美國國家銀行不再需要回答有爭議的客戶如何損害其聲譽

該機構在周四的一份聲明中說，OCC從其監督手冊中刪除了這一因素。

The Office of the Comptroller of the Currency (OCC) is removing a factor related to how controversial customers might damage a bank's reputation from its internal supervision manuals, the agency said on Thursday.

該機構週四表示，貨幣審計體辦公室（OCC）正在刪除與有爭議的客戶如何因其內部監督手冊損害銀行聲譽的因素。

The calculus of "degree of public attention and potential reputational impact" to a national bank had been highlighted in a presentation about the OCC's supervisory framework that the agency delivered earlier this year.

在有關該機構今年早些時候提供的OCC的監督框架的演講中，強調了“公眾關注程度和對國家銀行的潛在聲譽影響”的計算。

That slide, viewed by crypto company insiders as contributing to their being debanked, had drawn notice from the industry for listing the factor alongside calculus such as "magnitude of the loss potential" and "frequency of occurrence."

該幻燈片由加密貨幣公司內部人士視為有助於他們被撤銷的幻燈片，該幻燈片已從該行業中引起了通知，目的是與微積分一起列出了該因子，例如“損失潛力的幅度”和“發生頻率”。

The OCC is removing that factor from its supervision handbook, the agency said in a Thursday statement.

該機構在周四的一份聲明中說，OCC從其監督手冊中刪除了這一因素。

"The OCC's examination process has always been rooted in ensuring appropriate risk management processes for bank activities, not in casting judgment on how a particular activity may fare with public opinion," said Acting Comptroller of the Currency Rodney Hood.

“ OCC的考試過程一直植根於確保銀行活動的適當風險管理程序，而不是對特定活動可能如何與公眾輿論作出判斷，”貨幣貨幣Rodney Hood的代理審計長說。

"As such, the agency is removing one factor from its examination process that could be viewed as measuring the degree of public attention or the potential reputational impact of an activity."

“因此，該機構正在從其檢查過程中刪除一個因素，該因素可以被視為衡量公眾關注程度或活動的潛在聲譽影響。”

Federal Reserve Chair Jerome Powell had made a similar commitment in a congressional hearing last month that the Fed would cut that category of scrutiny from its internal supervision manuals.

美聯儲主席杰羅姆·鮑威爾（Jerome Powell）在上個月的國會聽證會上做出了類似的承諾，即美聯儲將從其內部監督手冊中刪除該類別的審查。

The OCC has been making moves to ease the compliance path for banks engaging in crypto business. It recently erased earlier guidance that had called for banks to get pre-approval in writing from the agency if they wanted to handle digital assets business lines.

OCC一直在採取行動，以減輕從事加密業務的銀行的合規道路。最近，它刪除了較早的指導，如果銀行想處理數字資產業務線路，則呼籲銀行從該機構書面批准。

The banking regulator may soon have its permanent chief, with President Donald Trump's nominee, Jonathan Gould, facing a Senate confirmation hearing next week. The head of the OCC tends to be able to act more quickly and decisively than other financial regulators, because the person operates as the sole authority without a commission or board to seek approval from.

銀行監管機構可能很快就有其常任負責人，唐納德·特朗普總統的提名人喬納森·古爾德（Jonathan Gould）將於下週面對參議院確認聽證會。 OCC的負責人傾向於比其他財務監管機構更快，更果斷地行事，因為該人在沒有佣金或董事會尋求批准的情況下作為唯一的權威。