Revolut將利潤翻了一番，達到10億英鎊（13億美元）的加密交易增長

金融科技公司Revolut在2024財政年度將其利潤翻了一番，達到10億英鎊（13億美元）。該公司報告說，利潤的增長與加密交易活動的巨大增長有關

Fintech company Revolut has doubled its profit to £1 billion ($1.3 billion) in the fiscal year of 2024. The company linked this rise in profit to tremendous growth in the crypto trading activities, an increase in new users, as well as securing the highly anticipated UK regulatory banking approval.

金融科技公司Revolut在2024財政年度將其利潤翻了一番，達到10億英鎊（13億美元）。該公司將利潤的增長與加密貨幣交易活動的巨大增長聯繫在一起，新用戶的增加以及確保備受期待的英國監管銀行銀行批准。

According to its annual report published on April 24, pre-tax profit in the past fiscal year increased from £438 million in 2023 to £1 billion in 2024. Revenue also shot from £1.8 billion in 2023 to £3.1 billion in 2024.

根據4月24日發布的年度報告，過去財政年度的稅前利潤從2023年的4.38億英鎊增加到2024年的10億英鎊。收入也從2023年的18億英鎊售價到2024年的31億英鎊。

Customer Growth

客戶成長

A major driver behind Revolut’s strong performance was the increase in new clients in the past year. The digital finance company received an influx of 14.5 million new customer accounts. This came from Revolut’s expansion plans into other European markets, apart from their traditional UK and Ireland territories.

Revolut出色表現的主要驅動力是過去一年的新客戶的增加。數字金融公司的湧入1450萬新客戶帳戶。除了其傳統的英國和愛爾蘭領土外，Revolut向其他歐洲市場的擴張計劃都來自其他歐洲市場。

According to the end-of-year report, Revolut had 52.5 million active customers. As a result of the expansion, revenue linked to card payment fees and deposits’ interest increased.

根據年終報告，Revolut有5250萬活躍客戶。由於擴張，收入與卡付款費和存款的利息有關。

Crypto Trading Services

加密交易服務

Another contributor to Revolut’s rise in profit is their in-house crypto trading service. The wealth division of the company, which includes crypto and stocks trading services, brought in a revenue of £506 million, which almost quadrupled 2023’s revenue figure.

Revolut利潤增長的另一個貢獻者是他們的內部加密貨幣交易服務。該公司的財富部門包括加密貨幣和股票交易服務，帶來了5.06億英鎊的收入，幾乎達到了2023年的收入數字三倍。

The company launched a crypto exchange for pro traders, Revolut X, in the past year, which offers advanced trading facilities and has a 0% maker fee and 0.09% taker fees. Apart from expanding its crypto trading facilities, Revolut introduced more traditional investment offers such as bonds, ETFs, commodities, and stocks.

該公司在過去一年中為職業貿易商Revolut X推出了加密貨幣交易所，該公司提供了高級交易設施，並獲得了0％的製造商費和0.09％的收款者費用。除了擴大加密貨幣交易設施外，Revolut還引入了更多傳統投資報價，例如債券，ETF，商品和股票。

According to the company’s statement, it had 1.7 million crypto traders on its platform at the end of 2024, which is a triple increase from the previous year.

根據該公司的聲明，該公司在2024年底的平台上有170萬加密貨幣交易員，這比上一年增加了三倍。

The company’s crypto trading volume reached $233 billion in 2024, which is more than double the volume in 2023.

該公司的加密交易量在2024年達到2330億美元，是2023年的兩倍以上。

The company’s stock trading services also saw strong growth, with revenue increasing by 200% to £244 million.

該公司的股票交易服務也有強勁的增長，收入增長了200％，達到2.44億英鎊。

The company also announced that it had secured a banking licence in the UK, which will allow it to offer a wider range of products and services to its customers in the country.

該公司還宣布已在英國獲得銀行許可證，這將使其能夠為該國的客戶提供更廣泛的產品和服務。

“We are expanding our footprint in Europe and now serve 31 markets in total. In the past year alone, we welcomed 14.5 million new customers to the platform, bringing the total to 52.5 million,” said Nik Storonsky, CEO of Revolut.

“我們正在擴大歐洲的佔地面積，現在總共為31個市場提供服務。僅在過去的一年中，我們就歡迎1450萬新客戶進入該平台，總計達到5250萬，” Revolut的首席執行官Nik Storonsky說。

“We also continue to innovate with new products and services, such as our cryptocurrency exchange, Revolut X, and our buy now, pay later product, which are proving popular with customers.”

“我們還將繼續通過新產品和服務進行創新，例如我們的加密貨幣交易所，Revolut X和我們的購買，現在付款後來的產品，這些產品在客戶中很受歡迎。”

Despite the impressive figures, the company still reported a net loss of £245 million for the year, which is an increase from £142 million in 2023. The company said that the loss was due to a number of factors, including the investment in new products and services, and the expansion into new markets.

儘管有令人印象深刻的數據，但該公司仍報告淨虧損為2.45億英鎊，這是從2023年的1.42億英鎊增加。該公司表示，損失是由於許多因素，包括對新產品和服務的投資，以及向新市場擴張。

However, the company’s adjusted operating profit, which excludes the impact of the net loss, doubled to £1 billion from £438 million in 2023.

但是，該公司調整後的營業利潤不包括淨虧損的影響，從2023年的4.38億英鎊翻了一番，達到10億英鎊。

“We are pleased with the progress we have made in 2024. We have expanded our customer base, launched new products and services, and secured key regulatory approvals,” said Storonsky.

Storonsky說：“我們對2024年取得的進展感到滿意。我們擴大了客戶群，推出了新產品和服務，並獲得了關鍵的監管部門批准。”

“We are now focused on continuing to grow our business and offer our customers the best possible experience.”

“我們現在專注於繼續發展我們的業務，並為客戶提供最佳的體驗。”

The company’s performance was praised by industry analysts.

該公司的業績受到行業分析師的稱讚。

“Revolut has performed exceptionally well in a challenging macroeconomic environment,” said Ben Jackson, an analyst at BrickVest.

Brickvest的分析師Ben Jackson說：“在充滿挑戰的宏觀經濟環境中，Revolut表現出色。”

“The company’s strong customer growth, excellent product development and expansion plans are to be admired.”

“該公司的強勁客戶增長，出色的產品開發和擴展計劃將受到欽佩。”