美国国家银行不再需要回答有争议的客户如何损害其声誉

该机构在周四的一份声明中说，OCC从其监督手册中删除了这一因素。

The Office of the Comptroller of the Currency (OCC) is removing a factor related to how controversial customers might damage a bank's reputation from its internal supervision manuals, the agency said on Thursday.

该机构周四表示，货币审计体办公室（OCC）正在删除与有争议的客户如何因其内部监督手册损害银行声誉的因素。

The calculus of "degree of public attention and potential reputational impact" to a national bank had been highlighted in a presentation about the OCC's supervisory framework that the agency delivered earlier this year.

在有关该机构今年早些时候提供的OCC的监督框架的演讲中，强调了“公众关注程度和对国家银行的潜在声誉影响”的计算。

That slide, viewed by crypto company insiders as contributing to their being debanked, had drawn notice from the industry for listing the factor alongside calculus such as "magnitude of the loss potential" and "frequency of occurrence."

该幻灯片由加密货币公司内部人士视为有助于他们被撤销的幻灯片，该幻灯片已从该行业中引起了通知，目的是与微积分一起列出了该因子，例如“损失潜力的幅度”和“发生频率”。

The OCC is removing that factor from its supervision handbook, the agency said in a Thursday statement.

该机构在周四的一份声明中说，OCC从其监督手册中删除了这一因素。

"The OCC's examination process has always been rooted in ensuring appropriate risk management processes for bank activities, not in casting judgment on how a particular activity may fare with public opinion," said Acting Comptroller of the Currency Rodney Hood.

“ OCC的考试过程一直植根于确保银行活动的适当风险管理程序，而不是对特定活动可能如何与公众舆论作出判断，”货币货币Rodney Hood的代理审计长说。

"As such, the agency is removing one factor from its examination process that could be viewed as measuring the degree of public attention or the potential reputational impact of an activity."

“因此，该机构正在从其检查过程中删除一个因素，该因素可以被视为衡量公众关注程度或活动的潜在声誉影响。”

Federal Reserve Chair Jerome Powell had made a similar commitment in a congressional hearing last month that the Fed would cut that category of scrutiny from its internal supervision manuals.

美联储主席杰罗姆·鲍威尔（Jerome Powell）在上个月的国会听证会上做出了类似的承诺，即美联储将从其内部监督手册中删除该类别的审查。

The OCC has been making moves to ease the compliance path for banks engaging in crypto business. It recently erased earlier guidance that had called for banks to get pre-approval in writing from the agency if they wanted to handle digital assets business lines.

OCC一直在采取行动，以减轻从事加密业务的银行的合规道路。最近，它删除了较早的指导，如果银行想处理数字资产业务线路，则呼吁银行从该机构书面批准。

The banking regulator may soon have its permanent chief, with President Donald Trump's nominee, Jonathan Gould, facing a Senate confirmation hearing next week. The head of the OCC tends to be able to act more quickly and decisively than other financial regulators, because the person operates as the sole authority without a commission or board to seek approval from.

银行监管机构可能很快就有其常任负责人，唐纳德·特朗普总统的提名人乔纳森·古尔德（Jonathan Gould）将于下周面对参议院确认听证会。 OCC的负责人倾向于比其他财务监管机构更快，更果断地行事，因为该人在没有佣金或董事会寻求批准的情况下作为唯一的权威。