya's commitment to ethical Islamic banking. This collaboration will create unique opportunities to engage a new generation of investors interested in alternative investment avenues."

“一起，我们将Fuze的尖端基础设施与Ruya对道德伊斯兰银行业务的承诺相结合。这项合作将为参与对替代投资途径感兴趣的新一代投资者创造独特的机会。”

Unlike other platforms that may encourage speculative crypto trading, ruya's offering is embedded within a broader, curated investment framework designed to support long-term financial growth. It will leverage the principles of transparency, fairness, and ethical investing—which are also central tenets of Islamic finance—to introduce these new asset classes to a broader segment of investors.

与可能鼓励投机加密交易的其他平台不同，Ruya的产品嵌入了一个旨在支持长期金融增长的更广泛的，精心策划的投资框架中。它将利用透明度，公平性和道德投资的原则（这也是伊斯兰财务的核心原则）将这些新资产类别介绍给更广泛的投资者。

To maximize accessibility and ensure customers make informed decisions, ruya will also be offering support through its community centers and hybrid call centers, where customers can receive expert guidance on virtual asset investing.

为了最大程度地提高可访问性并确保客户做出明智的决定，Ruya还将通过其社区中心和混合呼叫中心提供支持，客户可以在其中获得有关虚拟资产投资的专家指导。