蒙巴萨寡妇在上诉法院与钻石信托银行争夺价值 150 万美元的房产拍卖

蒙巴萨大亨的遗孀Noor Ali Islam Jeizan向上诉法院提出上诉，要求阻止钻石信托银行因一笔有争议的1.74亿先令贷款而出售她的财产。 Islam 声称该贷款已全部偿还，并需额外偿还 1,700 万先令，而银行则辩称，Islam 和她已故的丈夫同意出售公司资产，且贷款尚未偿还。争议源于向 Anwar Mohamed Bayusuf Limited 发放的一笔贷款，Islam 声称该贷款中存在虚构账户，从而导致金额存在争议。

Mombasa Widow's Appeal to Block Property Auction in Sh174 Million Dispute with Diamond Trust Bank

蒙巴萨寡妇在与钻石信托银行发生价值 1.74 亿先令的纠纷中呼吁阻止财产拍卖

In a contentious legal battle that has escalated to the Court of Appeal, Noor Ali Islam Jeizan, the widow of Mombasa tycoon Bayusuf Mohammed, is vehemently opposing Diamond Trust Bank's (DTB) attempts to sell her property in order to recover Sh174 million in alleged unpaid loans.

在一场已升级至上诉法院的有争议的法律诉讼中，蒙巴萨大亨巴尤苏夫·穆罕默德 (Bayusuf Mohammed) 的遗孀努尔·阿里·伊斯兰·杰赞 (Noor Ali Islam Jeizan) 强烈反对钻石信托银行 (DTB) 试图出售其财产，以追回据称未付的 1.74 亿先令。贷款。

Islam vehemently contends that the loan taken by her late husband was fully repaid, with an excess of Sh17 million that the bank should have refunded. Despite her plea to halt the auction, High Court Judge Kizito Magare dismissed her request.

伊斯兰强烈辩称，她已故丈夫的贷款已全部偿还，银行应退还多于 1700 万先令的金额。尽管她请求停止拍卖，但高等法院法官基齐托·马加雷驳回了她的请求。

Aggrieved by the decision, Islam has appealed to the Court of Appeal, arguing that her children and elderly mother will be left homeless if DTB proceeds with the sale of the disputed property. "The property scheduled for auction is a residential house where my children live together with my elderly mother. Unless the orders sought are granted, my children and elderly mother will be left destitute of a home," she pleaded in her appeal.

伊斯兰对这一决定感到不满，已向上诉法院提出上诉，称如果 DTB 继续出售有争议的财产，她的孩子和年迈的母亲将无家可归。 “计划拍卖的房产是一栋住宅，我的孩子们和我年迈的母亲住在一起。除非所寻求的命令获得批准，否则我的孩子和年迈的母亲将失去家园，”她在上诉中恳求道。

The dispute centers around a company owned by Islam and her late husband, Anwar Mohamed, called Anwar Mohamed Bayusuf Limited. DTB has already sold off a yard and trucks belonging to the company, claiming non-payment of the loan. The loan agreement stipulated that the company was obligated to pay at least 26 percent per annum as interest on the borrowed amount. Additionally, the bank has targeted the house inherited by Islam, placing it up for auction last year.

争议围绕伊斯兰及其已故丈夫安瓦尔·穆罕默德 (Anwar Mohamed) 拥有的一家名为安瓦尔·穆罕默德·巴尤苏夫有限公司 (Anwar Mohamed Bayusuf Limited) 的公司展开。 DTB 已经出售了该公司的一个堆场和卡车，并声称未偿还贷款。贷款协议规定，公司有义务每年支付至少 26% 的借款利息。此外，该银行还瞄准了伊斯兰继承的房屋，并于去年将其拍卖。

At the heart of the conflict between Islam and DTB lies the contested sum of Sh174 million. Their respective accounts of the matter differ starkly. Islam alleges that DTB fabricated fictitious accounts, resulting in the inflated amount. She asserts that the loan taken by Bayusuf Limited was repaid in full on June 30, 2011, with an excess of Sh17 million. This followed the auction of an earlier property used as collateral for the company's loan.

伊斯兰教和 DTB 之间冲突的核心在于 1.74 亿先令的争议金额。他们各自对此事的描述截然不同。 Islam 指控 DTB 捏造虚假账户，导致金额虚增。她声称，Bayusuf Limited 获得的贷款已于 2011 年 6 月 30 日全额偿还，超过 1,700 万先令。在此之前，拍卖了用作该公司贷款抵押品的早期财产。

Islam claims that the bank is withholding crucial documents that would corroborate her claim that Bayusuf has no outstanding debt to DTB. In contrast, DTB maintains that a consent agreement reached between the parties on July 17, 2021, obliged the bank to release all relevant documents, including details of the disputed accounts. The bank argues that its case against Islam is supported by an independent report from the Interest Rates Advisory Centre (IRAC), which confirms Bayusuf's indebtedness. DTB dismisses Islam's request for additional documents as a "fishing expedition."

The saga between Islam and DTB began with a loan extended to Bayusuf Limited. The dispute has since escalated from civil proceedings to criminal investigations, with Islam demanding full disclosure of the accounts. Correspondence between her attorneys and the Central Bank of Kenya (CBK) reveals that the regulator encountered difficulties in obtaining comprehensive information from the bank regarding the circumstances that led to Bayusuf accumulating such a substantial debt.

Islam 和 DTB 之间的传奇故事始于向 Bayusuf Limited 提供的一笔贷款。此后，争端已从民事诉讼升级为刑事调查，伊斯兰教要求全面披露账目。她的律师与肯尼亚中央银行（CBK）之间的通信显示，监管机构在从银行获取有关导致Bayusuf积累如此巨额债务的情况的全面信息时遇到了困难。

As the Court of Appeal prepares to hear Islam's appeal, the outcome of this protracted legal battle remains uncertain. The legal drama has garnered significant attention, raising questions about the nature of banking relationships, the rights of borrowers, and the efficacy of the Kenyan financial regulatory system.

当上诉法院准备审理伊斯兰教的上诉时，这场旷日持久的法律斗争的结果仍然不确定。这部法律剧引起了广泛关注，引发了人们对银行关系的性质、借款人的权利以及肯尼亚金融监管体系的有效性的质疑。