万事达卡和摩根大通联手将外汇引入区块链

万事达卡 (MA) 已将其基于区块链的代币化资产转移系统——多代币网络 (MTN) 与摩根大通 (JPM) 连接起来

Mastercard (NYSE:MA) has connected its blockchain-based system for shifting tokenized assets with the recently rebranded digital assets business of JPMorgan (NYSE:JPM).

万事达卡（纽约证券交易所代码：MA）已将其基于区块链的代币化资产转移系统与摩根大通（纽约证券交易所代码：JPM）最近重新命名的数字资产业务连接起来。

The collaboration is to enhance B2B cross border payments, the companies said in a press release on Thursday, “providing greater transparency and faster settlement as well as reducing time zone friction.”

两家公司在周四的新闻稿中表示，此次合作旨在增强 B2B 跨境支付，“提供更大的透明度和更快的结算速度，并减少时区摩擦。”

The payments giant invited a number of banks onto its Multi-Token Network when the platform emerged in mid-2023. The aim was to test out tokenized bank deposits, the use of stablecoins and central bank digital currencies (CBDC). Mastercard’s token network is working specifically with the JPMorgan’s Kinexys Digital Payments, which was formerly known as JPM Coin.

当该平台于 2023 年中期推出时，这家支付巨头邀请了多家银行加入其多代币网络。目的是测试代币化银行存款、稳定币和央行数字货币（CBDC）的使用。万事达卡的代币网络专门与摩根大通的 Kinexys 数字支付（以前称为 JPM Coin）合作。

Tokenized foreign exchange is an attractive subset of the blockchain-based real world assets trend now firmly embraced by traditional finance, because it offers a near-real time, always-on way to avoid cross border gaps and pain points.

代币化外汇是基于区块链的现实世界资产趋势的一个有吸引力的子集，目前已被传统金融牢牢拥抱，因为它提供了一种近乎实时、始终在线的方式来避免跨境差距和痛点。

The rebranding of JPM Coin to Kinex("" +

JPM Coin 更名为 Kinex("" +

"s Digital Payments was accompanied by a promise to introduce tokenized U.S. dollar and euro FX by as early as the first quarter of 2025, with plans to then expand to other currencies. Other efforts to tokenize FX payments include the Monetary Authority of Singapore’s Project Guardian, of which JPMorgan is a participant.

“数字支付还承诺最早于 2025 年第一季度推出代币化的美元和欧元外汇，并计划随后扩展到其他货币。其他货币支付代币化的努力包括新加坡金融管理局的 Project Guardian ，摩根大通是其中的参与者。

The firms said in a joint statement that by integrating Mastercard MTN's connectivity with Kinexys Digital Payments, mutual customers of MTN and Kinexys will be able to settle B2B transactions through a single API.

两家公司在一份联合声明中表示，通过将万事达卡 MTN 的连接与 Kinexys 数字支付相集成，MTN 和 Kinexys 的共同客户将能够通过单一 API 结算 B2B 交易。

“At Kinexys, we believe our solutions can play a transformative role in the ecosystem for digital global commerce and digital assets, where the value proposition of commercial transaction venues is enhanced by the availability of commercial bank payment rails that can natively integrate with any digital marketplace or platform,” said Naveen Mallela, co-head of Kinexys by J.P. Morgan in a statement.

“在 Kinexys，我们相信我们的解决方案可以在数字全球商业和数字资产生态系统中发挥变革性作用，其中商业交易场所的价值主张通过商业银行支付通道的可用性而得到增强，这些支付通道可以与任何数字市场本地集成摩根大通 Kinexys 联席主管 Naveen Mallela 在一份声明中表示。

“By bringing together the power and connectivity of Mastercard’s MTN with Kinexys Digital Payments, we are unlocking greater speed and settlement capabilities for the entire value chain. We are excited about this integration and the new use cases it will bring to life, leveraging the strengths and innovations of both organizations,” said Raj Dhamodharan, executive vice president, Blockchain and Digital Assets at Mastercard in a statement.

“通过将万事达卡 MTN 的功能和连接与 Kinexys 数字支付相结合，我们正在为整个价值链释放更高的速度和结算能力。万事达卡区块链和数字资产执行副总裁 Raj Dhamodharan 在一份声明中表示：“我们对这次整合以及它将利用两个组织的优势和创新带来的新用例感到兴奋。”