Revolut将利润翻了一番，达到10亿英镑（13亿美元）的加密交易增长

金融科技公司Revolut在2024财政年度将其利润翻了一番，达到10亿英镑（13亿美元）。该公司报告说，利润的增长与加密交易活动的巨大增长有关

Fintech company Revolut has doubled its profit to £1 billion ($1.3 billion) in the fiscal year of 2024. The company linked this rise in profit to tremendous growth in the crypto trading activities, an increase in new users, as well as securing the highly anticipated UK regulatory banking approval.

金融科技公司Revolut在2024财政年度将其利润翻了一番，达到10亿英镑（13亿美元）。该公司将利润的增长与加密货币交易活动的巨大增长联系在一起，新用户的增加以及确保备受期待的英国监管银行银行批准。

According to its annual report published on April 24, pre-tax profit in the past fiscal year increased from £438 million in 2023 to £1 billion in 2024. Revenue also shot from £1.8 billion in 2023 to £3.1 billion in 2024.

根据4月24日发布的年度报告，过去财政年度的税前利润从2023年的4.38亿英镑增加到2024年的10亿英镑。收入也从2023年的18亿英镑售价到2024年的31亿英镑。

Customer Growth

客户成长

A major driver behind Revolut’s strong performance was the increase in new clients in the past year. The digital finance company received an influx of 14.5 million new customer accounts. This came from Revolut’s expansion plans into other European markets, apart from their traditional UK and Ireland territories.

Revolut出色表现的主要驱动力是过去一年的新客户的增加。数字金融公司的涌入1450万新客户帐户。除了其传统的英国和爱尔兰领土外，Revolut向其他欧洲市场的扩张计划都来自其他欧洲市场。

According to the end-of-year report, Revolut had 52.5 million active customers. As a result of the expansion, revenue linked to card payment fees and deposits’ interest increased.

根据年终报告，Revolut有5250万活跃客户。由于扩张，收入与卡付款费和存款的利息有关。

Crypto Trading Services

加密交易服务

Another contributor to Revolut’s rise in profit is their in-house crypto trading service. The wealth division of the company, which includes crypto and stocks trading services, brought in a revenue of £506 million, which almost quadrupled 2023’s revenue figure.

Revolut利润增长的另一个贡献者是他们的内部加密货币交易服务。该公司的财富部门包括加密货币和股票交易服务，带来了5.06亿英镑的收入，几乎达到了2023年的收入数字三倍。

The company launched a crypto exchange for pro traders, Revolut X, in the past year, which offers advanced trading facilities and has a 0% maker fee and 0.09% taker fees. Apart from expanding its crypto trading facilities, Revolut introduced more traditional investment offers such as bonds, ETFs, commodities, and stocks.

该公司在过去一年中为职业贸易商Revolut X推出了加密货币交易所，该公司提供了高级交易设施，并获得了0％的制造商费和0.09％的收款者费用。除了扩大加密货币交易设施外，Revolut还引入了更多传统投资报价，例如债券，ETF，商品和股票。

According to the company’s statement, it had 1.7 million crypto traders on its platform at the end of 2024, which is a triple increase from the previous year.

根据该公司的声明，该公司在2024年底的平台上有170万加密货币交易员，这比上一年增加了三倍。

The company’s crypto trading volume reached $233 billion in 2024, which is more than double the volume in 2023.

该公司的加密交易量在2024年达到2330亿美元，是2023年的两倍以上。

The company’s stock trading services also saw strong growth, with revenue increasing by 200% to £244 million.

该公司的股票交易服务也有强劲的增长，收入增长了200％，达到2.44亿英镑。

The company also announced that it had secured a banking licence in the UK, which will allow it to offer a wider range of products and services to its customers in the country.

该公司还宣布已在英国获得银行许可证，这将使其能够为该国的客户提供更广泛的产品和服务。

“We are expanding our footprint in Europe and now serve 31 markets in total. In the past year alone, we welcomed 14.5 million new customers to the platform, bringing the total to 52.5 million,” said Nik Storonsky, CEO of Revolut.

“我们正在扩大欧洲的占地面积，现在总共为31个市场提供服务。仅在过去的一年中，我们就欢迎1450万新客户进入该平台，总计达到5250万，” Revolut的首席执行官Nik Storonsky说。

“We also continue to innovate with new products and services, such as our cryptocurrency exchange, Revolut X, and our buy now, pay later product, which are proving popular with customers.”

“我们还将继续通过新产品和服务进行创新，例如我们的加密货币交易所，Revolut X和我们的购买，现在付款后来的产品，这些产品在客户中很受欢迎。”

Despite the impressive figures, the company still reported a net loss of £245 million for the year, which is an increase from £142 million in 2023. The company said that the loss was due to a number of factors, including the investment in new products and services, and the expansion into new markets.

尽管有令人印象深刻的数据，但该公司仍报告净亏损为2.45亿英镑，这是从2023年的1.42亿英镑增加。该公司表示，损失是由于许多因素，包括对新产品和服务的投资，以及向新市场扩张。

However, the company’s adjusted operating profit, which excludes the impact of the net loss, doubled to £1 billion from £438 million in 2023.

但是，该公司调整后的营业利润不包括净亏损的影响，从2023年的4.38亿英镑翻了一番，达到10亿英镑。

“We are pleased with the progress we have made in 2024. We have expanded our customer base, launched new products and services, and secured key regulatory approvals,” said Storonsky.

Storonsky说：“我们对2024年取得的进展感到满意。我们扩大了客户群，推出了新产品和服务，并获得了关键的监管部门批准。”

“We are now focused on continuing to grow our business and offer our customers the best possible experience.”

“我们现在专注于继续发展我们的业务，并为客户提供最佳的体验。”

The company’s performance was praised by industry analysts.

该公司的业绩受到行业分析师的称赞。

“Revolut has performed exceptionally well in a challenging macroeconomic environment,” said Ben Jackson, an analyst at BrickVest.

Brickvest的分析师Ben Jackson说：“在充满挑战的宏观经济环境中，Revolut表现出色。”

“The company’s strong customer growth, excellent product development and expansion plans are to be admired.”

“该公司的强劲客户增长，出色的产品开发和扩展计划将受到钦佩。”