Ruya成為第一個提供比特幣和虛擬資產投資的伊斯蘭銀行

在伊斯蘭金融和數字銀行業務的具有里程碑意義的發展中，阿聯酋的數字優先伊斯蘭銀行Ruya（etallomic）已成為全球第一家提供的伊斯蘭銀行

The UAE's digital-first Islamic bank, ruya (رويا), has become the first Islamic bank in the world to offer customers direct access to virtual asset investments, including Bitcoin, through its mobile app, the bank announced on Wednesday.

該銀行週三宣布，阿聯酋數字優先的伊斯蘭銀行Ruya（莎）已成為世界上第一家通過其移動應用程序直接訪問包括比特幣在內的虛擬資產投資的伊斯蘭銀行。

The new service is being launched in partnership with Fuze, a licensed leader in virtual asset infrastructure. Together, they aim to provide a seamless and ethical entry point into the digital economy, with services that are fully Shari’ah-compliant and align with the principles of Islamic finance.

這項新服務正在與虛擬資產基礎架構的許可領導者Fuze合作推出。他們共同旨在為數字經濟提供一個無縫且道德的入口處，其服務完全符合伊斯蘭教的義務，並且符合伊斯蘭財務原則。

"At ruya, we are relentlessly focused on transforming the financial landscape in the UAE by introducing forward-thinking services while remaining true to our mission of ethical Islamic banking," said Christoph Koster, CEO of ruya.

Ruya首席執行官Christoph Koster說：“在Ruya，我們不懈地專注於通過引入前瞻性的服務來改變阿聯酋的金融景觀，同時又忠於我們道德的伊斯蘭銀行任務。”

"Our goal is to integrate virtual assets seamlessly into our investment platform, enabling our customers to participate in the digital economy in a sustainable and responsible manner. We can also assure our customers that the virtual assets we are offering on our ruya investment platform are Shari’ah-compliant, providing much-needed certainty."

“我們的目標是將虛擬資產無縫地集成到我們的投資平台中，使我們的客戶能夠以可持續和負責任的方式參與數字經濟。我們還可以確保我們的客戶在Ruya投資平台上提供的虛擬資產是符合伊斯蘭教義的，提供了非常需要的確定性。”

The launch comes as the UAE continues to experience rapid growth in its virtual asset sector. In the year to June 2024, the country received more than $30 billion in virtual assets, marking a 42% year-on-year increase. This is a rate of recovery that is significantly faster than the regional average of 11.7%, according to Statista.

由於阿聯酋繼續經歷了其虛擬資產行業的快速增長，因此該發射開始了。在截至2024年6月的一年中，該國獲得了超過300億美元的虛擬資產，同比增長了42％。根據Statista的數據，這是一種恢復速度的速度明顯快於區域平均值11.7％。

The move underscores the UAE's emergence as a major hub for digital finance in the Middle East and North Africa (MENA) region.

此舉突顯了阿聯酋的出現，這是中東和北非地區數字融資的主要樞紐。

"Partnering with ruya is a big step towards making virtual assets a seamless part of everyday banking," said Mohammed Ali Yusuf (Mo Ali Yusuf), Co-Founder and CEO of Fuze.

Fuze聯合創始人兼首席執行官Mohammed Ali Yusuf（Mo Ali Yusuf）表示：“與Ruya合作是使虛擬資產成為日常銀行業務的無縫部分的重要一步。”

"Together, we're combining Fuze's cutting-edge infrastructure with ruya's commitment to ethical Islamic banking. This collaboration will create unique opportunities to engage a new generation of investors interested in alternative investment avenues."

“一起，我們將Fuze的尖端基礎設施與Ruya對道德伊斯蘭銀行業務的承諾相結合。這項合作將為參與對替代投資途徑感興趣的新一代投資者創造獨特的機會。”

Unlike other platforms that may encourage speculative crypto trading, ruya's offering is embedded within a broader, curated investment framework designed to support long-term financial growth. It will leverage the principles of transparency, fairness, and ethical investing—which are also central tenets of Islamic finance—to introduce these new asset classes to a broader segment of investors.

與可能鼓勵投機加密交易的其他平台不同，Ruya的產品嵌入了一個旨在支持長期金融增長的更廣泛的，精心策劃的投資框架中。它將利用透明度，公平性和道德投資的原則（這也是伊斯蘭財務的核心原則）將這些新資產類別介紹給更廣泛的投資者。

To maximize accessibility and ensure customers make informed decisions, ruya will also be offering support through its community centers and hybrid call centers, where customers can receive expert guidance on virtual asset investing.

為了最大程度地提高可訪問性並確保客戶做出明智的決定，Ruya還將通過其社區中心和混合呼叫中心提供支持，客戶可以在其中獲得有關虛擬資產投資的專家指導。