萬事達卡和摩根大通聯手將外匯引入區塊鏈

萬事達卡 (MA) 已將其基於區塊鏈的代幣化資產轉移系統——多代幣網路 (MTN) 與摩根大通 (JPM) 連接起來

Mastercard (NYSE:MA) has connected its blockchain-based system for shifting tokenized assets with the recently rebranded digital assets business of JPMorgan (NYSE:JPM).

萬事達卡（NYSE：MA）已將其基於區塊鏈的代幣化資產轉移系統與摩根大通（NYSE：JPM）最近重新命名的數位資產業務連接起來。

The collaboration is to enhance B2B cross border payments, the companies said in a press release on Thursday, “providing greater transparency and faster settlement as well as reducing time zone friction.”

兩家公司在周四的新聞稿中表示，此次合作旨在增強 B2B 跨境支付，“提供更高的透明度和更快的結算速度，並減少時區摩擦。”

The payments giant invited a number of banks onto its Multi-Token Network when the platform emerged in mid-2023. The aim was to test out tokenized bank deposits, the use of stablecoins and central bank digital currencies (CBDC). Mastercard’s token network is working specifically with the JPMorgan’s Kinexys Digital Payments, which was formerly known as JPM Coin.

當該平台於 2023 年中期推出時，這家支付巨頭邀請了多家銀行加入其多代幣網路。目的是測試代幣化銀行存款、穩定幣和央行數位貨幣（CBDC）的使用。萬事達卡的代幣網路專門與摩根大通的 Kinexys 數位支付（以前稱為 JPM Coin）合作。

Tokenized foreign exchange is an attractive subset of the blockchain-based real world assets trend now firmly embraced by traditional finance, because it offers a near-real time, always-on way to avoid cross border gaps and pain points.

代幣化外匯是基於區塊鏈的現實世界資產趨勢的一個有吸引力的子集，目前已被傳統金融牢牢擁抱，因為它提供了一種近乎實時、始終在線的方式來避免跨境差距和痛點。

The rebranding of JPM Coin to Kinex("" +

JPM Coin 更名為 Kinex("" +

"s Digital Payments was accompanied by a promise to introduce tokenized U.S. dollar and euro FX by as early as the first quarter of 2025, with plans to then expand to other currencies. Other efforts to tokenize FX payments include the Monetary Authority of Singapore’s Project Guardian, of which JPMorgan is a participant.

「數位支付還承諾最早於 2025 年第一季推出代幣化的美元和歐元外匯，並計劃隨後擴展到其他貨幣。其他貨幣支付代幣化的努力包括新加坡金融管理局的 Project Guardian ，摩根大通是其中的參與者。

The firms said in a joint statement that by integrating Mastercard MTN's connectivity with Kinexys Digital Payments, mutual customers of MTN and Kinexys will be able to settle B2B transactions through a single API.

兩家公司在一份聯合聲明中表示，透過將萬事達卡 MTN 的連接與 Kinexys 數位支付相集成，MTN 和 Kinexys 的共同客戶將能夠透過單一 API 結算 B2B 交易。

“At Kinexys, we believe our solutions can play a transformative role in the ecosystem for digital global commerce and digital assets, where the value proposition of commercial transaction venues is enhanced by the availability of commercial bank payment rails that can natively integrate with any digital marketplace or platform,” said Naveen Mallela, co-head of Kinexys by J.P. Morgan in a statement.

「在Kinexys，我們相信我們的解決方案可以在數位全球商業和數位資產生態系統中發揮變革性作用，其中商業交易場所的價值主張透過商業銀行支付通道的可用性而得到增強，這些支付通道可以與任何數位市場本地整合摩根大通 Kinexys 聯合主管 Naveen Mallela 在聲明中表示。

“By bringing together the power and connectivity of Mastercard’s MTN with Kinexys Digital Payments, we are unlocking greater speed and settlement capabilities for the entire value chain. We are excited about this integration and the new use cases it will bring to life, leveraging the strengths and innovations of both organizations,” said Raj Dhamodharan, executive vice president, Blockchain and Digital Assets at Mastercard in a statement.

「透過將萬事達卡 MTN 的功能和連接與 Kinexys 數位支付相結合，我們正在為整個價值鏈釋放更高的速度和結算能力。萬事達卡區塊鏈和數位資產執行副總裁 Raj Dhamodharan 在一份聲明中表示：“我們對這次整合以及它將利用兩個組織的優勢和創新帶來的新用例感到興奮。”