农协银行完成代币证券发行平台的开发

尽管以NN农协银行为首的银行业正在加速推进代币证券业务，但批评人士指出，制度化的法律基础薄弱。

Despite the banking sector's enthusiasm for token securities, led by NN Nonghyup Bank, the institutionalization process is being hampered by a lack of legal framework. Token securities, which involve dividing shares of real and financial assets into tokens using blockchain technology, are widely regarded as the next frontier in the financial industry.

尽管以 NN Nonghyup 银行为首的银行业对代币证券充满热情，但由于缺乏法律框架，制度化进程受到阻碍。代币证券涉及使用区块链技术将实物和金融资产的份额划分为代币，被广泛认为是金融行业的下一个前沿领域。

Both the ruling and opposition parties have proposed legislation to institutionalize token securities issuance. However, due to minimal interest from political circles, the passage of the bill is expected to take a significant amount of time. This uncertainty is seen by banks as a roadblock to the project's full implementation. Some banks have completed preparations for the token securities business and are continuing to test without fail.

朝野双方都提出了将代币证券发行制度化的立法提案。然而，由于政界兴趣不大，该法案的通过预计需要相当长的时间。银行认为这种不确定性是该项目全面实施的障碍。部分银行已经完成了代币证券业务的准备工作，正在继续测试中。

Nonghyup Bank recently completed the development of "STOG Generation," a platform for issuing token securities, according to the financial sector on the 22nd. Preparations are being made simultaneously for the business and technology sectors.

据金融部门22日透露，农协银行最近完成了代币证券发行平台“STOG Generation”的开发。商业和技术领域的准备工作正在同时进行。

Nonghyup Bank will finally choose a fragmented investment operator to participate in the token securities issuance platform next month. The chosen operators will be able to begin using the platform within the year. Nonghyup Bank's token securities business is expected to be further defined with the selection of a participating operator.

农协银行下个月最终将选择一家分散的投资运营商参与代币证券发行平台。选定的运营商将能够在一年内开始使用该平台。农协银行的代币证券业务预计将随着参与运营商的选择而进一步明确。

"This is a stage for sculptural investment operators to enter the platform," said an official from Nonghyup Bank. "We are continuing discussions on related matters with several companies."

农协银行相关人士表示：“这是雕塑投资运营商进入平台的舞台。” “我们正在与几家公司继续讨论相关事宜。”

Nonghyup Bank was chosen earlier as an operator for the Korea Internet & Security Agency's blockchain diffusion project under the Ministry of Science and ICT and began constructing the platform before other financial institutions. KB Kookmin Bank, Shinhan Bank, Woori Bank, and IBK Industrial Bank are also preparing for the token securities business, according to reports.

农协银行早些时候被选为韩国科学和信息通信技术部下属的韩国互联网安全局区块链扩散项目的运营商，并先于其他金融机构开始建设该平台。据报道，KB Kookmin Bank、Shinhan Bank、Woori Bank 和 IBK Industrial Bank 也在为代币证券业务做准备。

The issue is that legalization, which will accelerate the token securities business, is likely to be difficult to achieve. According to politicians, Min Byung-duk of the Democratic Party of Korea recently proposed amendments to the Capital Markets Act and Electronic Securities Act, which aim to legalize the issuance of token securities.

问题在于，将加速代币证券业务发展的合法化可能很难实现。据政界人士透露，韩国民主党议员闵秉德最近提出了《资本市场法》和《电子证券法》的修正案，旨在使代币证券的发行合法化。

Earlier, Kim Jae-sup, a member of the People's Power Party, introduced a similar bill. The legal basis for issuing token securities, the establishment of an issuer account management agency, and the creation of an over-the-counter brokerage system for investment contract securities and beneficiary securities are all critical components.

此前，人民力量党议员金在燮也提出了类似的法案。发行代币证券的法律依据、发行人账户管理机构的设立以及投资合约证券和受益证券的场外经纪系统的创建都是关键组成部分。

Both ruling and opposition party lawmakers have proposed legislation to institutionalize it, but political attention is still minimal. A bill was also introduced in the 21st National Assembly, but it was abandoned without meaningful discussion.

执政党和反对党议员都提出立法将其制度化，但政治关注度仍然很低。第21届国会也提出了一项法案，但未经有意义的讨论就被放弃了。

"Banks are eager to enter the token securities business to generate new revenue streams, but it is disheartening that there has been no supporting system in place for an extended period of time," said an official from a commercial bank.

“银行渴望进入代币证券业务以创造新的收入来源，但令人沮丧的是，很长一段时间没有到位的支持体系。”一位商业银行官员表示。