農協銀行完成代幣證券發行平台的開發

儘管以NN農協銀行為首的銀行業正在加速推進代幣證券業務，但批評人士指出，制度化的法律基礎薄弱。

Despite the banking sector's enthusiasm for token securities, led by NN Nonghyup Bank, the institutionalization process is being hampered by a lack of legal framework. Token securities, which involve dividing shares of real and financial assets into tokens using blockchain technology, are widely regarded as the next frontier in the financial industry.

儘管以 NN Nonghyup 銀行為首的銀行業對代幣證券充滿熱情，但由於缺乏法律框架，制度化進程受到阻礙。代幣證券涉及使用區塊鏈技術將實體和金融資產的份額劃分為代幣，被廣泛認為是金融業的下一個​​前沿領域。

Both the ruling and opposition parties have proposed legislation to institutionalize token securities issuance. However, due to minimal interest from political circles, the passage of the bill is expected to take a significant amount of time. This uncertainty is seen by banks as a roadblock to the project's full implementation. Some banks have completed preparations for the token securities business and are continuing to test without fail.

朝野雙方都提出了將代幣證券發行製度化的立法提案。然而，由於政界興趣不大，該法案的通過預計需要相當長的時間。銀行認為這種不確定性是該計畫全面實施的障礙。部分銀行已經完成了代幣證券業務的準備工作，正在繼續測試中。

Nonghyup Bank recently completed the development of "STOG Generation," a platform for issuing token securities, according to the financial sector on the 22nd. Preparations are being made simultaneously for the business and technology sectors.

根據金融部門22日透露，農協銀行最近完成了代幣證券發行平台「STOG Generation」的開發。商業和技術領域的準備工作正在同時進行。

Nonghyup Bank will finally choose a fragmented investment operator to participate in the token securities issuance platform next month. The chosen operators will be able to begin using the platform within the year. Nonghyup Bank's token securities business is expected to be further defined with the selection of a participating operator.

農協銀行下個月最終將選擇一家分散的投資業者參與代幣證券發行平台。選定的營運商將能夠在一年內開始使用該平台。農協銀行的代幣證券業務預計將隨著參與營運商的選擇而進一步明確。

"This is a stage for sculptural investment operators to enter the platform," said an official from Nonghyup Bank. "We are continuing discussions on related matters with several companies."

農協銀行相關人士表示：“這是雕塑投資運營商進入平台的舞台。” “我們正在與幾家公司繼續討論相關事宜。”

Nonghyup Bank was chosen earlier as an operator for the Korea Internet & Security Agency's blockchain diffusion project under the Ministry of Science and ICT and began constructing the platform before other financial institutions. KB Kookmin Bank, Shinhan Bank, Woori Bank, and IBK Industrial Bank are also preparing for the token securities business, according to reports.

農協銀行早些時候被選為韓國科學和資訊通信技術部下屬的韓國互聯網安全局區塊鏈擴散項目的運營商，並先於其他金融機構開始建造該平台。據報道，KB Kookmin Bank、Shinhan Bank、Woori Bank 和 IBK Industrial Bank 也在為代幣證券業務做準備。

The issue is that legalization, which will accelerate the token securities business, is likely to be difficult to achieve. According to politicians, Min Byung-duk of the Democratic Party of Korea recently proposed amendments to the Capital Markets Act and Electronic Securities Act, which aim to legalize the issuance of token securities.

問題在於，將加速代幣證券業務發展的合法化可能很難實現。據政界人士透露，韓國民主黨議員閔秉德最近提出了《資本市場法》和《電子證券法》的修正案，旨在使代幣證券的發行合法化。

Earlier, Kim Jae-sup, a member of the People's Power Party, introduced a similar bill. The legal basis for issuing token securities, the establishment of an issuer account management agency, and the creation of an over-the-counter brokerage system for investment contract securities and beneficiary securities are all critical components.

此前，人民力量黨議員金在燮也提出了類似的法案。發行代幣證券的法律依據、發行人帳戶管理機構的設立以及投資合約證券和受益證券的場外經紀系統的創建都是關鍵組成部分。

Both ruling and opposition party lawmakers have proposed legislation to institutionalize it, but political attention is still minimal. A bill was also introduced in the 21st National Assembly, but it was abandoned without meaningful discussion.

執政黨和反對黨議員都提出立法將其製度化，但政治關注度仍然很低。第21屆國會也提出了一項法案，但未經有意義的討論就被放棄了。

"Banks are eager to enter the token securities business to generate new revenue streams, but it is disheartening that there has been no supporting system in place for an extended period of time," said an official from a commercial bank.

「銀行渴望進入代幣證券業務以創造新的收入來源，但令人沮喪的是，很長一段時間沒有到位的支持體系。」一位商業銀行官員表示。